What are the pros and cons of the Apple Card?

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12 month 0% financing on Apple products and 3% cash back on Apple purchases. Only reason I got the card. Small perk, physical card has no numbers, date, or security code so good for going out to bars/festivales/etc. if you ever lose it limits potential fraud

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Great security features, really great customer support and if you have issues getting approved with a bank like chase you’re likely to get approved easily with a fairly high credit limit.

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What about the saving features?

There's quite a few credit unions with better rates. But yes, Apple does beat nearly all banks by a long shot

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Good: 3% on apple products and 2% with apply pay

Meh: only 1% with physical card

Bad: interest rate is higher than cards from my credit union, but I don't carry a balance anyways

It's a good card to keep in my digital wallet and I sometimes use it depending on the rewards

Lol the last point can be good or bad depending on your disposition. They make it way to east to use your Apple Card to pay for everything w you phone

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I use it for cashback on SNKRS

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Fish fam - quite new to all this and would appreciate your support. if I am based in a high income tax state but work on site in a lower income tax state. Can I claim the paid taxes back from my home state or do I always pay income tax based on where my home office location is?
Thanks

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Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

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Just watched the Polka King on Netflix and feel a little like Jan Lewan's investors. What exactly am I investing in?

How do you manage your money?

I only bring in a little over $2,600 a month. After paying all my expenses, I get to put away $500 a month in savings but don’t have much wiggle room for anything else, including going out money.

I’m very privileged to have a significant inheritance and zero debt of any kind. I really wonder how my peers who have student loans, car payments, and even children manage to pay their bills and live so comfortably. Please share if this is you!

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Does j2 background check decline you if they see you’re still employed with j1?

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How much should i save from my salry for securing post retirement life and all general commitments before that. I'm 30 now. Assume no Inheritance. Current in hand 1.85 lpm

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Noob question - bought a call debit spread 195/197.50. PayPal is at 199 today - if I hold till expiration I get the 250 correct? Or can I exercise it now and get the 250?

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Top 2 cryptos people are invested in LT and why

Decided to payoff my mortgage.

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Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

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I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

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Has anyone set up a business trust to hold assets such as real estate?

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Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

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I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

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Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

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Has anyone bought a commercial space and eventually rented it out that resulted in a positive cash flow? If so? In which city?
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Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

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Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

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Are we on recession? My portfolio is super down - low cost ETF investor here

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Side hustle or startup ideas for someone who isn’t technical/doesn’t code? Where should I look or where to begin? I don’t have any strong passions or specific skills that I’m confident in. What books, articles, blogs, orgs, events, people I should follow for inspiration that has helped you? I have some cash to invest and am looking for a part time hustle that can cash flow at least a little bit of money on the side.

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DM me or reply in the comments, if anyone's looking for a referral in KPMG.

likehelpfulsmartupliftingfunny

Hi folks,

Can someone pls help with below..

I will be joining Mindtree in Jan,22 so will I be eligible for a hike for the year 2022 ?

And also what will be typical hike% in mindtree ?

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To all those who have got or trying to get international assignments. What skills do we need to showcase to our leads/managers and possess.
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Please don't say bootlicking/politics/favouritism etc. Those might be there but what are real skills.
Please throw some light on this folks !!

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Happy Diwali! What’s everyone making today?

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What does the order of Stanford interview invitations mean? If you get one sooner (closer to 10/14), does that mean you’re higher priority?

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Traveling from 🇩🇪 to 🇪🇸 next month. I couldn’t find information about the janssen vaccine, does this still count? Got the jannsen in 06/21 and Comirnaty in 12/21. Do I count as boostered, or do I need a take a pcr test prior?

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What is everyone's favorite whiskey, and why?

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Biggest cons of vending machines?

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Hello everyone! How do you manage holiday pay when the holiday is on a Saturday/ Sunday. For example, if I have someone working on Christmas (Sunday), they should be paid 1.5 but what if they work on Monday as well?I know this might sound silly to some people but I’m covering for payroll for the holidays and I don’t want to mess up!

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Welcome to the bowl for job referrals in Canada! Let's explore and help each other out in the corporate world. Good people know good people after all!! 😊

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looking for referrals at RBC BMO

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likefunny

Hey folks, I have offers from Pinelabs, Zeta and Zoom with almost package, Which one I should choose?

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I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

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Iceland to Ireland 🤔

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Housekeeping knocks on door...Me: 💩💩😷..."Um... Still here!"

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Maybe this sounds privileged.. or plain dumb... I just got back from a really fun vacation and I’m sad! Guess i got the “back to real life” blues. How do I get back to my happy self!??

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So...I started my own company in 2018. Things went off like a ROCKET. Its a small Remodeling company and we specialize in higher end bathrooms and kitchens etc. I love working with my hands. I also have my education though and...I am going to return to tech work. I just wonder..when is enough enough? When do you pull the plug?

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Additional Posts in All things points

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Any star alliance status match delta platinum?

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likefunnyuplifting

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so Qatar air biz > emirates biz
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Emirates:
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Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

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I’m thinking about applying for United Club card. The bonus miles are lucrative, if I make purchases totaling $5000 or more during the first 3 months. I pay rent through venmo - is there anyway I am able to make my monthly rent payments count toward those bonus miles?

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