Fidelity Investments Discussions

Can you change your 401k contribution amount specifically for bonuses, in the fidelity 401k? You can do this for Schwab 401k but not seeing an option for fidelity

Starting a new job. I've got my 401k and Roth money consolidated in Fidelity. Need to make my benefits elections with the new company now. They match 6% but it vests over 5 years. What's the … more

I had to open a traditional Fidelity IRA because my previous employer’s 401k savings plan required me to rollover asap to another retirement account, but my new employer plan will not start until Octo… more

Fidelity vs. Lively HSA:anyone have experience with either/both? I get to choose my HSA bank with my new employer and don’t want to continue with my old employer’s HSA provider, Optum.

What do I need t… more

Am finally getting around to rolling over my 401k from my prior firm's schwab account into my new firms fidelity account. I keep hearing a roth account would be best. can I split my contributions… more

Are there any considerations when you rollover 401k? Prior 401k was at fidelity and my new job as well. I can rollover prior 401k in the fidelity portal but that seems too easy...

Tried googling but didn’t understand. My company offers pre-tax 401k, Roth 401k and After-tax 401k through Fidelity .

What is the difference between roth 401k and after-tax 401k? (Is it just the contribution limi… more

Gross pay $1250/wk. After ins, 401k ($100/wk), taxes, pay is $841/wk. Automatic $100 to savings to build emergency fund and $100 to investment account. Have 50k NW, 20k in mutual fund, 10k in day-trading ac… more

Should I roll my Merrill lynch traditional 401k into my new employers fidelity traditional 401k or traditional IRA?

Should I roll my Merrill lynch traditional 401k into my new employers fidelity traditional 401k or traditional IRA?

Mega back door Roth question - I just started a new job and am signing up for the 401k. There are 3 options, pre tax, Roth or after tax. Am I able to contribute 19.5k pre tax and then additional funds… more

Just rolled about 20k from old 401k into a Roth IRA at Fidelity. Any suggestions on investment distribution for a 24 year old?

I'm in my early 30s and wondering what moves to make. I have enough liquid cash for an emergency fund of 5-6 months, no kids yet, no bad debt, and a fidelity 401k with about 65k to which I just up… more

Hello , need some advice . Have around $150 K in traditional 401k at Vanguard and switching to Accenture who I believe have Fidelity as 401K provider. Have following questions:
1. Do I just leave the money w… more

Thinking about switching my 401k from a fidelity target fund to a S&P one. How does this actually work? Does it just contribute to the new fund on an ongoing basis or does it also sell the origin… more

Is it worth it to have a Fidelity investment associate to manage your retirement 401K account? I am 25, have about 43K in my 401k, more aggressive type of investment. I’ve been using the one-size-fits… more

Recently started a new job and looking for input on a 401k rollover. I rolled over my 401k into my Fidelity accounts with the post-tax portion going straight to my Roth IRA and 37k of trad 401k going to a rollover IRA.… more

Anyone know if EY’s 401k plan with fidelity permits in service roll over to IRAs?

🐠- I have received a check for lump sum pension payment. Am looking to deposit it into my Fidelity IRA account. The app prompts me to select deposit type as contribution or rollover (direct or 60 day… more

I contribute 13% pretax to my 401k…and put 30% into my savings in Chase acct. Company matches like 6% I think. Do I need to readjust? Fidelity says Roth contribution is available but I don’t think tha… more

Maybe not the right bowl, but looking to setup an IRA account for the first time in the US for the back door Roth purposes. Currently my firm has a tie-up with Fidelity for 401k, which I contribute to… more

401k question: How do you guys allocate your 401k? Right now I have mine in a Fidelity S&P index fund. New firm uses Vanguard so thinking I'll allocate it all to a Vanguard S&P fund. What do you… more

Started a new job and trying to decide whether to rollover my 401k from my old firm at schwab to my new firm at fidelity or invest in a roth 401k. i've had a company 401k since I was 22 yo almost … more

Vanguard or Fidelity if I want to have all my investments in one portfolio? My 401K is with Fidelity and my Roth IRA + personal brokerage is with Vanguard. Any recs?

I have Fidelity 401k amount and moving back to India. Fidelity mentioned to file Form W-8BEN when withdrawing and there might be international tax treaty between India and US with respect to lower tax… more

I have Fidelity 401k amount and moving back to India. Fidelity mentioned to file Form W-8BEN when withdrawing and there might be international tax treaty between India and US with respect to lower tax… more

New employer is offering 401K through Empower. It looks like a smaller player compared to Vanguard or Fidelity. Any insights from the fishes?

401k advice requested. Currently have my employers Roth 401k via fidelity - it is also where I trade and have my Roth IRA. Moving to a new firm that has their regular 401k via betterment. What to do w… more

Returning to India from US. I have a fidelity account with investment in stocks and 401k. Does anyone know if I can still invest in US stocks using the US account?

Looking for IRA platform suggestions Charles Vs fidelity vs vanguard. I have to transfer 150k 401k amount from previous employer to IRA. Which one is better and why?

Thinking of moving 100% of my 401k from Fidelity Target Fund 2060 to 100% FXAIX. Thoughts?

New to Deloitte, looks like fidelity is restricted to use… do I need to transfer my former 401k plan to vanguard and can I still maintain my HSA account with fidelity tho? Thanks guys!

So I quit my job and am moving overseas. Need to take money out of EY 401k account and put into an IRA. Fidelity offers both, traditional IRA and rollover IRA. Which one should I use ? (Won't be c… more

I have 10,000 cash saved (in a Marcus savings account) and 20,000 in my 401k. I want to take 5,000 of my cash and put it into Fidelity. Smart or bad idea?

Just changed employers. Previous employer uses Fidelity for 401k and new one uses Vanguard. Are there are distinct pros and cons of rolling over into the Vanguard 401k vs transferring to an IRA accoun… more

What’s the average ROI % on your 401K investment? Mine is 8% currently and the Fidelity rep said it’s below average 😕 Which package of investment do you choose for your 401K?

Is there anywhere I can learn about how to invest through Fidelity? Been keeping my $$$ in a Marcus savings account but looking to move some and start building more of a portfolio! (I have a 401k outs… more