The first time home buyer here. Any negotiation tips after the home inspection?

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

Thoughts on the new Chase Freedom Flex?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Ask = Any advice on how much I should invest in crypto and where to start? Background = 68K in a HYSA. 16K = emergency fund. I want to buy a car in December (for personal use and to put on Turo since I’m WFH) and I’m looking into renting a property that I can put on Air BnB. I am also looking into buying a vending machine. I currently max out my Roth and 401K. No HSA because I’m on my mom’s insurance.

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

wfh is good but need to plan to improve our yields on savings if need help happy to assist cum mentor

And the stock market is down ⬇️⬇️⬇️ where is the 🩸going to stop?

Anyone able to get a mortgage with student loans default?

Does the Amex corporate green card qualify for the $100 CLEAR statement credit?

Anyone in a condo need to get walls in insurance? Please explain this to me, thanks so much. First time buyer here

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

My son made 11k on Doge but it is a joke coin. Put some money into SHIBA another joke coin. I knew all the cryptos would come back after the big fall. It was an opportunity to buy. Polygon has held up through all this because of the news from Deutche Bank. Look at the real cryptos. Bought these.

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

Are we on recession? My portfolio is super down - low cost ETF investor here

Any upcoming areas to buy a investment house in and around Austin Texas

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

First gen, first year lawyer here. What do you do when you have family members who expect money from me every paycheck. I try to stand my ground but I get guilt tripped, especially when those family members were there for me.

It’s getting hard to save money when there is this expectation that I must give them money every paycheck. It feels like I have nothing for myself.

I interviewed for a role with the Enterprise Risk Team at EY. I told them my salary requirements were $105 k before the interview. They said it should be ok if I'm brought in as a Senior 1. After the interview, they said they want to bring me in as a Staff2 at $84k with $3k signing bonus. I'm trying to get on a call to negotiate further...do these numbers sound right to you all?

How is MBA (Executive) with Specialisation in Business Analytics from NMIMS (Upgrad)?

Have anyone done that.. please share your feedbacks

When they say utilization doesn't count for the month of May/June what exactly does that entail? I'm assuming being on the bench for those months will still show on personal utilization reports...

Am looking at exit opportunities and researching FAANG. Curious to understand why anyone would join Amazon which has the worst benefit of the FAANG? Can anyone share what’s better at Amazon that I am not aware of? Amazon and Facebook on sites lined up in January! So researching now!;)

What firms do higher variable comp? I’m familiar with A&M’s model, but curious if there are others. Figure if I’m busting it, might as well get compensated for it.

When do firms start sponsoring green cards? What’s the earliest year you have seen and can I negotiate this as part of lateral package?

If job posting pay was $36.66 hourly (no
range) what would be an acceptable offer
and counter offer?

So, recently got put on a PIP after six months at my new job., two days after I told my boss and HR I recently learned I have a cognitive disability caused by an illness. The PIP was mostly because I forgot some deadlines, but also they said I need to be more professional in emails (even though others use zero punctuation and a lot of emojis. To clients.) and simultaneously ask more questions and ask fewer questions. Should I just assume this is unattainable and look for a new job again?

Hey everyone,
I’m currently a Market Analyst for a small consulting firm. I’m looking for a new role with room for growth. I bring enthusiasm and experience in modeling, forecasting, and research. I would be grateful to be connected or referred for any open roles you might know of. Thank you!

I love when people use a QR code. When already in a digital channel like social. Where I’m on my phone.

Currently on H1B and waiting for an offer from EY. Does EY kick start with green card process quickly in special cases. HR said normally it is 1 yr but he has to check with legal team. More inside..

Having to call Marriott to apply a suite night award to an SPG hotel on a reservation you made before the merger and combining accounts proves to you how much is still SO WRONG with this merger.

Thoughts on the best domestic mileage program? Any recommendations for someone also potentially using those miles for international redemptions?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

When is a 3 page resume acceptable?

Trying to transition from my full time job now to freelance. Anyone hiring? Good recruiters you know? 8yrs exp, background in tech/strategy/creative, worked in both small and large agencies.

Currently interviewing at JPMorgan in their CIB division for a associate operations role. Have met with 5 people for two different teams and another person for another team, all of which I believe are 3 total open positions for 3 different teams. Any insight on the interview process or how long it takes or any sort of idea to give me on what I could look for that might help me believe I might get an offer? Checked my online application again recently and still says “In Consideration”

A wonderful friend recommended me to a recruiter, when the recruiter was looking to place a creative.
This role is at a small agency, I’m going to be paired with a Sr. Copywriter. They’re looking for a conceptual thinker and brilliant designer, no pressure.
I have some internships and some freelance under my belt since graduating portfolio school, and a current laptop that’s running on fumes ha.
I’m intimidated, cautious, yet super grateful to finally hear from someone.
Any words of wisdom?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Any recommendations on a good water softener system (4 people)?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Is it wise to buy a home now with high interest rates in nj or would it be wise to just wait and see? Looking to buy a house in central NJ

I'd like to buy, but the market is absolutely atrocious currently

Is buying fancy condos with high HOA(>$1k) worth it?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

How do you find lenders? Should I pick a realtor first?

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Thinking about using my VA loan in a few years. Any advice?

What is the most difficult part of buying a home for the first time?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California