Was laid off by Google and told I can roll my 401k into my IRA. Currently have ~$40K in my 401K; half traditional & half Roth. Also have a traditional & Roth IRA - use the traditional to backdoor contribute to my Roth.

Do you recommend I convert my traditional 401k money to Roth first before moving to IRA, or do the rollover first, and then convert from traditional to Roth in the IRA? Know you can only convert $6K from traditional to Roth in the IRA each year.

There have been surprising news with layoffs lately. Has anyone here been affected by the layoffs at Twitter or META?

Looking to buy an 💍. Might make a trip to India in 6 months. Any advice on helping me make the decision to buy in US vs India?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Phone and Internet bills reimbursement claim in Grey HR. With this claim are we getting Income tax exemption or reimbursement of cost. Can someone clarify it.

Hey all! Thank you for the beautiful work that you do! I’m looking for some advice.
Im 30, F, live in NYC, work in tech making 150K and my partner makes 200K. We have no current loans but also no financial help from family and will be helping them in the future. We also want 1-2 kids.

I am so depressed in tech. I love talking to and helping people so much. Everyone tells me to become a therapist. My two concerns are: I’m overly empathetic/ sensitive and whether I could ever recoup financially

I was laid off this month from a US-based company where I've been a reporter for the past 3 years or so... I live in Europe. I wonder if I'm likely to have luck with other remote-friendly US companies. Or are we already past that?

Is it true that some* debt is good debt. I’m referring to student loans, interest is ranging from 2% - 5% (all federal loans). Total is 20k, is it smarter to pay it off immediately and ASAP or just stretch and put the extra money into investing? Note I just graduated this year, thank you guys :)

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Hi All,
Will it profitable to stay in LTi as I have completed 17 months here and currently at P2 grade (Senior Software Engineer) ?
I'm working in CITi project since 17 months, premapped ro project so, not a single I was in bench til now. In this January they retained me with 70% hike :).
YOE - 5.6 years
Skills Set :- Java, Springboot, Microservices, SQL.

What all benefits I can get from LTi in next 6 months or so ?
Like Promotion to P3 and OnSite ?

I didn't start looking for opport.

Thanks,

I’m currently signed on a contract for my first house for new construction that has gas heating. I have not lived in a house with this before and this entire time have been battling the anxiety of it even with detector. The house, location, and price is all everything I could dream of. Any advice on what to do in this situation?

Hi Folks. Switching from product base to service base at level 9 in accenture in SAP Domain .
Can some1 explain how the journey starts from day 1.
Heard Noise abt client interviews , bench process,layoffs etc etc.
Need Serious Comforting advise.

Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Long term recommendations for ETFs buying in now? QQQ and VTI? Recommend any of the blue chips?

What’s the fastest WI-FI provider in Austin? I have Spectrum abs it’s not fast enough for my house of 5

Hi fishes ,

I received an offer for senior manager position in PWC .

Can you please let me know about the health insurance coverage as it is not mentioned in offer letter.

Please also inform if parents can be included in health insurance provided by PWC.

Is there a demand for privacy professionals? Been seeing this discussed more and more recently

Quick question.
I was a contractor for a big company and they just let me know that my last day is December 30th. I got this position thanks to a recruiting company that has been great and gives me benefits.
Should I:
- Continue working with the recruiting company, hoping that they will find another position for me? (as they told me they will, and when they applied me I started working with my current company within 2 weeks)
- Work with the recruiter + apply for jobs on my own?

I have been selected as associate software engineer at oracle cgbu division from on campus placement. When does the internship period usually start and also does the company provide a macbook for work.

I have an offer of John Deere and Ezest of same package which one is better
I have 2.6YoE

Just found out I will be taking two depositions in the near future. These are not key witnesses but I am still nervous. I’ve only been licensed since October of last year and still feel like I have no clue what I’m doing half the time. Any deposition tips?

I am having 12.5 lpa CTC with 7.7 YoE. How much can Delta Airlines offer?

Any ideas on LEK senior associate consultant salary band + all bonuses?

Curious: are there more lowball offers during the pandemic season or is compensation levels relatively stable?

Any insight into finance manager role at Microsoft? Total comp, growth opportunities, WLB?

As going through the interviews process as an experienced hire, do recruiters just email you with the offer or call you first and then email you details later on?

does anyone know what Georgia Pacific pays?

Why does CGI never call me? It has so many business analyst openings, i applied no calls at all.

Any MAnager or SM in this group? Can comment ?

What salary to expect for director of pharmacy at encompass health?

I was offered a data analysis public health remote position. Director said “if you don’t hear from HR by the end of the week let me know” that was last Friday HR hasn’t contacted me and I sent the director an email letting her know. It’s Wed and still nothing. Should I email again? Thoughts?

How's the policy in the natwest in terms of return to office. How many days it is compulsory to visit office. Is there any work from home policy there?

Anyone here do post-breach data mining? Being pursued to start a practice line doing this and trying to understand market value.

How often do scopes change? I thought it was normally on an annual basis with some exceptions but my CD is telling me they change constantly. Someone educate me…

Anyone looking for accommodation near Citi kharadi Pune ?
I'm working in Citi and looking for the same.
We can find and share.
Please DM.

Do you count your car as part of your NW on Mint/other trackers?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Newbie here. Did any one engage a financial planning service? I’m 34 with young kids, no debt, and $300k in cash. Absolutely no other financial/estate planning and overwhelmed!

Anyone here read “Die with Zero”? What are your thoughts on the principles from the book?

Looking for a financial advisor to help us begin investing - any recommendations? Is $30K enough to start with?

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

Have 20k, what’s a good small business to start with this fund? Serious question here

Seeing how 401k’s, ira’s etc..are mostly based in stocks. What happens if we have another Great Depression and the stock market crash’s. Even if you have Real estate investments, if ppl can’t pay rent like with Corona, that’s not really helpful. So what are other ways in addition to those mentioned is there to help secure you into old age? 

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

1M net worth, 450k total comp, age 35, just paid off tons of student loans TONS, want to retire at 50. What’s the move?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?