Should I lease a car or buy it? Which is better? Does it impact the insurance rate?

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

Hi all, is this bowl still active? I am a public health professional (MPH) and couldn't find much relatable on fishbowl. I am working for an INGO in the national team, would love to connect with fellow PHPs. Additionally, would require 11 likes on the profile for DM. Thanks

I am working as a Sr. Product Analyst and I am looking for a product management role in Healthcare IT in Bangalore . Kindly, comment down if you come across any job opportunity.

I’m looking for a real estate agent in South Florida to help my buy a house. Must be an aggressive negotiator. Any recommendations?

If I contribute to a solo 401k, is the additional profit-sharing contribution (the 25% of compensation after the $19500 contribution) based on my gross income, or is it based on gross income minus expenses? Thank you🙏🏼

What are some good east coast cities to buy an investment property in? For those of you who have done this before, what's better for a first time buyer/investor - commercial or residential?

Based in NYC but looking to buy outside the city. Something that's 400-500k and has good rental potential. Thank you.

Founded a Nonprofit to help coach veterans in transition and exiting first responders and their families while focusing on changing the stigma of mental health conversation.

Cont

Hello all,
Looking for a consultant position in healthcare consulting. I have an MBA with 5 years in the healthcare industry, 7+ years of strategic program/project management and I’m am lean six sigma green belt certified. Know of any companies currently hiring? (I am willing to travel. )

Feel free to PM me to further discuss.

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Hey 🐟🐟

I’m hiring a Technical Recruitment Lead for our team. We’re a health technology company with offices in Canada & the US. We’re nearly 900 employees and reached 700Mil in revenue this year. Our sights are set on reaching unicorn status in the next few years 🦄. We’re privately held with a possible future IPO so it’s a great time to join at the right time if you’re interested in helping fuel the growth to take a company public.

More in comments.

Hi all
Can some please help me !!
I have already paid self assessed tax but in income tax website its not updated and money also debited from bank
What should i do now

Is a 49% debt to income ratio doable for someone who lives very frugally?

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

Fishes,
Im working in Ey india,
Do i need to declare personal loan anywhere is it required?

I have an expiring British Airways credit I need to use in January or February. Options are Lisbon, Paris, Rome and Athens. Anyone have thoughts on any of those in the winter/off season?

I'm coming from the US - my flight credit is use-it-or-lose-it so I'm trying not to spend much more than the original credit.

Anyone else get annoyed with the constant grumbling about healthcare/pharma work in the main bowl?

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

Hi all,

I’m hoping for UK Tech referrals. I’ve more experience than qualifications so would appreciate a referral

Do they actually enforce the 2 hour parking limit at golden gardens park? So I know whether to rush back to my car lmao

Hello All .

Received offer letter today from LTI . It’s mentioned in the mail that i will receive BGV mail After acceptance of letter but no mail received till now .

How much days it take to receive that mail ? And can we mention our joining date (early joining) there ?

Thanks !

We're seeking a Manhattan Active SWE. Whose experienced with design and dev SaaS solution. Someone hands on exp with Java 1.8, Spring Boot, Kafka, and Aws. Along with expertise in microservices architecture. Send me a DM if you feel you fit the mold.

When does HCL pay annual bonus? Which month?

How much are my fellow VP Account Directors out there making? Just trying to gauge if I am being paid fairly. Don’t forget to state market and YOE. I am making $135k, 10 years of experience and in Chicago.

So what's the deal with read receipt requests? Are they timing people once they have that notification? 🙄

Notice there are so many people with debate experience in consulting. Kinda impressed. Any highly recommended books related to debate or communication in general?

Best consulting firms for the retail and CPG industries?

Just want to say that I've learned a lot in this bowl! Really grateful for people posting questions, do's and don'ts and for the community responding!

@Hi Fishes,

I am currently working with Wipro and was promoted in July as an Benefits Operations Manager (This is Aon Hewitt taken over by Wipro) I have worked with this company from past 6 years and my current CTC is 7 LPA. Can you suggest me for openings in Operations/Benefits ?

What should be the expected salary package in Wipro ? 6.7 yoe

Whts the in hand salary in Capgemini for 25lpa fixed?

I am a recent graduate in Information Systems, looking to start my career in cyber security. Any tips/suggestions/ideas where I could start. (No previous experience).

I️ am pursuing a Product Management Internship in Big Tech for next summer. I️ am comfortable reaching out to people to network and know who to reach out to. However, I️ have not found the convos to be all that helpful. Any advice on how to make these convos useful?

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

do you actually believe Canadian politicians are in the game for the betterment of the country/province/municipality etc (wont even say the people lol) or mostly just for themselves

Are there any VC firms in Toronto/Canada with comparable pay to Consulting?

What's the salary for a technology risk consulant ( Entry-level) at KPMG Ottawa?
Recruiter reached out to me. I have no experience; this is entry level. Am a recent graduate with a business degree.

I am considering moving from US to Canada within EY if my visa doesn’t work out. Joined EY TAS- OTS from MBA as a Senior last year with base of 150k. How much salary should I expect in Toronto?

Visa consulting and analytics. Thoughts? Worse than consulting firms or better?

Would anyone be willing to refer for PwC Canada? Hoping to apply for a role in Tech Strategy and Transformation. Thanks!

Newbie Tax filing question, worked for a US employer Jan - July in NJ and then moved and worked for a Canadian employer Sept - Dec. Work permit holder in both countries at the time. What's the best way to file taxes in both countries? Has anyone done this before? Looking for guidance, gotchas, tax filing recommendations...

Hey guys I’ve 3 years of US Government consulting experience in Data Analytics and reporting for decision making and I have to move Canada because of personal reasons.

Can anyone help me out with landing an opportunity? I’ve Canadian Permanent Residency.

Hello All,

I am having over 9 years of experience as oracle application database administrator and currently pursuing my masters at university of Windsor Canada.

I am looking for co-op and full term opportunities. Please let me know if you have any recommendations.

Thanks,
Shruthi

Anybody have insights into internal consulting salaries (research) versus management consulting salaries?

How will covid impact commercial space downtown? What is the future of commercial space? I personally prefer to work in office, but I’m sure organizations are starting to see how much $$ can be saved

Rate my offer for a business valuations associate role at a boutique firm in Toronto:
- $90k + ~7.5% annual performance bonus
- $5k in clawback reimbursement
- will pay all professional fees throughout term of employment (CPA & CBV)

My background:
- SA1 in assurance
- Master of Accounting
- passed CFE, qualify in about half a year
- enrolled in CBV program of studies
- 24 yrs old

Hi there. Anyone willing to refer for Ops M&A roles at KPMG? Thanks!

Shower thought:
Why did Toronto (or Canada?) change the exit signs from the classic red EXIT sign to the green running man? Wouldn’t it confuse more people especially elders in finding the exit?

Also isn’t it a waste of money for businesses to replace perfectly functional exit signs when renovating?

What are common easy to pick up side hustles?

How bad is the job market right now in Toronto? I’ve been applying but not hearing ANYTHING back