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I got H1B Visa and 83000 USD dollar petition amount as annual package.I am confused as this amount will be enough to survive there with wife and 7 year old daughter.My wife is working here and together we are earning 50LPA annual.We are settled here by owning house too.Confusion is my wife will not be able to work there on H4 Visa so the kind of life we are living here will not be possible there.Thoughts?Suggestions?Pros and Cons?
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Is it because you're leaving the company you have a corp amex through and want to keep the points? Get a personal Amex and tie to the same account...Platinum, PRG, or Everyday if you want no annual fee are the 3 best choices for most people.
I'll buy them
Convert to store cards where you buy work clothes and buy on sale. Or, convert to Amex gift cards during holiday season when the promotional conversion rate is higher. 💳
I'll buy them for more than $100/10k points
*do with
Book last-minute travel (is. when you can't book with miles) on Amex website
Convert them to Amex gift cards $200 for 40k
Open a schwab platinum and cash them out for 1.25 c a piece
Why do you have a deadline?
If you want to travel internationally, transfer them to a major international carrier. If not, do what K1 said and convert to places like Target. Look for stores that are $100/10k points.
Convert to SPG points or Delta or similar. I pulled out all the points as store gift cards. But take physical gift cards. Someone I know converted to egift cards and Amex canceled them when they closed his account. Not sure he ever got them back.
Best conversion rate is buying gift cards that provide 100:1. Like banana republic etc. nothing provides as good a rate
Buying gift cards will generally get you 1ct per point. Redeeming for travel can get you up to 3cts per point. Google it. Lots of resources on how to maximize your exchange.
BA can be a decent option. Or UA