Venture X credit card is it worth keeping it in the 2nd year with $395 ANF?

Got it last Nov for the 100K opening bonus, is it worth keeping it? $395 annual fee is too much for me. Has anyone contacted CapitalOne for the retention offer?

like
Posting as :
works at
You are currently posting as works at

I mean if you’re traveling even once a year, you get back $300 reimbursed in statement credits for the flight in addition to the 5x points for the flight, 10x in hotels, and 2x on everything else. They also give $100 worth in annual miles on your anniversary. You get the lounge access and other various benefits. At the end, you make $5 honestly, even if you don’t use any of the benefits and only travel once a year.

For those that don’t have the card, happy to refer if interested. DM for info.

likesmart

My combination is: AMEX gold for food, restaurants, and groceries and Venture X for travel related expenses. Everyone has their own spending preferences so it varies on which cards they should get. I have minimal expenses outside of those categories.

Been with Amex platinum since 2007 and I couldn’t even get them to keep the fee down as a loyal customer. Currently paying $695/year

likefunny

Ouch. You should try again lol. It’s like Amazon, there are nice reps and not nice reps. When I first got my card, I applied under a higher bonus rewards amount but by the time they approved it it was like 20k fewer miles and they wouldn’t match, even though I applied (and was technically approved) under the higher amount. My rep wasn’t nice either :/

CapOne wouldn’t honor any retention or fee waivers for me previously. Good luck

like

Related Posts

Need referral for fresher java role Mumbai location

like

Hi all,

The status on my ibegin portal of TCS is showing evaluated. What is the meaning of this? Salary discussion is done already. How much time will it take approximately to receive the offer letter?

like

How much salary does delta airline offer for senior SDET with 5years of exp.
CCTC: 15LPA

like

How does ZS pay partners in India

like

I did it! I got an in-house Paralegal position after years of working and being burned out at different law firms. I was going to leave the legal field all together because I was so burned out and depressed, but I decided to give the field one more chance if I was able to go in-house. Prayerfully, this transition will be a good one.

like

Anyone knoe of any openings for Immigration Paralegal? I am based out fo Michigan, but will to relocate or work remotely. I have 3 years employment immigration experience and a Bachelors degree.

like
like

I work as a Business Development Manager at a sports club.. I’ve been given a couple of months “trial” in the 6 figure and above sales in which I don’t see going back to my other role on lower sales. This was a somewhat good move for me until I consider missing out on commission each month that was more than my salary. (£25k salary, over £2k per month commission)
How do I go about raising this concern? I believe I should be paid more now and at least change my job title?

like

What is project specific BGC in TCS?

like

What are good companies to work for that also pay WELL and hire remote? This inflation situation has me worried and my current company is great to work for, but on a budget freeze so no promotions or salary increases are approved for the time being. :/

like

Hi all, looking for advice.

I'm a technical writer with background in the hardware and healthcare industry. What would be a better option for me, pivoting into software tech writing or project management.

Which one pays better/is better (any advice appreciated, must be fully remote role)

If software tech writing, does anyone have advice on how to break into a role or learn what it takes to become one?

For PM, I got a cert (not PMP) and am trying to decide which of these two I go with.

like
like

Hey everyone! Looking for a job referral for Slack Can anyone help me out with this? Also would love some likes so I can DM too please. Thanks in advance.

likehelpful

Is CBA good organization to work with?
How is the job security and wlb?

What are my exit opportunities as a tax senior in partnership tax? I cant take it anymore, I need to leave after this busy season. S2.

like

Is anything wrong with tech Mahindra hiring after submission of documents and salary discussion they want to have again technical round..if they want to reject why they do it in early stage.almost 3 week of search time wasted.

like

Hey KPMG how is life in the FRM advisory? Got a job offer from them

like

What is the standard salary range for a full time, staff senior producer at an agency? NYC

What's the salary for a 7yrs experience Test Lead at KPIT. Domain would be electric vehicles Validation.

I am looking out for job , have 10 years of IT exp . And a certified sfmc consultant too.
Please DM me for any opening.

More Posts

Partners, what are some of the most memorable and effective ways/reasons your team has asked for more comp? If someone is a high performer/emerging talent, what is the typical comp increase you’ve approved?

like

Genpact offered me 27LPA , however i am still to receive salary breakup. How much variable will be there in 27LPA?

like

Hello, I am a junior business administrator working in advisory operations. I have been with the company for 6 months, and was employed along with 2 other colleagues. I have picked the job up really fast and am even doing some “extra curricula’s” I really love my job. However I have recently found out I am being paid the same as an apprentice on my team, I usually do at 3 x the work he does whilst also doing my Cert CII. It has really disheartened me and I feel I should be earning more money

like

I am a Client Executive with 7 years in the industry and 5 years of HR experience prior to that. I make 60k, am I underpaid?

like

Can anyone recommend websites / books to improve pharma CW skills? I’m looking for something like “Hey Whipple” that are pharma-directed (if it exists). Thanks!

like

Any recommendations for Harrisburg? Starting a new engagement there

like

Anyone who’s started on their essays - how have you gone about brainstorming, especially for the more personal essay prompts? E.g., what matters most to you and why, when do you feel most alive, etc.

like

KPMG I’m interested in learning more about your AWA alternative work arrangements. Any success stories? When would be the appropriate time to request one? Are certain types more likely to be approved than others? What does a compressed work schedule entail?

like

For a 10 yoe , azure data engineer role which is best LTI or xebia or HCL ?

HCL Technologies LTI Information Technology Xebia

like

I am seriously worried. I am doing my co-op and my supervisor is not giving me an easy time. I am trying to do my best even with very little direction and this supervisor constantly harassing my about things like her not being able to use google meet or to remember passwords. I feel bullied and very anxious. I am afraid she can jeopardize my visa with a bad evaluation. I have been working at midnight, on Sunday mornings but I am human, I make mistakes, she just blames me instead of teaching.

What does Business Analyst at band A2 means in EXL services?

like

What is the salary range of Manager - Projects in Cognizant? Also, if anyone can help me the day to day activities that would be great.
Cognizant

likehelpful

Does anyone think it’s out of the question to ask for a 20% pay increase without a promotion? My duties on our team are closer to Director-level and no other Senior PM is managing half of what I am, so I feel like I should be compensated fairly.

Someone bring me back down to earth if I’m asking too much

like

I am in Canada, Band 8 in IBM consulting and received an offer for Senior Manager in Deloitte Advisory at 145K base plus 10k signon. How do you rate this offer?

like

Hi Fishes,
I have offers from Vistusa - 16.5Lpa, Exl - 17 lpa, Zensar - 17.5 Fixed with 4 yoe. Which one would be best to join in terms of wlb, work culture and hikes. Thanks in advance for the suggestions.

like

Hi Fishes,

I am a software specialist having 8+ yoe, currently working at Mastek with a CTC of 17lpa. Can anyone help me with the current market CTC considering the below:
Current Role: Tech Lead
Tech Stack: Full Stack in Java, Springboot, Angular, Mobility, AWS beginner.
Your responses will be much appreciated.

like

Hey - Book club post again incase anybody didn’t see who happens to be interested. DM me and I can add you to our group chat!! Hoping to get together this week 📚

like

Hi All, For how many days can we stay as non billable in LTI? What is the bench policy where can we see it?

Additional Posts in Personal Investment Chatter

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

like

What happens to the funds you're invested in if you roll an old employer's 401k into your current employer's 401k? Is your current 401k custodian able to continue keeping those funds invested even if they don't offer the funds themselves?

like

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

likesmart

How to buy stocks before their launch or on their launch price ?
E.g Zoom - was going to launch on around $35 and it opened with $65
Almost 100% profit.

like

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

like

Does anyone follow the 3-fund portfolio? If so, could you share your 3?

like

What funds are you investing in your 401K? Also, if I change the funds in the 401K by moving all current holdings into another fund, does it count as capital gain since it would sell old and buy new?

Are there any tax benefits from working from home?

like

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

like

Would you buy a brand new car in cash?

like

Dental insurance question: if the company dental insurance doesn’t cover enough and you +spouse both need implant next year, could you buy additional dental insurance? From where? Anybody have the AICPA offered one? Thx!

like

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

like

Wanting to take advantage of the current market. 20K to get going. What are good passive income ideas in todays economy? What would you do?

like

I might come off as naive here. But how is options trading different from setting a limit buy or limit sell. Any beginner article I can read up on options?

like

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

like

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

like

When investing liquid cash long term do you all work with an investment advisor or do it yourself? Just got off of a meeting with J P Chase investment advisor who is essentially going to invest my money into a bunch of their own ETFs, S&P500 and some fixed assets. Wondering if it’s paying them 1.5% fees to do it or should I invest time and do it myself.

like

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Investing US 50k per year on a joint income of 170k. This on top of mortgage payments for a 400k penthouse. How does this look?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal