Points experts: what do I with 90,000 amex rewards points? I have 30 days to either buy something or transfer them.

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Is it because you're leaving the company you have a corp amex through and want to keep the points? Get a personal Amex and tie to the same account...Platinum, PRG, or Everyday if you want no annual fee are the 3 best choices for most people.

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I'll buy them

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Convert to store cards where you buy work clothes and buy on sale. Or, convert to Amex gift cards during holiday season when the promotional conversion rate is higher. 💳

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I'll buy them for more than $100/10k points

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*do with

Book last-minute travel (is. when you can't book with miles) on Amex website

Convert them to Amex gift cards $200 for 40k

Open a schwab platinum and cash them out for 1.25 c a piece

Why do you have a deadline?

If you want to travel internationally, transfer them to a major international carrier. If not, do what K1 said and convert to places like Target. Look for stores that are $100/10k points.

Convert to SPG points or Delta or similar. I pulled out all the points as store gift cards. But take physical gift cards. Someone I know converted to egift cards and Amex canceled them when they closed his account. Not sure he ever got them back.

Best conversion rate is buying gift cards that provide 100:1. Like banana republic etc. nothing provides as good a rate

Buying gift cards will generally get you 1ct per point. Redeeming for travel can get you up to 3cts per point. Google it. Lots of resources on how to maximize your exchange.

BA can be a decent option. Or UA

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