Putting a commercial mortgage on a property without any mortgage. Reach out to lender and agree on 70% ltv with 1.75% closing costs. Property appraises lower than estimated so lender sends updates term sheet (marked final) which still reflects 70% ltv and 1.75 closing costs. Continue through process and two days before close sends me a docusign with no notes and asks me to sign a new term sheet reflecting 2.38% closing costs (which puts closing costs at the total amount of original estimate)

Does anyone have any book recommendations for information on buying a house?

Freelancers - who’s your tax guy ? I’m very, very confused.

What’s better the S&P or a total stock market index fund?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Got a killer script for calling new families for life insurance?

Decided to payoff my mortgage.

Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

Coworker got fired because they stole my clients! We have a policy stating that the realtor who initiated the contact should be the one closing the deal to give them a fair chance. I feel bad but they should have read the policy...

Got my first pay check! Trying to understand all the taxes on it….Are state taxes on my gross amount or do the federal taxes i pay get deducted first then state taxes on that amount?

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

Best website or realtor o company or way to find and buy a condo in NYC(Queens, Bronx or Manhattan), 2-3 bedroom.

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!

What is the best way to invest in IPOs.

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Australia onsite offer from a company for my cousin. Tenure is 2 years
Package is 7000 AUD per month
Work location is Sydney
Is this enough for a couple to live there?
Can we save some money?
What is the cost of living there? How about tax?
Assume like everything they have to buy in Australia from scratch

Need your suggestions

TIA

What is EYs 401k match? I am going to interview and found lots of benefits info online but could not find match or best. Thank you.

Any good mf with less tracking error to invest in us equity.

Hi all, want to activate my DMs. Please like. TIA!

How much salary Honeywell offer for Honeywell Aerospace division for 8 years experience for advanced hardware position?

What is the yearly hike Honeywell provide?
What is the promotional hike in Honeywell?

CNN HL: DOW back in bull market, should it be?
The talking head says industries will crumble and its doom day!!!
Your take?

Would anyone be willing to give me a referral to salesforce?

I’m an Accounting Junior. I just completed a big 4 internship and got a full time offer for when I graduate. I have another upcoming internship that I actually want to accept a full time for. I don’t want to be in a position where I decline the current offer and also don’t end up with an offer from my upcoming internship. Any advice?

Hi friends
I have been working with Oracle since four years in a sales role my total experience is six years
I am keen to change my career and move out of sales can someone suggest what all options are available after having been selling IT solutions
Your suggestions and advices or highly appreciated

Hey guys, need some advice. I was fortunate enough to get the Consortium fellowship at Ross but am also stuck on the CBS waitlist and am still planning to apply to Wharton in R3. Assuming I get into CBS/Wharton, is there that much of a difference between them to forgo scholarship money? For context, I want to get into product management at FAANG/fintech with pursuing MBB as a plan B. Thanks in advance!

Currently having a package of 2.8 Laks/p.a so how many compensation should I expect from the new company with a total of 1 Yr experience in manual testing with a basic knowledge of cypress (Automation tool for testing)?

Anyone can help for the prayer room in Accenture DDC5 building where is it or on which floor?

Anyone know what ASUG Talent Hub is using to source consultants?

What would be the designation and salary to be expected, when joining ADP with 12+ YOE as an UI developer, with current CTC of 13L

Anyone joining Deloitte india in the month of October?

I have observed that people on testing domain or frontend are getting better pay than other new tech domains like blockchain, cyber security, data sci etc(4-11yr exp) .
For less than 4 years experience new tech job gettig good pay but others getting very less.

In dev job Java, spring r etc getting better pay. Also some SAP consultant are also get paid high.
Is exp people in testing/frontend dev are less due to which they getting better pay than others with experience.
Based on fish posts*

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

Planning on buying a house with MIL. She would lend us half the price of home interest free in return for being able to live in it rent free. We’d have 100% ownership. Repayment only required if we sell the home.

She would maintain the place 100%. We would cover races and insurance.
Relationship aside, does it sound like a fair deal?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Any one knows what’s the easiest way to order a radon test for new construction?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Anyone in CA dealing with increased insurance costs on rental properties. AllState just increased my rates by 46% from last year. I had no claims what so ever. I am reading online that several other companies have raised their costs as well and wondering what others are seeing and if there is a preferred insurance provider for you.

I joined a real estate team & I was expected to show up at 9:00am sharp every single day. Is this a common team policy?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?