This feels like a silly question, but do people stagger the funds they invest in? Feels weird to put 100% in VOO or VTI between brokerage and retirement accounts. I decided brokerage is in VBTLX (10%), VTIAX (45%), VTSAX (45%) and emergency fund in VMFXX; Roth in VFIFX and VLXVX. I figure these invest in many of the same so I can’t tell if I’ve actually diversified.

Any book recommendations for philosophy, psychology, and business? Or any book you read last year changed your values? Going to fly international, gonna read it on flight. 😍

do any consulting firms in the US (MBB, Big 4) sponsor MBA programs outside of the country (e.g. London Business School, HEC Paris, INSEAD)

Iam currently working in dell technologies, planning to move barclays global service center chennai , what about job security in barclays?? Kindly suggest

Hi there. What is considered a good salary for a project manager?

Hello, i am currently working with M&G global as a process leader with 6.8 years of current experience and total 11 years of experience. I am looking for a job in any field, excluding the calling & sales process. I am currently handling one of the biggest key projects for my team (in progress). Due to the office environment not willing to continue here otherwise blessed to be part of this organisation.. please refer/ suggest any job. Surekha N

I am Digital content producer in Austin, looking for job. Anyone know any company’s hiring at the moment?

Interested in investing in real estate. How to even begin and what apps should I be using?

How did you all get your first job in PM? Did you start as a Project Coordinator or PM? I have the skills of a Project Coordinator and would like to just transition to a PM role but it’s been difficult to find junior PM roles.

Guys is it possible to get data science job with knowledge of Machine learning only? Or deep learning is must

Girlfriend of 3 years cheated on me right before we were supposed to leave the state and move in together. We broke up about 4 months ago. I couldn’t demonize her, so I’m still struggling with processing it and idk what to do. I’ve been looking into therapy, but I can only do online which leaves me hesitant. Any advice would be appreciated.

From reading a number of books and listening to a number of podcasts about starting a business, one underlying factor they all share is to have deep passion for what you do. How do you know what your passion is? I mean I think a lot about golf but i don’t think that’s a passion. It’s my hobby. I think most people just know.

How do you recruit for startups? Exhausted from lack of responses from cold networking. What else should I do? I am aiming for roles in early stage startups. Didn’t study or work for long in US so don’t have a strong network.

I used to be a consultant, now work in product marketing at a health tech startup. My goal is to transition to a PM role in big tech. What’s the best way to do so? What are the skills I need to gain / demonstrate to be able to be a PM?

115 base comp
15k quarterly bonus
130 TC
3-5 years experience Marketing Manager
I feel like this is low — what are some comparable TC packages?

I work as of counsel at a small firm directly with 1 other attorney. I have worked w/ the other attorney for the last 10 years. How much paid maternity leave is reasonable to request?

I learned that I unknowingly helped my coworker with a personal problem, and it made remember that even a short conversation can make all the difference.

I am an Audit S1 that wants to work in a B4 Forensics practice. Would it be best for me to accept an offer in Forensics at a much smaller firm (local, 150ish total employees) to gain experience and then try to move to B4 Forensics? Or should I stay in Audit and wait for B4 Forensics positions to open up? Please let me know your thoughts!

Is it possible to lateral from NY big law to LA as a first year?

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Anyone investing in index annuities? Can someone explain why this is beneficial?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Is it possible to get money out of ibonds before the 1 year period? We put out house down payment in ibonds thinking we won’t buy until Jan 2023 but we really like a house and wish to buy. Also, if I bought the ibond on 2nd Jan 2022 would it mature on 2nd or 30th Jan. TIA.

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.