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Coach
If you have cash that you want to invest. Please consider Treasury Series I Savings Bond (Electronic). Interest is 7.12% right now. While it's not guaranteed that the 7.12% will remain until next year, it's still a good deal.
My SO and I just invested 20k (10k max per person even married).
https://www.treasurydirect.gov/indiv/products/prod_ibonds_glance.htm
Bowl Leader
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Hi fishes,
Any guess how many people are laid off from Publicis sapient in past few days? Really scared for my future as I'm also under probation period and deeply regret for my choice of joining this firm...I don't understand why were they recruiting peeps when they were short of projects. Publicis Sapient
Cushman & Wakefield Interested in a Sales Associate position at Cushman & Wakefield. I have experience as a government analyst for 7 years but nothing related to commercial real estate. I want to become a more competitive applicant but not sure where to start. Are there any certificates, skills, or knowledge that I should be learning in my free time?
Ever did that??
😂😂
#Meme #MondayMotivation
I'm on a boat!
Rising Star
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I'm in my late 20s, and my net worth is around $50k. This year, I’m focusing on paying down some debt, building my emergency fund, and contributing more to my retirement accounts. Small, steady steps to grow my wealth over time, following Dave Ramsey's snowball method to pay off debt, and just trying to stay on track and avoid unnecessary spending
Doing great!
I am in my late 30s. My net worth is about $1M, which includes the equity in my home, savings from my career, and investments. I’ve worked hard to build this, and I’m focused on continuing to grow it through smart financial decisions, including boosting my retirement savings and exploring additional investment opportunities this year.
Chief
Same same
24. Negative 80k lol
32, negative $20k not including retirement accounts.
It was negative $100k a couple years ago so at least I’m making good progress!
This is great. Well done!
I am in my late 20s.
Net worth $800k+
I inherited this but I have 0 debt.
Went to state school and paid off by working during college.
I plan on investing into ROTH, IRA, Blue chips, and Dogecoin.
My b. Hopefully your relatives don’t keep dying.
Lat 20s and around 110k. Hearing others I feel like I'm so behind!
Imagine being late 60s. You have youth and many more years to catch up...
Mid 20’s - little to none
That’s ok. You got plenty of time and a great income!
30, $4m NW. $2m liquid, $2m in real estate equity.
No inheritance guys. Just a small loan of a million dollars
34, Single, $1.03M. No inheritance or trust. Entire NW self built. No debt (mortgage paid off). Have Roth 401k, HSA, Roth IRA, CD, Taxed Brokerage, a paid off home, some cash in the bank.
What id like to know is the ratios between gross income, income after tax, spending, investing, retirement, etc. both of you say minimize spending but what does that even look like. If you’re eating cup of noodles for breakfast, lunch and dinner then you’re sacrificing your health instead. Idk feel like something is missing in the equation. Simply saying it’s possible without an actual breakdown isn’t sufficient. This could probably be explained better if you said you live with parents for a number of years while working.
Why do you want to know our net worth? People at the same age will have significant differences that have nothing to do with them.
Ok Isaak. How it is it in someone’s control whether they have rich or poor parents for example?
Early 30s
$1.1M NW
About half in real estate equity and half in VOO/VTI
Nice work! Your Vanguard funds have done very well of late. The real estate equity has also appreciated, maybe a lot depending on how long you've held it. The RE could also be a good hedge against the inevitable stock market dip, and/or vice versa. You're at an age where it makes sense to take risk because you have time to recoup losses if you are positioned on the wrong side of a crash. Or a boom for that matter. 20 years from now you may want to scale back on risk and accept lower returns in exchange for stability and preservation of capital. Wish I had followed my own advice; my sense of market timing is abysmal...
50- 1.5M.
Early 20s and have ~140k in liquid NW. Plan to live with parents a bit longer and keep shoveling money into retirement accounts. Then can ease off in a few years and let it compound on its own.
Early-Mid 20s 🤣
Wife and I are 30 and our net worth is approximately $750K. We got lucky with the timing of a home purchase and have had some gifts (mainly stock) from family members. We've both been maxing our 401ks for the past couple of years and maxing our IRAs since we left college.
I admire you to the point of envy. I was a fool not to max out retirement accounts when I was young. I did have a great time, but it's getting harder to remember just how great it was...
56, net worth over $4.5M
Set for life, perhaps. You've done very well. At 56 yo and still at PwC, I'm guessing you must've made partner or are very close to it. You could get out of the game now and go to the next level towards self-realization but you may need to reduce your current spending levels to ensure that your nest egg will last for the next 35-40 years. Hat's off to you, sir!
29. Not including vehicles, around $20k. Bit of a late start due to law school, but going to get after it to get to a respectable number by 40.
27, 425K in cash, bonds, and stocks. Been working in restaurants since 17 and have kept a serving position as a second job since graduating college
29, ~400k net worth. Roughly half and half split between retirement/savings and home equity without including appreciation.
With appreciation probably around 500k
29, 5.4 mil
Na was just putting out elevated numbers like the rest of these lying people
28 and 27, our NW is 185k. Renters.
We had about 60k in student loans we have paid off. Spent a lot on traveling and other “fun” things.