Sorry if this is the wrong bowl - but CSR credit card holders how do you guys spend your points?

I’ve accumulated over 100k and not sure how to best use them. I read that I shouldn’t use it to pay down balances but it’s mighty tempting…

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I have CSR for the bonus points. Do y’all think the Amex Platinum is also a good choice for their large sign-up offer and benefits? I travel a bunch usually and expect to start again in the near future (hopefully)

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Do you think your company has a strong CSR wing and genuinely wants to make a difference?

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Chase Sapphire Reserve vs Amex Platinum? Opinions? Leaning towards Amex, but the Visa CSR will be accepted in more places

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I have heard that Accenture is very generous in awarding and rewarding it's employees. Like you get 5k coupon vouchers of amazon just to volunteer in some CSR activity or complete a stupid training course. Is it true? Also, employees can take leave anytime anyday they want without taking any approval? How is that even possible. 🥺🥺🥺

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Would getting a master's elevate my profile in any way? I've always wanted one but been told that its not valuable in comms or pr – its only worthwhile if I plan to teach. I'm 5 yrs into my career with LOTS of diverse experience, but I'm at a standstill and not heading in a direction i'd like. My ideal scenario is to get a masters in something that would help me get into CSR or D&I comms/pr. If a master's is a no, then what other credentials are desirable when hiring someone 5-yrs in?

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How to convince friends that chase or Amex cards are just greater than any other card. I don’t get why people all just don’t have the CSR if they spend any sort of money. Literally pays for itself and then some

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Lyft pink membership expiring soon (from CSR). Should I renew or get a new card that offers it? Will be using Uber/Lyft a lot in the next few months, and rly liked the free bike/scooter rides..

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I’m downgrading my Chase Sapphire Reserve soon since my husband has one too. What’s the best Chase card to downgrade it to? I already have the Freedom and Freedom Unlimited. Thanks!

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Can’t decide between Chase Sapphire Reserve or Preferred. I like the 100k bonus for preferred, but mainly wanted a travel card and lounge access/global entry. Thoughts?

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amex platinum >>>> csr if you think about it

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Ok. Me again. Thanks all for the help.
Currently have CSR, wife as authorized user.
The plan:
Step 1 - Wife applies for CSP & earns 100k points
Step 2 - I get freedom unlimited (CFU) & earn 25k points
Step 3 - I move my current points to CFU and cancel the CSR
Step 4 - I apply for CSP and earn 100k points
Step 5 - Wife applies for CFU and earns 25k points
Step 6 - Wife cancels her CSP and carries only the CFU going forward
Step 7 - I upgrade the CSP to CSR and carry CSR and CFU

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Chase Sapphire vs. Citi Premier?

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Worth getting the Chase Sapphire Reserve with travel being minimal now? Currently have the Freedom Unlimited but considering Sapphire Preferred due to the lower annual fee and similarity to CSR

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I have CSR and decided a few days ago to add freedom unlimited for day to day expenses, particularly groceries. Two cards is a big step for me, but the pairing seems easy and worth it.

But, after hanging out with you masterminds, I'm now aware that I should also take advantage of the CSP sign up bonus.

How do I get the CSP sign up points, add the freedom unlimited, and then get back to a CSR + freedom unlimited pair.

Also, I'm married. Wife is on my CSR, and that's the only card we have.

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Worth renewing CSR? Value prop seems nerfed in comparison to CSP / Freedom, especially given fee increase to $550

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CSR vs Amex platinum? Which one is better??

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I am starting to miss seeing "how many miles/points should I ask" and "CSR vs Amex cards" posts. 😀

Want the simple times back.

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Can you have both the CSR and the freedom flex?

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I have a CSR, but thinking of getting a new “0% apr for x months” card to use for kitchen reno project. Contractor charges 3% for cc transactions, but I’d rather put it on a no-interest cc than take $$ out of my investment accounts. Am I crazy? If not, what 2nd cc should I get?

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I was one of the first people to get a CSR when it first came out - can I downgrade to a CSP and get the CSP bonus? Or how do I take advantage of the 100k CSP signup bonus?

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I mistakenly canceled my CSR instead of downgrading. I have a Chase Freedom Unlimited and a basic citi master card

What card do you recommend I apply for, CSR again or the Amex? I am currently planning on making a few home office purchases and tend to spend more on food and travel

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To confirm - I can downgrade my CSR to a CFU (even tho I already have one) then apply for CSP? Following I would have 2 CFUs (note: I already have 1 of every card in their lineup)

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Considering downgrading csr to go for csp signup bonus. Two questions: will my af be prorated? And after I earn the bonus, can I upgrade back to csr?

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pair csr with amex gold?

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what are the best 2 credit cards to pair? i’m thinking csr and amex gold bc i grocery shop a lot and travel (outside of covid) quite a bit

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Been recently using the Hilton honors app to book hotels for work. Thinking about using the Chase portal with my CSR instead. Thoughts or input on this?

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Airline delay caused me to miss my connection from international to domestic - had to stay overnight at ORD and fly out this AM. Will chase sapphire preferred cover my expenses since my flight was missed due to an airline issue? (My flight delay meets the 12hr threshold)

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Anyone have experience with the Trip Cancellation/Trip Interruption Insurance for Chase Sapphire Preferred?

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I have the Sapphire Reserve (it seems I'm supposed to refer to it as the CSR here). And I have always been resistant to juggling multiple cards. But as my grocery spend increases I'm suddenly aware of this whole pairing concept.

Is it accurate that if I get the free Flex Unlimited I can get 5% on groceries (for a year), 3% on drugstores, and 1.5% on everything else, AND I can transfer those points to my CSR account and effectively get 7.5%, 4.5%, or 2.25% back on my spend?

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Currently holding both the Chase Freedom Unlimited and Chase Sapphire Reserve (opened >48 months ago). What’s the best play to obtain CSP sign up bonus without dinging my credit?

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Is there a card better than Chase sapphire?

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CSR now gives 10x for booking through the portal for hotels, but I’ve heard we won’t get Bonvoy points if we book through portal because it’s booked through 3rd party? Is that true? What about nights towards status?

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Can someone give the TLDR OF new changes in CSR? Doesn’t seem anything has changed significantly. What am I missing?

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Currently, I’ve got CSR, Amazon Rewards, BoA which gives me 3% groceries/4.5% dining, and a 2% from Fidelity. Are there other cards I should have to maximize points (major spends are travel, dining, groceries)? I considered Blue Cash Preferred, but at about $300/month on groceries, I ~break even on the annual fee compared to my BoA card (unless I did my math wrong). CFU seems only marginal benefit if I redeem for travel. Debating if the Freedom Flex is worth for potential of 5% back.

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Chase Sapphire Reserve paid for my Precheck 5 years ago. Will it pay for renewal too? Or is it just a one-time benefit?

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I’m looking for advice on diversifying types of debt. Is that smart/good? What should I look into? If not, what can i do to increase my credit score other than pay on time? I currently just use my csr card for everything. 26m TC around 140. Thanks!!

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Can I downgrade a CSR to a CSP?

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Is it worth it to get the Amex platinum for the points if you already have csr? Have some big spend items coming up so will meet the spend minimum but hard to stomach paying $1200 total in annualfees.

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Best cards to get for points maximization? I currently have the CSP (planning on upgrading to CSR when travel resumes), BoA Customized Cash with Platinum rewards level (currently using my highest tier back on dining (4.5%) but will likely change to online shopping when I upgrade the CSP, and get 3% back on groceries), Amazon Rewards, and a Fidelity 2% Cash back.
I don’t drive and thus gas isn’t an important factor. Major spends are probably groceries, dining, and travel.

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I on L1 visa which is expiring on Dec 1. My wife is on L2 and currently pregnant and due on Dec 19. My company has filed for an extension in August for me and thinks that there will be no decision until early next year. If my visa extension gets denied before December 1, does it mean that we cannot deliver our child in US? What is the norms for losing health coverage - do I lose it immediately?

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Joining Deloitte in 2weeks. What Deloitte send laptop, do they send extra monitor, keyboard and mouse? Or does it need to be purchased using $1000 productivity subsidy? And do we need to use Amex card to purchase and then reimburse?

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Does American Express gives the Diwali gift ??
Amex

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Hardly any post here has a reply.. maybe the reason we are having visa issues is we are selfish and don’t want to help each other aka karma

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Hello all,
Today some one told me that H4 visa holder can now work in USA, just wanted to cross check the information is valid or just a fake news? as I couldn’t find anything on google.

I accepted an offer from Cognizant for a consultant position a little less than a month ago. My joining date is 5th September and I would need visa sponsorship. I have completed my pre joining formalities and background verification. The thing is I haven’t heard from HR in a while and no update as yet on visa sponsorship process. Should I be worried?

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Coming to the US after summer as I got my visa approved. However im seeing a lot of people commenting they got laid off. Is it risky for me to change countries right now and get a job I might lose in 3-4 months? Or it's not that bad overall?

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How much CTC and in-hand salary is offered to Software/Graduate Analyst at Investment Banks like Goldman Sachs ,Deutsche Bank ,JPMorgan Chase in India?

Hi all, myself and my wife are looking to move to charlotte. We are in Canada and are looking to move to charlotte on TN visa. Are there any job agencies that can help finding suitable jobs?

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Hey all. I created this bowl because I know what an intense – but amazing – process immigration is (moved from London to the US a year ago on an O-1 visa). Happy to answer questions or just chit chat.

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Hi Guys,

Do Amex provide relocation expenses ?

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I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Anyone at @EY transferred h1b visa? How long did it take? JD will change from the previous employer.

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Recently accepted a role in the Visa NY office, starting in 2 weeks. Anyone have tips on the culture in the NY office? How hybrid is it really? Vibe in the office, dress code, etc?

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Hello - thinking of starting a small side coaching practice. Could use a bit of help because I've never thought about opening a side hustle but times are tough with two kids in college.

1. What is the best approach to collecting your fee? Each session? Pay the package cost upfront,? Other, and if so, what is it?
2. How do you collect it? Venmo? Credit card?
3. Do you have to register your business?

Thank you in advance for any guidance.

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How do I know if I have received L1A and L1B? My visa stamp just says L1

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Hello Everyone, I'm new to fishbowl and hoping that I'm able to reach my goal of placing myself in a #job and helping others too in finding a job here in #Dubai. Does anyone have any leads or referrals for an Executive Administrative Assistant / Secretary / Junior EA role? I have a total of 22 years of experience in the administrative field & Executive Assistant certified by Davars. Currently on a visit visa in Dubai.
Thank you for the leads and referrals. Stay safe, Stay Blessed.

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Please help me in getting 11 likes to unlock dm.

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I was contacted by a recruiter with a job in the EV market, which is something I've been wanting for a while. Im at a comfortable point in my current position where I can do my job very easily, change would mean starting from zero again. What should I do? Any advise?

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I am looking to get into consulting firms in the Netherlands preferably in M&A space.
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Open to share more details

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Tech companies who have gone remote since the pandemic: do you get a stipend for home internet or a mobile hot spot for when your home internet goes out? Some of my employees are having issues that directly impact their ability to join customer calls, but my company’s IT department doesn’t offer any support. Wondering if that’s still the norm.

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TIA

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Hi Folks,

Where does Synechron is located in EON 1 or EON 2 kharadi , Pune ?
How's the UBS client?

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Is Europe still attractive?

Context:
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Cost of living
Unstable political situation
Pessimistic future for next 1 year

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Hello everyone. My joining date is 20/10/22 in natwest.But still i did’nt get any mail regarding my joining formalities.can anyone explain me that how many days it will take to complete my pes verification.

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YOE- 2years - What can I expect the ctc to be?
Current CTC- 9.5 LPA

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How are 1st year litigation associates dealing with WFH? I’ve been having terrible anxiety/panic attacks, and pretty sure my billables wont exceed 110 for April. I’ve been super stressed about it and don’t know how to move on to May with the proper mindset to make up for as much time missed as possible. CA courts are still closed, and I’m worried I won’t be able to exceed (or even meet) my May goal after April.

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Me. Every single day. Since I started practicing.

Post Photo
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How many billable hours per week is considered at capacity? I’m getting pushback on boundaries I’m setting about additional matters and marketing work from my firm when I’ve been billing 60-75 hours per week for the last 6 weeks, and I’m still behind on my work. I feel like it’s reasonable to not kill myself further to fit in more/turn things around faster at this point, but am I being unreasonable? I expect my workload to remain at this level through the end of the year at least.

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