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Which assets to invest pension into?
How much do you keep in the bank vs brokerage?
Best provider for good rates on used car loan?
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Is Truist the BB&T and Suntrust merge? I owned some of the latter stock and had a decent return. It’s your call how you would like to inherit the cost basis vs cash proceeds. I thought you get a step up in basis so it’s FMV upon death? Are you saying from the time you’re down $300k? If that’s your basis it could be worth getting if you have other stocks you can sell to do some stock loss harvesting.
My recommendation is meet with a financial planner and look over your assets and see if it makes sense to take a cash portion and a stock portion. Then further develop your goals around your other assets.
Edit: I would also point out banks margins are suffering from reduced inflation and lowered interest rates and the federal reserve is working on maintaining low rates for the next 3 years. Your advisory may find other areas better suited for your financial goals.
Thanks. This just came out - https://www.barrons.com/amp/articles/truist-financial-could-soon-enjoy-the-fruits-of-its-merger-51601060401
Thoughts? This is hard.