What’s something you didn’t know before buying your first house?

Rumor is Lucid motors will go public via Spac $CCIV . If this is confirmed we will see 20 soon. Anyone holding ?

Are we on recession? My portfolio is super down - low cost ETF investor here

Looking for few suggestions for high risk/high return stocks at current level which have potential to double/ triple in next 3-4 years...

Recently sold my car on carvana. I had initially bought it using a loan from DCU. Now that carvana has paid me the balance after paying of the loan, i still see on the dcu app that I owe money to dcu. People that can relate, can you take me through next steps?

Ally bank dropping rates again. CD a good choice?

How did you all start as an angel investor? I am interested in becoming one… but don’t know how to start. I have 20 yoe in tech, and currently work for a faang. My entire portfolio is in stocks and re. I would like invest $250k or so over the next 12-24 months as an angel investor.

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

Housing marking is insane here. Was outbid by 50k and it was an all cash offer. Idk how to compete with that lol any tips for navigating market ? I wonder if I should wait 6 months and see if anything changes but could be worse

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Which side wins the trade? Justin Jefferson, Aaron Jones and AJ Dillion for Mark Andrews, Derrick Henry, & Alvin Kamara?

Do you use a tax preparer? How do you find a good one? Do they need to be local?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Looking to open a taxable brokerage after maxing out Roth and 401k. It’s more so for a house down payment in 5-7 years. Can someone please provide insights on ETFs vs mutual funds?

Im so happy! I just paid off all my debts!

Is NIO worth a buy here or are there better options for EV?

Thinking of buying a first property with my SO. Any suggestions on area? criteria: safe and well connected. all wisdom appreciate and welcome!

Anyone near the DC area by chance?

Which mnc are providing permanent wfm ?

Getting out of M&A? I am a 3rd yr at a V30 and want to get entirely out of M&A and do more licensing/media/entertainment work. Willing to take paycut and be retooled. Any idea where to begin?

Who's gonna quit after getting rich from BTC?

Hi everyone,

After working for 12+hrs on a regular basis I've finally resigned in infosys for better or for worst.
And I'm looking out for other opportunities.

LWD- Feb 2nd

YoE- 2 years

Skills- AWS, postgreSQL, Ruby on rails, node.js, HTML/CSS, python

Offer in hand 6lpa

Please let me know if there are any job openings in your organization to which i can add values.

Any know of any tech transactions opps?

I thought this was a Huey Lewis and the News fan bowl. My bad.

Starting Ropes and Gray in MA Corp. area. any warnings/ “a heads up” that I should be cautious of when starting? Any advice for someone just starting out to be successful? What’s the WLB like?

This bowl is exciting! How’s everyone feeling these days?!

When are promotions due in ACs

Hello! What is the best way to structure a discovery call for SaaS sales? e.g. share a deck, only focus on their use case (current state, goals, pain, etc.), share a story, etc. Lastly, how do you go further than surface level, like if they mention they are having issues with xyz, which is usually a symptom of the problem and not the problem itself. Any info would be appreciated, thanks.

We’re hiring for a ton of digital marketing positions across the US, and have a great culture - consistently voted among best places to work. Reach out to me if you’re interested.

Heard a lot about ordinarys products. Any specific profuct that you swear by?

I’ve been on the bench with less than 10% utilization for 3wks now. I’m a first year and the past month has been slower with not many new projects coming in. I do see a few new projects come in every week but I’m not getting staffed on them. Should I be worried? Should I ask my PM if I should be worried? We’re in a pretty small group less than 20 people

Do you think if Buick just stopped advertising that their brand value would go up?

Who’s doing great print ad work in the B2B space right now?

Excel Rookie looking for a super simple formula to bring all information linked to a certain date in tab 1 to be organized under said date in tab 2.

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Has anyone taken a loan from their 401K for a down payment? Yay or nay on this strategy?

Any recommendations on a good water softener system (4 people)?

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

How much is 2k a month for a house payment? What size loan would I be able to get?

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.