Thinking of applying for a new card. Which should I go for? Capital One Venture or Chase Sapphire Preferred?

like
Posting as :
works at
You are currently posting as works at

Chase Sapphire Reserve

like

CSR - It's $450, but it comes with a $300 travel credit where that definition of "travel" is very flexible. It's $300/calendar year so you receive it once in 2016 & again January 2017. Tolls, trains, flights, hotels, travel agent fees, etc. This essentially makes the fee $150

like

You actually wouldn't get the bonus so it's not worth it

like

CSP. Ultimate Rewards are much more valuable and better category bonuses. Plus 55k sign up bonus is great. Happy to give you my referral link if you decide to get CSP!

like

I will cancel my CSP once I get my CSR.

like

I called to cancel the CS bc I did set them up as separate accounts but they combined them into one online account and I was afraid I wouldn't get the 100k bonus points (I still did). Anyway when I talked to the guy to cancel he asked if I wanted to add the credit line to the CSR. I said of course. They were able to add all but $500, so my CSR line is almost $60k now which is insane.

like

Annual fee for Reserve is too much for me.

Thanks! Will I get any extra bonus if I use your referral link?

Then why did you suggest it?

Yeah! You still get the 50k sign on bonus and get an extra 5k when you add an authorized user: https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=FHRJ&CELL=63HQ&MSC=1529514489

Shameless promo over here haha but I have CSP and it's my go to card. Probably getting CSR soon

^^ + 100000 bonus points that can be redeemed for $1500 if booking a trip through Chase Travel which I've done previously with my CSP. Competitive availability for the most part.

Yeah A1 is spot on: There's no reason to get CSP anymore unless you value CSR's additional benefits at less than $55

And realistically, you could easily get CSR, get your 100k bonus, use $600 travel credit and then downgrade to CSP after a year if you don't value the card by $55

Oh true, A2. The CSR bonus is 100k points (worth $1500) compared to CSP bonus of 50k (worth $625). This disparity is because CSR makes the points worth 1.5 cents for travel redemption whereas with CSP, you are a peasant with 1.25 cent travel redemption

Actually can I "upgrade" my CSR so my average credit account open is higher?

CSP*

A2 - I'm downgrading my CSP to a Freedom Unlimited. While I love points, I also like a high credit score and a longer kept credit line means higher credit score

I canceled chase sapphire (not preferred) when I got CSR and they transferred my credit line.

How does that work D3? If you got applied for a CSR you immediately have a separate credit line. If you cancel after, how would they handle that?

Related Posts

#Confession

why there is so much to learn for java developer ? Cracking interview is
tough.You need be wellversed with all the things in world database devops java with its n no of versions DSA cloud and list goes on.You are not expected to do a single mistake in interview and after all this struggle you will not be working on greenfield projects.I personally feel its too much to prepare for interviews and many rejections will follow before selection.
Please post your optimistic approach.

like

Hi friends I have offers from HSBC as well as Visa Inc. what would you recommend to join from better career perspective and brand ?
Software engineer with 3+ YOE

uplifting

Accenture MDs - if you participate in VEIP, what is your % invest going into CY19? I really want to do the full 30% but as a new MD, but curious to hear others thought process / logic.

like

Is Deloitte allowed to use Robinhood? It's not a robo adviser and obviously you wouldn't invest in your clients. Or wealthfront?

like

I am seriously worried. I am doing my co-op and my supervisor is not giving me an easy time. I am trying to do my best even with very little direction and this supervisor constantly harassing my about things like her not being able to use google meet or to remember passwords. I feel bullied and very anxious. I am afraid she can jeopardize my visa with a bad evaluation. I have been working at midnight, on Sunday mornings but I am human, I make mistakes, she just blames me instead of teaching.

Best area credit unions?

like

Canada PR vs USA H1B visa. I am on H1B in USA with a good job and I have a Canada PR which I thought of using to get more stability in life but as I am running out of time on Canada PR it’s making me anxious if I should stay in the USA or move to Canada. Can someone share their experience if faced the similar issue?

likefunny

Hello guys,

I got an offer from epam but confused whether it’s epam systems or anywhere.
As I have been given fixed salary and remote work. But on offer it states EPAM systems.
Could someone please let me know who has joined epam anywhere recently if on offer it’s mentioned as anywhere?
On my interview invites as well it was mentioned anywhere.

like

Hey everyone! I have a 30 minute interview with a Amazon recruiter on Monday for a Technical Recruiter position. Does anyone know what I should expect?

like

If we apply for a Job through HCL Leap, Normally how long does it take for the team to get scheduled for the Interview.

HCL Guys - Pls do inform.

like

Any company (consulting or others) still sponsoring h1b visa or green card for new hires?

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

like

How to check what is there in full and final settlement as they just sent the amount to my account...not any mail or anything to check.

like

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

like
like

Hi,
Does anyone know the interview process for Hisense? I couldn’t find anything online. @Hisense

like

Any reviews on British petroleum. I have scheduled interview with them. Any pointers please.

like
likehelpful

Hey everyone! I’m a couple months in of trying to find a SDR role. Does anyone have any advice for interviews or just to stand out from the crowd? Any advice would be much appreciated!

like

More Posts

Report is out. Medical Care Practitioner was the top suggestion followed by Physician Associate. Praxician was, expectedly, widely panned. Let the debates begin....

like

Anyone have an amazing CPA for freelancers on the west coast?

like

How to check what is there in full and final settlement as they just sent the amount to my account...not any mail or anything to check.

like

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

like
like

I feel like all my finance friends act like it's impossible to have a relationship while working crazy hours. Do you agree?

like

Do you all feel that the Health Insurance choice is actually all the same? The coverage is absolutely copy and paste for Bronze to Platinum and the deductible/copay is very similar.
I just don’t understand why we have the illusion of “choice” if the offer is the same and it is really bad (in our case).
Going from $61 per paycheck for 2.5k deductible 75% copay to $500+ per paycheck with 500 deductible 85% copay.
Other firms have better health insurance?

likesmart

What are the best finance conferences in the US?

like
like

Any idea on which IT/application course/platform would be better for someone from BA (English) who has no idea on coding to get into IT domain?

like

Any Porsche fanatics, especially classics, that wanna make friends / start a group in Dubai ?

like

Spouse on L2 EAD with renewal coming up in November 2020. Although ~7 months out concerned it may not be renewed. Any one else on the same boat? What advice have you received?

like

Do you think we will be able travel by Christmas for a vacation?

like

Hi fishes
A known of mine with 8 years of experience in a leading US Bank industry got an offer from

EXL as AVP/Engagement manager at credit for fintech clients (42+5 LPA)

and

Accenture strategy as Manager in operations for banking (40+3 LPA)

Which one should he go for?
Any suggestions?

like

Partners, when do you think informal communication regarding new PPMDs will start trickling in?

like

Been contracted for almost a year and I have all the experience for full time technician, I just can't afford the price of the tests. My current gig has yet to onboard me even though I have stellar recommendations from higher ups in the company speaking of my work and professionalism. Does anyone know of a place that needs a high energy, professional, friendly computer Technician?

helpful

What is resource management group?

Hi,
Does anyone know the interview process for Hisense? I couldn’t find anything online. @Hisense

like

For those who would describe themselves as highly detail oriented, can you lay out your process for taking on an initial draft of a document?

like

Anyone else manually tracking EE bonus/relo? We use ADP and the payroll process is very cumbersome. Looking for better ways to track this or possibly automate. Curious to hear how some folks are approaching this.

like

Additional Posts in Consulting

Confronted client today about partner forcing us to travel while client site has travel restrictions. As a result is team is remote next week. Counting down days till I get rolled off/fired now lol

like

How is utilization calculated? What happens if we are on the bench?

like

Any book recommendations for philosophy, psychology, and business? Or any book you read last year changed your values? Going to fly international, gonna read it on flight. 😍

like

Best exit ops you have seen peers take? (Company, salary, any sweet perks, etc)

likehelpful
like

Has anyone rented out a space at a Marriott hotel for an event? Aren’t you supposed to get Bonvoy points based on the amount you spend?

like

I have a consulting/PE interview on Friday, please recommend consulting books or sites to read. Need to speak consulting language

like

2 year in consulting with AWS cert and cloud migration experience. How much more can I leverage? Currently making mid 60k

like

Westin, Conchal, Costa Rica, anybody have an opinion/review to share? Looking at a week with her Hotness in February.

like

Any book recommendations?

like

Anyone willing to refer me to Deloitte? Trying to get out of a technology consulting firm currently in dark times.

likefunny

Insight on working at Kaufman Hall?

like

What’s your strategy for looking for exit opportunities?

like

How does IBD compare to consulting in terms of hours, quality of work/learning, and exit opps? I know there are many such posts on the internet but would like to hear views from ppl who’ve done both

like

Anyone on here from Huron? Is Huron still hiring? Found a position I really want to pursue, and would love to chat!

like

Finally found THE one, after over a year of searching and trying out at least 5 different ones!

A nice comfortable office chair.

https://ergochair.co/collections/chairs/products/ergonomics-mesh-chair-w-adjustable-headrest-and-armrest?variant=32511617597491

My criteria: mesh seat and back, arms, headrest

I tried cheap ones from Amazon. Expensive, second hand gaming chairs. Tried HM Aeron (second hand) and while I didn't like the bulk and the general design, I was sold on the mesh seating. I wanted to get the ErgoChair 2 from autonomous, but it doesn't have mesh seat.

AMA.

likefunnyuplifting

I think it’s naive to not ask this question and it has been asked but not with the data points we now have. JP Morgan expects -40% GDP and 25m jobless (15% unemployment). Only 60k deaths now...

like

People who do financial models - if you only have quarterly numbers and need to get to monthlies what's a good way to do this? Average of quarters for given year? Airline industry

likefunny

What do you do to give back (whether it is money or time)? Looking for some inspirations.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal