Worth doing manufactured spend on Amex SPG card before Aug 12? Eg buying gift cards, spending them on money orders and depositing those back into the bank account.

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Why would you do that by Aug 12? The new earnings rate (2 Marriott points per dollar) went into effect Aug 1 for Amex cards

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Its already over man

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I’m curious why you thought this was a good idea at this point. Am I missing something?

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No one does this because there’s a fee associated with purchasing a cash gift card. The math doesn’t work out but OP please enlighten mr negativity here (aka me) if I’m wrong

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Only time MS is worth it is to make the minimum for a spend bonus

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D3, that's false. There are deals from time to time at places like Staples, Office Max, Kroger, etc. when the fees for Visa / MC GCs are so low (or waived) that you don't pay fees but you earn points on thousands in spend.

Similarly, there are times when rotating cash back categories are 5% at places like drug stores or gas stations. You can load up on giftcards during these periods and come out ahead.

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I liked that idea. How would it work?

That's completely up to you, OP. I personally find MS to be a lot of work unless I'm trying to hit MSR.

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