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D🐠 How green is the kool aid?
Would you accept a job offer with no 401k match?
How recession proof is consulting? 😂
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Not spending money you don't have?
Change your identity and gender, use both bathrooms, and rename yourself
I've been there. I created a spreadsheet to track all expenses and credit card balances. I then worked on paying the most expensive (by i-rate) off first and paying minimum on the rest. Once the first is gone, snowball that payment to the next card.
Take a loan off 401(k)
I have stopped spending on credit cards. It's just the rolling credit that's killing me.
Listen, I got the answer. You declare bankruptcy, all your problems go away.
If you can, xfr balance to one card if you can get a lower rate. Take your bonus and tax return and just apply it getting it to zero. Sucks in the short term and awesome in the long term?