Well, I got hit with the annual fee for CSR, and they refused to refund anything on the fee. The did offer a no-fee “chase sapphire” no-fee placeholder base card with the same credit limit. Anyone have luck with the annual fee reduction?

I make $4000/M after taxes and max 401K and spend about $2400 for all fixed costs (rent, utilities, etc). With roughly $1600 left, and with a strong goal of saving as much as I can, what are some recommendations on how I should allocate my money better. I know this is vague but need some better financial planning.

Please, can some explain it to me like I’m 5 why Tesla’s stock keeps going up? But seriously, with a PE of almost 1,100, why?

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

Since the Chase Freedom Unlimited gives 3% cash back on dining, does that mean you get more UR points that way vs. using the Chase Sapphire Preferred?

What app do you guys use to buy? Seems like Coinbase only has 3 cryptos, RH only 2. Is there a single app that has all or a large selection to choose from ?

Is this the end of days for our love affair with cryptocurrencies?

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

1.What are different band levels in LTI?
2.Is senior specialist level above the manager level in terms of payscale/destination?
3.What does working in salesforce vertical looks like & onshore opp. for US visa holders?
4.Avg hike / variable pay per year?
5.What is the notice period in LTI?
6.Any hidden components included in salary that can be avoided or restructed before joining?
7.What can be avg hike for 9 yrs of Exp in senior specialist track?

Thanks in advance,it will cover most of the quer

Has anyone built their Real Estate portfilio without debt and used cash to purchase properties? Curious to see if there was a specific approach that can be taken to do this?

200k in student loans. Unmarried, no kids. If you had to choose - Would you prioritize paying them down/off or saving up for big ticket items like a house/retirement?

Anyone at big 4 get their real estate license? Did you get an approval to pursue?

Investing newbie here trying to invest my hsa. Debating if I should do 100% on something like viix for simplicity or if I should diversify? If diversifying, what’s a recommended approach? Perhaps 2-4 funds? Many thanks for the help.

What is everyone doing w/ their bond allocations w/ rates where they are? Thinking of using FIA for this portion until it settles down a little. Not a big fan of FIA, but might make sense. Chu think?

I have to support my family financially. Usually my mom cooks for the family so groceries only cost $1200/month. However, my mom is abroad for 2 months so it’s just my siblings and they can’t cook so they’ve been using my card for doordash. I think there are days when they spend $100+/day. It’s frustrating because my mom already told them the daily budget repeatedly. I’ll go bankrupt at that rate. However, it’s not like I can take my card back since I don’t want them to starve…

Is getting into ARK funds at today’s price a no brainer or still risky? Currently in VOO/VTI and Vanguard mega cap MGC/MGK. I don’t want to fall under the belief of historical performance guaranteeing future performance, but ARK is so appealing

How’s the freelance market in SF right now?

I am CA FINAL student, i have done most of my internship into audit but post qualification i want to start my career into taxation( direct & international). Any suggestions or recommendation on whether any big 4 will take a fresher.

I am working hard on my theoretical knowledge before interview.

Also preparing for Enrolled Agent USA, IRS

Omega Seamaster 300 or 300m? Which would be the better buy?

Not watch related question but thought it makes sense here. If there’s a separate bowl do let me know. What are your favourite fragrances? I’m thinking of getting Creed Aventus but wondering if it’s worth the price. Thanks all :)

Just found out about this Luxury Watches bowl. Pretty excited about it. Sold my collection to start over (114060 sub, Speedmaster, and IWC). Looking to start over with a Santos and something else. Any thoughts?

After applying for a analytics role at Instacart, got an email for a codesignal. Anyone had the same recently?

I work in deals and am frankly frustrated that those with 9-5s can get better GMAT scores with their schedules while I have to work around an unpredictable schedule at 80 hrs/week.

Any layoff expected in bny ?

PPR pick 1 RB and 1Flex. David Johnson, Latavis Murray, Sony Michel, Agholor, Brandin Cooks, Matt Breida. I can pick up Cory Clement in waivers

Denver based, I ski Ikon so typically WInter Park or now A basin also

Who to Flex? Julio (vs BUF) or Collins (vs PIT) in .5PPR.

Waddle or Theilen?

recommendations for firm with good real WLB and open to remote work in Dallas or Atlanta? Doesn’t have to be true big law. Terrified to get it wrong…again… for the 4th time. 6th year Real Estate.

Has work been slowing down for anyone after all this?

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

If I have a six year old and 150k in a 529, can I say I’m done?

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

So if I short a position in my rollover Ira- and buy different stocks. I won’t pay taxes on it?

I’m living off $47k post-deductions (401k, etc, but not taxes) in a T2 city. What are some good money saving tips and tricks for relatively low income consultants in their early 20s?

Would you consider Uber a good buy in the long run?

If you were to buy only one, ARKW or ARKK and why?

Confused about long term capital gains tax rate - are the brackets for how much capital gains you make in a year, or are the buckets determined by income?

Ie. If my income is over 40k do I pay 15%? Or do I only pay 15% if I realize >$40,000 in long term gains in a year?

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

You guys think that buying CGC or TLRY now that they’re beaten down are a good Long term play, or do you feel they still have more room to fall?

How much do you keep in the bank vs brokerage?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

Any tips on negotiating apartment renewals for large buildings? Just got a renewal offer for my 2BR apartment… it’s 20% higher than my current. I can afford it but damn that would be a bummer

I’m 28, debt free, make $70k/yr in a MCOL city and have a net worth of about $140k. I want to buy a house, but most houses in my area are $300k+. How many times my income should I shoot for in terms of house price? Thoughts on paying say 10% down and then just investing the other 10% vs paying 20% down?

Best provider for good rates on used car loan?

Can someone help me understand the advantage of Backdoor IRA. In my case, I don’t think My taxes will be higher in retirement than they are right now (32% tax bracket currently)

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...