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Off Topic : 1) When Does a software engineer start financial planning for retirement since the our Career span is only 15-20 years on average.
2) How much and which schemes to invest to mitigate the risk?
3) How much do we need for retirement? Tata Consultancy Infosys Mindtree IBM Wipro Capgemini Cognizant HCL Technologies
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Do the math. If you can’t do the math to see if it’s worth it, or consult an advisor to do so, you probably shouldn’t do it.
I’m in this same place, I decided to do short term arbitrage instead. These rates are insane and these prices are insane: