Whom do I talk to about government loans, programs, and grants for first time homebuyers? A realtor? I’m trying to find a person that’s knowledgeable in those topics.

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A mortgage loan originator probably knows more

likehelpful

I know a great one who works primarily in the NY, NJ, CT, and MA areas. 30+ years of experience. If you live in any of these states, then he's a pretty awesome person to ask.

If not, then you may have to reach out to several.

Google. That’s what I did. First time homebuyer programs in _______.

Texas has two or three, and we were able to figure out we qualified for one, then verified it with a lender.

Related Posts

Looking to see how much other Provider Enrollment Specialist make including what their company's invests in their 401K

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Can anyone suggest if I can make a rental contract with my parents on a 1rupee stamp duty letter for below 1 lakh? If so, can I directly submit that to income tax department while filing the return for claiming refund or should I be disclosing in Deloitte Portal for last FY 2022. Also, I assume 11 months contract doesn't require to be registered with the govt? Please correct me if this is incorrect. Appreciate your suggestions on the above for tax benefit purpose..!!

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Is it possible to get money out of ibonds before the 1 year period? We put out house down payment in ibonds thinking we won’t buy until Jan 2023 but we really like a house and wish to buy. Also, if I bought the ibond on 2nd Jan 2022 would it mature on 2nd or 30th Jan. TIA.

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Thoughts on personal loans to consolidate Debt?

likesmart

NRF matched Millbank in TX yesterday

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Can't register for binance or bittrex 😮

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Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

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Can I survive on £26,300/yr in Belfast?

Anyone use Wealthfront as an investment platform? Likes, dislikes, thoughts?

New to NYC and enrolling in wageworks. Should I do the payperride metro card or commuter card -transit ? Not sure which is most typically used? I will probably take the metro 6 times each work week

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“It turns out that wealth does trickle down, you just have to make them bleed first”

I guess they didn’t like bleeding so they’re trying to manipulate the markets in their favor AGAIN.

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Does anyone know about the difference between PepsiCo GBS and India holdings?

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Boom cards. Worth the investment?

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I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

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When picking up a J2, how much should you include about J1 on a background check?

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Folks from EY, what are the implications of investing in India, be it Mutual Funds or direct stock? I’m worries about the independence restrictions in India, holding off due to that

Thursday I got it in my head that I needed to hedge against potential Dollar devaluation. I looked at other market funds thinking them to be good proxies for other currencies.

I decided to pick up a few but saw the Baltic Index was going up, higher shipping rates means increased demand, so it pointed to the Chinese economy picking up significantly.

I looked at FXI, there was no option interest so they were super cheap. I figured I pick up a bunch.

They opened at +%333 talk about dumb luck.

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Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

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Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

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More Posts

Don't miss out 3rd Annual Dementia Congress 2023 on May 22-23, 2023! Recommended by Ruth Finch at 2022 NPA Annual Conference via Whova event app

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Tech startup or big tech company? And why?

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Any one has specflow dumps for CCA exam?

How’s the career for AML/KYC/EDD role in Toronto?

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Any audit senior 3 and 1st year managers here? What positions are audit senior 3 and 1st year managers leaving big4 for?

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Hello everyone! I am looking for referrals in Scotiabank (specifically Research Consultant). Any leads will be appreciated. Thanks in advance

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Can we have a thread to get a view on bonus amounts this year?

Bonus amount
Role level
Industry
Company name
% of gross

likesmart

Read that new Strategy analysts are being offered 100K coming in. Is that for Strat only or all of S&C? Will this band be applied to current analysts too?

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Does anyone wear ties anymore? Wanted to buy a ferragamo and a Hermès tie for Christmas but I feel like no one requires them anymore. Also how are BB ties compared to these two?

These are my favorite clients by far.

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I’m trying to find out if this consultant company is good or no, did anyone ever work under or with Paco Group? Any review will be really appreciates

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Are Accenture UK looking for any SAP Fiori Developers?

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Has the process of releasing offer letter slowed down recently? Is anyone else waiting for the offer letter ?

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I will resign in coming few days. I want my notice period to be reduced from 60 day to say 30days. I am not occupied in client project currently. My question is to whom should I talk to get my notice period reduced? What is the process?

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Need a job in Kangra district Himachal Pradesh

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For folks starting at BCG (experienced hires) in August, is there any indication as to what the first week(s) of orientation and training is like? I.e., remote vs in-person (if in-person, which city), etc.
My SO is convinced she can’t make our weekend plans due to these trainings ..

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Bain & Company Anyone working in the Nordics region willing to share how is the WLB?

McKinsey & Company Bain & Company Boston Consulting Group

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Got an offer from Infosys and Capgemini as a consultant.. looking for honest feedback.

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Additional Posts in The Real Estate Bowl

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

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I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

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I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

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In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

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Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

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Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

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How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

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Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

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idk if this is the right place to post but...
Ok so I was carless -- I was assembling my new bed frame and one as I was grabbing one of the long parts; I set it vertically and my fan was on and hit the edge. I literally just moved in 5 days ago and I already scratched these pristine fans, I'm irate and I want to fix it.
Is there any kind of paint. or is there a way to polish it so it doesn't look as bad :(

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Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

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How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

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I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

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This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

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Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

Does buyer have to share appraisal with seller? Can seller request it?

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Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

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How can I invest in real estate ? Looking for an additional passive income source

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What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

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Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

likesmart

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