Tenant screening - first-time landlord. I did the Zillow Application. Background check is clean. Good to meet in person.

Key flags:

1. Credit score is 568. She says it’s incorrect, and there has always been an error and she will produce an updated credit report, which she hasn’t.
2. Retired from a government job, says her pension is $20,000 per month, which seems very excessive, but not able to produce consistent monthly stubs.

Is there a way to clarify these? Or should I drop this tenant

Does having student loans impact your ability to get a mortgage?

Does EY let you keep Amex rewards points?

Have ~15k to play with. Maxed 401K, plenty saved up for rainy day, good amount in brokerage account, no debt besides a condo I rent out and it has a bonkers low interest rate. I already play in the crypto space.

Any investment ideas?

What is the best credit card offer these days? Good credit score, a travel spend about 5-6k coming up..

Received a letter from Wells Fargo today. They are offering a refinance of fixed 30 year mortgage at 3.5%. I have no idea how they can do this judging by today’s interest rates. Currently my interest rate is at 4.5%. Judging by Wells Fargo sketchy history, I don’t trust it, however has anyone else gotten this offer?

How does your help help with interest rates if we're only putting 10% down. In addition to a meager down payment, I also worry abt interest :( Definitely didn't get into this for the money

If you already do something that gives you passive income, please share with the group to give us ideas!

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

Joining D soon as manager. Can we use Interactivebroker for stock trading?

Trying to transfer to Traditional model in September and recently got a trading violation. Would my transfer get denied?

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

Hello! I’m looking for an affordable financial planner based in Boston or available for a remote consultation. I am a professional in their later 20s looking to set up a budgeting plan for myself. Thanks so much!

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

ENBD is the crappiest bank in the UAE. Thank you

New client looking to switch from Simple to Safe Harbor 401k (needs safe harbor because owner makes 5x what employees make(dentist office )Does anyone know if there is a custodian who offers this?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

What are you doing for a retirement plan as an independent consultant? Solo 401K, SEP IRA, etc.? Any recommendations on where to open an account?

How much % household should on average save from their gross income.. including cash, investment, retirement etc. all inclusive

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

*If anyone actively looking for a job, i can refer you in cognizant.
Just go to career page and let me know the Job ID number.
I will help you.*

What is the role and responsibilities, salary, and work pressure in the Content Specialist role in Accenture?

So… 3.5 year relationship came crashing in Jan due to covid depression, work burn out, lockdown etc. We have stayed in contact and recently he has come around to apologizing and considering getting back together. However he also revealed he started seeing someone casually 4 weeks ago and technically is cheating on her by meeting me for coffee and to discuss this. I’m upset that he’s dating others but shouldn’t be right? I mean, I did the same. Still hurts though. And I told him to sort that out

It’s been 3 years since I (27F) moved to Seattle and still don’t have a solid social circle. Not necessarily a big group… I’m talking 3-4 friends who are easy going and not flakey/ hard to make plans with.

Idk if it’s due to Covid, Seattle freeze, a combination of the two or other factors. Any transplants out there who are NOT the outdoorsy type and feel the same? And if so, how did you get past it?

Backpack suggestions that can be used for office/travel?
Something to keep my electronics, wallet and maybe 1-2 books in

I currently work as a optician, referral coordinator and optometry technician. Busting my butt off wearing all 3 hats and I get paid $20 an hour… I don’t think this is a fare wage considering I’m doing the job of 3 people. I want to negotiate a higher wage any tips of what I should ask for?

Does HCL run BGV on UAN?

After the Cerner and oracle acquisition, do we have any chance of getting any raise and promotion while getting a new offer letter from oracle?

How much package should I expect for SAP FICO 5 YOE.
current fixed : 20

There are many openings for SAP consultants at EY GDS .
DM me if interested.

Hi do we hav openings for etl testing at google

Are there anyone here that can help with finding a job in health admin or admin position not having any luck on indeed!? I’m a New York native, I just moved to Las Vegas and I worked for the state for 12 years in New York and I came here to take care of my mom and as a contract worker for state of Nevada education. I was fired for discrimination reasons and now I’m out of a job I have a bachelors degree and applied to 123 jobs on indeed to be denied because I’m over qualified. HELP ANYONE

What are chances of onshore in Persistent. Canada or Europe ?

Anyone went through the Data Scientist interview process on Coinbase?

I recently accepted a job that I quite overqualified for because I’m in need of a job. I got hired as a Marketing Manager and work directly with the Marketing Director. Come to find out my director is still in school and has absolutely no marketing experience. She’s been with the company for 4 months. They seem to want to utilize my complete skills set and make up for her lack of marketing knowledge but maintain her position as director and pay me a entry level marketing manager salary. Advice?

I have worked in marketing for about 6-7 years. First few years were in social media management. My goal is to work at a big tech company.

I’ve heard mixed results about the ROI of earning an MBA. My near future goal is to move into a Marketing Director (or senior manager) role.

1) How much does Google, Amazon, Microsoft, etc. value MBAs in the hiring process?

2) Anyone currently working at the companies above with only a BBA?

Current situation: Marketing Manager, 90k, NYC.

Hi NYC desis - Do you guys know of any cooks that can come home and cook Indian food? My in-laws are visiting me end of this month, and they like eating roti, dal, sabji for at least 1 of their meals.

Any single females want to grab drinks/dinner in the city?
28M for reference!

Does anyone know of any pickleball clubs in the Marina or Pac heights?

Any moms on here that absolutely love their company and feel 100% supported?

Where do you buy Christmas trees in SF? Thank you

Anyone know any amateur photographers in SF? I found out TODAY that the person I hired for a small wedding tomorrow isn’t vaccinated and they can’t get into the venue. Please help a girl out if you know anyone

Best neighborhoods for mid twenties couple for a decent price? Would prefer to be near good restaurants and hopefully around other young people. New to SF so not sure how common this is but love buildings with a gym!

Moving from mid-west, Is it cheaper to rent in winter than in summer/fall ?

Is 628 actually the area code for SF? Or people don’t know it and won’t answer a phone number that starts with this area code?

Hi Bay Area 🐠, would you recommend any reliable “man and van” type movers in SF?

Folks can someone share recommendations for a trusted movers and packers to move from Chicago to Bay Area?

Moving to the Bay Area this summer from chicago. Any recommendations for good luxury apartments in Palo Alto, Redwood City or Mountain View? Also how critical is it to have your own car? I live in downtown chicago currently where everything is walking distance

Holys*it, the seller accepted my offer, i’ll be owning a condo. Surreal! Did i make the right decision in this environment??? 😱

Hi guys,
Going to my first 49ers game this weekend and was wondering what do you guys recommend for pre game, Tailgate in the parking lot? Or how early could I go have a couple beers in the bars by the gates. Thanks!

Moving to Bay Area from NY, office in Sunnyvale. Good places to find apartments when you dont have a car and can walk down to places to eat, coffee etc. Any insights will be helpful. Thanks!

Folks in Bay Area... do you own a home here and if so what neighborhood is the best in terms of school district? I live in mtv and the home prices are scary to say the least. (2bed min)

Relocating to SF and office will be in downtown. Does Foster City sound like a good option to live? Maybe need to commute only a day or two to office. Thanks!

Does an independent landlord have to honor a mistake (discounted rent) they made on an online listing in California / SF?

Any facial recommendations in the city?

Anyone using Sonic for Wi-Fi? How are they?

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!