We bought our home in Nov 2022 for $675k. At the time of purchase it was appraised at $685k. In 2023 now, our property tax is assessed at $805k (around 180k more than last year). Would that have any bearing on appraised value if we look for refinancing our mortgage?

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

How much money have you invested in crypto currently? I’ll start - $5000 currently

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Not sure if this is the right place to post this but who do you all use for financial management/financial advisors? My stuff is getting a little complex with some real estate and retirement accounts.

Have you received the salary today? Got the mail now but no credit yet in account 😕

Should I sell or hold Tesla considering it’s joining SP500? Right now my profit margin with it is around 110%.

As much as I talk about wanting a man to take care of me financially, I have way too much pride to allow it when it actually happens

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Anyone wondering what digitization and disruption of banking and lender relationships will look like? If at some point regulation allows customers to borrow directly from central banks, then will banks and buy side direct lending shops die out ?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Anyone investing in index annuities? Can someone explain why this is beneficial?

Amex platinum question - can the global entry application fee waiver be used for spouse? I’m the only one on the card. Do they check for the name on the application?

I’ve been in and out of GME puts making money on the rise in price. Yesterday bought contracts for Mar exp at strike price $6 - made over 1k today. Entry price was .22 per contract. There are a lot of different ways to profit from the meme stocks. Trade your plan.

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

Do PwC and KPMG allow Mega Back Door Roth with their 401K plan? Wanted to confirm.

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

What size Cartier Tank (Solo or Must) for a 6 inch wrist? I’m assuming small as I think large might not look right

My ECD keeps changing our work before it goes to client and it's cost us making good work. Our books are suffering because he can't get his hands off the tools. Our books are only full of spec now.

Sooo, is all digital tech writing micromanaged to death with no editorial process or is it just me?

As first months go, this is terrible 😂

Does anyone work in-house in social media at a crypto company? Considering an in house strategy+execution role at a crypto exchange and looking to hear experiences! thank you

Hi all, I'm looking to grow my network as a Front End Developer and would love to connect with fellow developers/web designers.

How many portfolio pieces do you show during an interview? I’m applying for a UX UI position and they want me to share my work

All of the feelings- just got laid off...now what?

Why are people focusing on NUMBERS, not LIVES?

Please stop assuming your employees are available 24/7 to jump on impromptu video calls. Mental health is important, too.

Hi ,
Could anyone please suggest which company to join for 9+ experience guy
Hitach Vantara,
Epam system,
Netcracker technology,
CTS
Except CTS-everyone is offering good package

Any advice on massage chairs? I mean legit full body experience, not the iJoy type junk. Really want one, but hard to pull the trigger online & don't know where to go to try them out.

Reccomendations for any good action camera that is not very expensive.. GO Pro worth it?

Looking for electric shavers recommendations primarily to shave my head

Hi Fishes,

I have 11 Years of Exp in Dev.

I am being considered for Dev Manager L6.

I understand L6 also has Lead Engineer Position.

Will there be conflicts between Tech Stream and Management Stream ? Generally who has more authority ?
I have just got 35% hike on Fixed, resulting to 36 LPA (42 Inc All ) This is my first offer
What is general exp on Negotiating by bringing other offers ?

P.s. please share your experience and request to avoid "depends on project".

I love Instagram, I really do! But sometimes I feel that as a creative the thought of "sticking" to an aesthetic makes me cringe! I feel that art & inspo should be free flowing - not confined to a box

Any book or podcast recos for introverts to work on their leadership?

Be honest. Why do you keep coming back to this app?

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

How accurate is AirDna rentalizer revenue and occupancy (assuming you are best or at par with top area listings) - specifically in big city suburb if that makes a difference. Looking for any and all opinions of airdna rentalizer

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Does buyer have to share appraisal with seller? Can seller request it?

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Hi - any good books recommendations for getting started on real estate investing?

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Is there any YouTube channels someone wants to recommend which are found to be authentic in terms of wanting to follow the current housing market updates? I’ll be a first time home buyer in the next 12 months.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.