Why is it easier to find cashflowing real estate in some mid to low income philly vs mid to high income nj neighborhoods? Is it because in high income neighborhoods people straight up buy instead of renting which drives up prices?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

The only thing I truly care about is money and I’ve tried hard to not be this way but I can’t help it. My parents came from nothing and I refuse to ever “feel poor” again

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

Trying to figure out my net worth hope you guys can provide some insight. Do you include their home value into their net worth? Do you subtract the value of the home and what you owe on the mortgage?

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Any one know the fees associated with transferring between Vanguard target funds, 2065 to 2055 for example

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Has anyone used or heard about Flagstar Bank for mortgage? Seem to have a great program for JDs, wondering if anyone has any bad experiences or good experiences with them

What are some side hustles you’re doing? I’m looking for ways to make additional money.

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

Gonna help my 16 year old sister get a Roth IRA and learn from my mistakes of not starting early... Should we park it in a target date fund or index fund (VTWAX or the like) ?

Cross posted: Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

What’s your favorite cleaning tool in your home right now? Feeling insane constantly living, working, and cleaning in the same space 24/7

Currently clerking, but have accepted a post-clerkship offer at a biglaw firm. Thoughts on whether the firm would give me a referral bonus if I refer one of my friends and they get hired before I officially start?

My remit quadrupled+ in a recent re-org with no increase in pay/promotion, my new director is new to the company and was zero help, and I was passed over for recent promotion during the comp cycle. The new director essentially began shutting me down any time I ask for clarity in my career progression. Now they have taken credit for the project I’ve been building over the past year+ without giving me props whatsoever to higher ups. What is the best plan of action here?

Are there any good books to read from a start up perspective? I’ve reading the lean start up but would like some other recommendations

Hi All,
I am joining EY GDS next month. I have heard a lot about hectic work hours in EY and no work life balance. Is it true? If yes, how many hrs working should we expect in a day to be mentally prepared.

TAG candidate here. I know this is a not a cpa firm but does the firm cover state licensing fees? I’m a cpa in Illinois and NY. Will they cover both?

Tcs ibegin page is not accesible. It's saying page not found. And they have also postponed my DOJ from Dec to Jan.

PwC last FY Revenue $50.3bn.
Deloitte $59bn. 😶
Big4s for a reason!🙌🏼

If I got a manager for employment claims’ position is it hard to pivot to an associate counsel role etc? What do you think the main difference between the two are? Is it a good position for a stepping stone to in house counsel?

Moving from mid-west, Is it cheaper to rent in winter than in summer/fall ?

Hey street photographers, what are your thoughts of people being identifiable in shots?

I have got confirmation from CBA that I am selected and all the documents are submitted. On the website, my application status is showing as an offer. When can I expect the release of an offer letter. HR told me 3 days back he will be sending it by the EOD or next day but he is not responding after that..

Jummah Mubarak and Happy Friday 🤗! How’s everyone doing? Any plans for the weekend?

Hi Fishes,
5.5 yrs Java , spring boot
I have three offers

1- Optum 22.5L including variable (19+2.85)
2- @CITI 21 (20 L)
3- @Vodafone_Vois 21.50 including variable(19+1.59 )

Which one to go with
WRT work culture, hike , Growth prospective and job security
. please Give your valuable suggestions

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Any one knows what’s the easiest way to order a radon test for new construction?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

Has anyone bought property where the EPA has remediated the site for lead contamination in the soil? If so what’s your experience?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Do you thank your tenants for paying the rent? A quick thank you text?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?