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Thanks in advance.
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Make more money, have a husband or wife who makes decent money. Spend less money. Save difference in a blend of a housing fund and the market (SPY index funds).
Sadly, it’s very simple. Not easy, but simple.
It is a hard reality to face. I don’t want anything crazy, no need for a multi million dollar anything, but even getting something simple is difficult. Also agree, it isn’t really terribly complicated, but it also isn’t easy. Definitely have to focus and keep goals in mind.
Honestly OP the housing market is so discouraging right now because it feels like I will literally never be able to afford a house. I have been saving for a year and still don't feel like I have a good down payment saved up and the costs of everything just keep continuing to rise which is really scary.
I think the home ownership experience is a load of crap. Owning a home is very stressful. You have to deal with city code violations, property insurance, repairing and maintaining your own plumbing, appliances, grass, etc. And if something happens, it’s on you to fix it and there’s a 70% chance you’re going to get ripped off by a contractor in Miami when you are trying to fix something. I’m selling my home and I’m super excited to just rent again.