What’s the best way to shop for a mortgage rate? Went thru rate.com for my current mortgage and it ended up being sold to Chase (which is my primary bank). Looking to sell my house and use proceeds for downpayment on new home. A Chase branch person has reached out to me a few times but I “don’t like” him.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

If you follow the cryptocurrency market, or even have been just taking an interest lately, with the Bitcoin "halvening," you should check out Pi.

If you haven't heard of Pi, it's a new cryptocurrency (like Bitcoin), developed by a bunch of Stanford PhDs. What makes it really interesting is that you can still mine this coin, using just the processing power of your phone, unlike just about every other coin out there. (Contd)

I can’t believe I sold my NIO positions after holding for several months right on time at $53 this morning. What is a good price range to buy some positions back? Any thoughts? Thanks!

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

My wife and I are currently sharing one vehicle and considering purchasing a 2nd car, most likely Tesla Model Y. Tesla lowered rates from 2.99% to 2.49% 72 months. Is that considered a good rate? Has anyone else went with another auto loan? Also thinking about buying a 2nd home. Would financing a car before buying a house have any major impacts? I have a credit score at 794.

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

Seeing it firsthand. Book net income: $5,000. PPP Loan forgiveness: $1,500,000. Owners distributions: $1,500,000.

Can we just take a moment to recognize how great of a human being Dolly Parton is. She knows how to do good with her wealth.

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Are IQVIA and Foresight different companies? Or
are they the same?

Anyone up for going through my resume?
Help will be so much appreciated :)

Hello everyone,

I love in Europe and was wondering how difficult or easy getting remote front end position in a US company would be and if the salary would be the same as a US citizen who lives in the US?

Been getting some interesting ads in Georgia. Got a letter about how Jon Ossoff is going to destroy Georgia’s economy and attacking him and his character. This was generated by David Perdue.

Ossoffs response? Bring up all the ridiculousness Perdue has done and how he’s left Georgia in a worse position. Didn’t say Ossoffs name once, just said get rid of Perdue.

Republicans go low, democrats play smart.

Currently have Series 24, 7, 63,65

Currently work in a very unique Wealth Management ops role.

Getting paid 85k base with 40k in bonus plus about 35k~ in OT.

Money isn’t everything but in my late 20s it feels like the only thing important right now.

WLB is next to zero as 60hr weeks are the minimum as of late. Management feels like they are trying to push a few of us out. Was told not to expect much come year end for comp. Any suggestions on finding a new role/pay expectations?

Whats the second source of income for a IT employee ?

Just started b4 m&a — first job out of law school for reference — I don’t know what I’m doing at all and imposter syndrome is kicking in very badly. Any helpful resources ppl recommend for starting out?

Do you think you and your significant other should have similar personalities? My significant other and I are doing long distance and I feel like when I FaceTime with him, I emote more and show interest by asking more questions but from his end, he doesn’t always have a reaction or just nods, and it makes me feel like he’s uninterested. On his end he sees it as he’s comfortable.

Who thinks Betsey should resign?🙋‍♂️

What are Jacksonville, FL area hospitals currently paying new RN's?

PERM question:

My lawyer said they filed my PWD in October and they conducted recruiting in December-January.. They mentioned they hope to prepare my PERM filing and send to me for review in March/April. Has anyone filed PWD in October? And does this timeline sounds about right ?

Hi Fishes,
5.5 yrs Java , spring boot
I have three offers

1- Optum 22.5L including variable (19+2.85)
2- @CITI 21 (20 L)
3- @Vodafone_Vois 21.50 including variable(19+1.59 )

Which one to go with
WRT work culture, hike , Growth prospective and job security
. please Give your valuable suggestions

Can partners comment whether Pwc is having another round of layoffs. This is so scary! Shouldn't they rid of partners who can't sell first?! Or pause hiring? Opp. cost to find and train talent again?

Hey everyone! Any permanent residents travelled to the UK recently? I’m confused as to what I need to go there, and then what I need to come back here. Any help will be appreciated :)

Got laid off today. Ironicly is I have been looking for a new job for over a year. I guess it's good that I no longer work in a toxic environment & no longer for a criminal. Heartburn from anxiety.

Hello all here, as a HR professional for 8+ yrs by now, happy to connect with you here, looking for guidance, view points as recently joined a software company as HR Generalist would be handling core, gamut HR activities around the organization.

How is PwC India’s forensics practice?

Looking for single females 20-25 to do Christmas dates with.

Including max Brenners, seeing the Rockefeller tree, ice skating at Bryant part, and the winter markets

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Someone asked me if it’s a good time to sell vs buy. So I explained that we’re in a seller’s market, then realized i lost a potential buyer. To what extent should I be transparent in this market?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Can I get a commercial loan without 25% down?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Has anyone bought property where the EPA has remediated the site for lead contamination in the soil? If so what’s your experience?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Do you thank your tenants for paying the rent? A quick thank you text?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Does buyer have to share appraisal with seller? Can seller request it?