Who’s responsible for that terrible Amex spot?

Not sure if this is the right bowl but hoping to get some insight. I have a lot of student debt, and am considering refinancing with First Republic bank to get a (marginally) lower interest rate. However, their version of refinancing student loans has changed in the last couple years so now they offer you a personal line of credit. Is it a bad idea to refinance with a line of credit vs a regular student loan refinancing?

Question for anyone who may be able to answer.

We are looking to file something like an injunction injunction to stop a property sale. The property is owned by a sister and brother. Brother is deceased so it passed down to his children. The heirs bad no idea the aunt is trying to sell. Can we file some type of injunction?

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

Anyone in eBay? P/E ratio is ~7

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

Beginner here. I'm trying to use my points to buy a flight to Puerto Rico. If Delta costs me 55k points on my Amex (valued at $600 per Points Guy), versus United which costs me 60k points (valued at $700), shouldn't I still just go with the Delta cause I'm spending less points?

Has anyone successfully claimed that income from a NY big law firm is not NY income based on TSB-M-06(5)I (May 15, 2006)? I think that my situation meets all the factors necessary. I am going to claim that the income should be sourced from Texas—I worked out of the Houston office from time to time while there. I was in Texas for more than half the year.

Can the $7k HSA limit be for myself + kids, or does it have to be myself + SO + kids?

What's a usual amount of time that you have to stay somewhere in order for your RSUs to vest?

If you could go back in time what would you tell yourself before taking out student loans?

I’m living off $47k post-deductions (401k, etc, but not taxes) in a T2 city. What are some good money saving tips and tricks for relatively low income consultants in their early 20s?

Currently at $200K base salary (31M) - after taxes, expenses (including vaca), and savings (maxed out 401K), I’m leftover with $30k-$40k. Is this average? If not, how are ppl saving more?

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

AH trading oopsies on TSLA due to news volatility. 100 shares picked up at $417.82 and $603.33, another 60 @ $511.89 and 50 @ $568.35.

Anyone knows about the base for chase PCA?

I am looking for referral in Deloitte.

Anyone can refer me to senior international tax position at Deloitte? (Dallas, TX)

Copywriter, 30/M/NYC/5 year’s exp. Currently at 90k. In-house at major global brand. Hoping to ask for raise/promo soon. What’s a realistic number?

How would you explain what SAP's cost & profit center are to someone from the Oracle world?

Messed up a document production. What now?

whats the pay range for risk assurance manager (Business Continuity) at PwC???

Hi All, I have cleared all rounds for GSK and am being offered grade 7, and HR Hasn’t released the offer yet and asking my expectations. He hasn’t given me the full range. I have 9 + years of exp, and CCTC is 20.7 fixed, last year I got 40% bonus on top of my CTC. What is the range which GSK can offer for grade 7? And will it offer 7a or 7b or anything else? Please help!

What's your morning commute reading material?

Anyone here from Hudson County NJ and follows politics?
I am NJ-8, and would like to vote for most progressive candidate on the ballot but no candidate except for the corporate shill/ son of corrupt nepo Menendez, has a fully developed site and I just cannot in good conscience vote for him just because he has a D next to him. Just moved to this district 2 months so any guidance appreciated.

Anyone who has made the shift from a regular toothbrush to an electric? What were your reasons? Also do you think an electric is much better from an overall oral hygiene perspective?

Having an animal friend with cancer is not something easy. This year I have already had 24 animals that went to sleep in order to stop suffering. This is not easy for their families at all. It seems to me that the cancer stats in domestic animals are increasing, is this just me?

Best law firms in NYC for privacy law, especially if you’re a judicial law clerk with no experience but studying for the CIPP/US?

Hi

We have openings in Accenture Mumbai Customer service roles for voice process

UK shift
Rotational Shifts and off
Immediate joining

If you or someone else is looking out for a job please let me know.

I do prosecution and am looking to lateral. Does anyone have recommendations on firms to consider, or ones to avoid? I’m flexible on location.

I am frustrated as a Gay Woman who has given her all for 30+ years grinding to be the best. I have been in closet, out of closet, in-between and am tired of it. I want to be VALUED as a human being. I have gone from Rock Star to problem when people "found out". I have trained and promoted hundreds of people and been passed over for promotions because of not being a man. I have trained men with less experience, worse results only for them to move forward. If Diversity is important...prove it!

Any downsides to leaving a “Counsel” role and moving into a “Legal Affairs” role? Still practicing and representing the company, just a difference of titles, so core work remains the same - what do you think?

What the likely impact of MIFID2 on Equity Research?

Any of you using TikTok to display your properties? I see it's working for some realtors and I am tempted to try.

If you're in need of a junior writer with cojones hit me up!

Is there an online marketplace for SquareSpace portfolio templates, i.e., a place where you can buy a template, download it, then build it yourself? Alternatively, is there a place where I can hire someone to recommend a SquareSpace template, gussy up said template with type and/or color tweaks to make it less template-y (no functionality changes needed), and then design a simple logo? Looked at Squarespace Experts but seems a bit intense for what I need. Google isn't giving me much.

Is Phenomenon really still that awful? Shocked by the reviews.

What are the latest RTO plans @ NYC based agencies. I know COVID cases and crime (subway especially) are on the rise. Looking for a new gig mostly remote. Living in another state but have a rent controlled sublet in NY. Considering which spots I should apply to. Acct/Planning roles.

Men 🐟: Is the unwritten rule of urban spacing dead?! Too many guys ponying up nice and close lately. Ladies, do you have any similar unwritten rules of the bathroom?

Where you fish getting ad industry news? I can’t bring myself to pay for publications like AdAge, Campaign or AdWeek, but I want to know which accounts and teams are moving around.

So how much money did Jim Carey get for his Super Bowl spot? Guesses?

What's Your Take?:

Asking creatives to work on a project with lots of award potential but minimal budget/billable time allocations. So the majority of the work would be done on personal time.

I totally understand the hustle of emailing people you don’t know to create opportunities. I just don’t understand why obscure vendors email creatives rather than production 🤦🏻‍♂️

We’re in such a vicious business. You give your heart & soul to an agency, a client, a brand. Then the wind changes & you’re laid off, reassigned, chewed up, spit out, on to the next. I’m tired.

Without asking or confirming, account lead booked an in-person client meeting that requires travel. Who books ~any~ major client meeting without first checking with the team ?

Wunderman NY. Good? Bad?

Anyone else feel like as you move up, you have to work even harder to justify your value to your company as you grow “out of the weeds”? Especially with the fear of layoffs looming over everyone’s heads.

Anyone have insider info on what adam&eveDDB, Mother London, and Uncommon look for in planners? Are they looking for awards? Thought leadership? Looking to make a move and want to take a shot at those 3!

Any guidance about taking a job at a social agency? Is it as bad as everyone says it is?

I’m bored in an airport. Vowed not to bring my laptop and my flight is delayed 2 hours. Can we spark a controversial thread? Post your unpopular opinions below!

Laid off, 10 years exp, tired of acct management. Feel so lost. Don't want to go back to agency side. What should I do? I feel like 💩

Is anyone expecting agency layoffs at the moment?