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Wells fargo or barclays which is better
Everything's a toy when you're a kitten!

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If you can make it work in your budget and it helps your mental health, yes. If you can’t make work on your budget I feel like you would be trading one stress for another.
Don’t do it unless you make 300k TC right now
Can you find another way to partially close the 30k gap? I took an almost 10k cut about a year ago to take a job I wanted more. Within the year I got promoted and now make more than I was making before I took the pay cut :) However, 30k is a lot more and I know how tough that would be.