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Insurance for what?
Tech E&O and General liability?
Depends on how much damage your product can do and what your company’s actual assets look like. Provided you’re not doing something that makes you personally liable, if your company basically has no assets, what is there to insure?
Do you have financing?
Your clients if B2B enterprise will have certain insurance requirements (like cybersecurity) you’ll need. Otherwise nice to have general liability insurance.