{ "media_type": "text", "post_content": "Thinking of applying for a new card. Which should I go for? Capital One Venture or Chase Sapphire Preferred?", "post_id": "57e593f5b559c60e00abfd91", "reply_count": 22, "vote_count": 1, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting" }

Thinking of applying for a new card. Which should I go for? Capital One Venture or Chase Sapphire Preferred?

like
Posting as :
works at
You are currently posting as works at

Chase Sapphire Reserve

like

CSR - It's $450, but it comes with a $300 travel credit where that definition of "travel" is very flexible. It's $300/calendar year so you receive it once in 2016 & again January 2017. Tolls, trains, flights, hotels, travel agent fees, etc. This essentially makes the fee $150

like

You actually wouldn't get the bonus so it's not worth it

like

CSP. Ultimate Rewards are much more valuable and better category bonuses. Plus 55k sign up bonus is great. Happy to give you my referral link if you decide to get CSP!

like

I will cancel my CSP once I get my CSR.

like

I called to cancel the CS bc I did set them up as separate accounts but they combined them into one online account and I was afraid I wouldn't get the 100k bonus points (I still did). Anyway when I talked to the guy to cancel he asked if I wanted to add the credit line to the CSR. I said of course. They were able to add all but $500, so my CSR line is almost $60k now which is insane.

like

Annual fee for Reserve is too much for me.

Thanks! Will I get any extra bonus if I use your referral link?

Then why did you suggest it?

Yeah! You still get the 50k sign on bonus and get an extra 5k when you add an authorized user: https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=FHRJ&CELL=63HQ&MSC=1529514489

Shameless promo over here haha but I have CSP and it's my go to card. Probably getting CSR soon

^^ + 100000 bonus points that can be redeemed for $1500 if booking a trip through Chase Travel which I've done previously with my CSP. Competitive availability for the most part.

Yeah A1 is spot on: There's no reason to get CSP anymore unless you value CSR's additional benefits at less than $55

And realistically, you could easily get CSR, get your 100k bonus, use $600 travel credit and then downgrade to CSP after a year if you don't value the card by $55

Oh true, A2. The CSR bonus is 100k points (worth $1500) compared to CSP bonus of 50k (worth $625). This disparity is because CSR makes the points worth 1.5 cents for travel redemption whereas with CSP, you are a peasant with 1.25 cent travel redemption

Actually can I "upgrade" my CSR so my average credit account open is higher?

CSP*

A2 - I'm downgrading my CSP to a Freedom Unlimited. While I love points, I also like a high credit score and a longer kept credit line means higher credit score

I canceled chase sapphire (not preferred) when I got CSR and they transferred my credit line.

How does that work D3? If you got applied for a CSR you immediately have a separate credit line. If you cancel after, how would they handle that?

Related Posts

EY recruiter wouldn’t give me a solid figure for intl tax manager sign-on bonus. Do you typically have to go through the whole interview process before you get a number?

likehelpful

Has anyone successfully made the career move from an HR specialization to an HRBP role? If so, how? I have been working for 7 years in a very niche HR specialization and while I wear many hats on the HR team, I feel like this is hard to express to recruiters or even get an interview for an HRBP role. My niche area has really burnt me out, as it’s very political and I want to expand my horizons. I am already working on completing my GPHR certification. Any other tips?

like

Which country allows one year Schengen visa with multiple entries for Indians with H-1B?

How are industry case study interviews compared to consulting firms? Also, what would you consider to be a “math case”? This is for a strategy analyst position in industry.

like

Not sure how my job interview went. Trying to stay positive but it’s hard

like
like

Is anyone who recently interviewed with Accenture Strategy HR Transformation experienced hire willing to connect? Have skills interviews coming up and would appreciate some insights!

like

Any tips in internal transfers? I’d like to be relocated to a few other offices in other countries (US or Canada), and from what I know getting a visa can be the difficult part. (Cont’d)

like

Those of you who have been the over loving type to chase after narcissists....how did you break the cycle? I’ve found that the highs were so passionate that I haven’t found it in anyone else who has tried to date me. I’m getting tired of pursuing something that never works out & being heartbroken constantly.

like

Deloitte consulting SAP FICO consultant interview tips? Questions/answers, case questions, web resources etc.

like

Worth asking to interview for an APM role early internally if I have a standing offer from another top program? If yes, what’s the best way to do it?

like

Hi fish need some advice. I want to get a job in the finance industry, specifically in quant. I don’t know many people outside of consulting so I’ve been applying blindly without a referral which hasn’t worked. What are some tips to help expand my network?

like

Working on building a website to assist with award bookings and provide credit card/points consultations. What would you like to see out of this type of service?

like

Anyone applied, applying, or attended Law School? If so, would you be willing to chat?

like

I moved to Canada aft not winning H1B. I recruited w some firms and went through final round. They said that they can sponsor me a visa, but i am not sure how they will take me. Is H1B the only option? If so, i am afraid that they wont be willing to wait till next year to hire me..

like

Fake glasses in an interview?

funnylike

Best or funniest interview stories? Go.

like

My H1B extension will be filed shortly (current visa exp 10/30). If I were to change jobs now, can my new employer file for h1b transfer while pwc extension is in progress? Has anyone experienced something similar before?

like

Is Deloitte on a hiring freeze? I see postings for their ara group but don’t know if it worth applying during the current environment.

likesmart

Ops team zoom interview. A) jacket + tie? B) jacket? C) tie?

like

Additional Posts

EY recruiter wouldn’t give me a solid figure for intl tax manager sign-on bonus. Do you typically have to go through the whole interview process before you get a number?

likehelpful

Started taking prenatal vitamins , ubiquinol and vitamin D. Been doing this for a month to prep to get pregnant. Breaking out like crazy for 3 weeks now. Are these linked?

like

Anyone know compensation for an alt track employment counsel position at Seyfarth? This position would be remote and flexible re:hours. Sounds really nice to bill less but also would love to know what kind of pay cut this would entail.

like

Has anyone successfully made the career move from an HR specialization to an HRBP role? If so, how? I have been working for 7 years in a very niche HR specialization and while I wear many hats on the HR team, I feel like this is hard to express to recruiters or even get an interview for an HRBP role. My niche area has really burnt me out, as it’s very political and I want to expand my horizons. I am already working on completing my GPHR certification. Any other tips?

like

EU big 4 Sequence of events: Wk 0- confirmed offer on video followed by an compensation detail email Wk 1- Negotiations Wk 2- Recruiter promised to have the final number. Didn't. Wk 3- received the final numbers after a follow up. Accepted. Ws told to receive letter next week Wk 4- nothing Wk 5- asked for an update. told there ws system error. ll have the letter by Tuesday Tuesday, week 6- still no offer letter Can someone advise what shall be the tone of follow up? Is this delay normal?

like

Which country allows one year Schengen visa with multiple entries for Indians with H-1B?

Does anyone else feel like WFH has made higher ups notice you more? I feel like when we were in the office I was always judged by my looks, how young I was, my ability to make small talk, etc., but not the content or quality of my work. Now that the only thing they have to judge me on is my work, it seems like everyone wants to work for me. Don’t get me wrong, I’m grateful but also TERRIFIED to go back in the office and watch all that momentum go down the drain.

like

How are industry case study interviews compared to consulting firms? Also, what would you consider to be a “math case”? This is for a strategy analyst position in industry.

like

I dont see how I could ever not work from home again. if the day comes, going to be so painful

like

I’m still fuzzy on this whole innovation thing. People are still getting hired to the role. What do they do? They seem to be nothing more than pundits. Someone else could be hired for that salary.

like

Not sure how my job interview went. Trying to stay positive but it’s hard

like

Been getting huge waves of not wanting to work because I know I’m only in it for the money. Except that doesn’t even feel worth it anymore. Just started a new project that isn’t interesting, but is chargeable. Need some advice from fellow fishes. Oh, to add on, I had a vacation planned for Santorini earlier in April, but was cancelled due to COVID. 😭

like

Anyone in Deloitte Strategy and Analytics that could give me a referral? Top performer in my current practice but want to leave due to the lack of diversity at the management level.

like

If you are thinking about going to the client site or the office tomorrow think to yourself, Am I saving lives? If the answer is NO then WFH!

likehelpfulfunnyupliftingsmart

MBB 🐠’s, what are some viable options for someone with 5 yrs of ERP implementation experience to join an MBB?

like

Thoughts on starting a mileage run bowl? I’m traveling considerably less this year for work but don’t want to lose EP on American..

like

Anyone know what compensation is like for AVP at Barclays in Whippany or NY?

like

Anyone dealt with Alliant credit union ? How are their mortgage services?

Anyone else with big 4 experience looking to find a rewarding career path with an undergrad degree in accounting? What career options are out there without having to go back to school?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
Download Fishbowl to see what others are saying
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the Fishbowl app

Get realtime notifications and see
what's happening in your industry
from the palm of your hand.

For account settings, visit Fishbowl on Desktop Browser or

General

Legal