401k advice requested. Currently have my employers Roth 401k via fidelity - it is also where I trade and have my Roth IRA. Moving to a new firm that has their regular 401k via betterment. What to do with my current Roth 401k?

like
Posting as :
works at
You are currently posting as works at

Why wouldn’t you roll it into your Roth IRA? Likely more investment options than a new 401k.

like

More than investment flexibility, you can access the money in a Roth IRA after 5 years. It's financial flexibility too.

Not suggesting you'd want to pull from it, but knowing you can is peace of mind.

You can roll it over to betterment

Yes, that’s what I did when I moved from my previous employer to my current one. You’ll have to request the rollover from either fidelity or betterment. I don’t think it hurts to do it. Your returns will be greater since you’ll be starting with a non-zero balance.

Related Posts

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

like

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

like

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

like

We are trying to change plan. What you’ll think about Aetna EPO, heard it pays 100% for IVF? Currently on BCBS not much benefits if we would want to skip IUI and jump to IVF. Any suggestions here would be helpful. Thank you.

like

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

like

So if I were to rent a car from Trips, can my wife (not in Deloitte) drive that car as well? Is she also covered in the insurance? Does anyone know?

Joining D soon as manager. Can we use Interactivebroker for stock trading?

like

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

like

Hi Fishes, Please share your suggestions for the below. Schneider electrical (or) Comcast (or) CTS (or) SCB Which one will be preferable considering market recession - job security - WLB - benefits. All offered decent CTC. TIA. Schneider Electric Tata Consultancy CTS Comcast Standard Chartered

Why so red? Any stocks good to buy now?

like

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

like

First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

like

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

like

How long did it take after getting your license to actually start making money?

like

Anyone looking at airline stocks or ETF play?

like

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

like

My base location is SAn Francisco, but I have not lived a single day in California this year (not planning on being there this year either). Am I eligible to get a refund on all my California taxes this year?

like

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Hello, I'm a recent graduate with a Bachelors in Healthcare administration/ Management with 3 years of experience. Any advice as to where to apply for healthcare admin jobs in the Bay Area or Central valley. Looking to go into healthcare consulting as well. If anybody has any advice it would be very much appreciated thank you.

like

More Posts

Bahamas this week. Any fun recommendations?
Staying at bahamr grand hyatt

Any mass hiring happening for freshers??????

like

Colleagues, I'm an experienced Relationship Banker looking to start a career as a FA. PLEASE, reply if you are part or you know any local RIAs hiring entry-level individuals in NY. Thanks!!!

like

What is the average salary for a data engineer with 5.5 YoE?
Skillset: Spark and Hadoop with hybrid cloud.
CCTC 13.5 fixed

Which companies offer good salaries for data engineers?

Does anyone know a good Laptop for $1100 that would have the following specifications: Intel I5 10th Gen, processor, 512GB SSD, 16 GB RAM with Windows pro, with at least a year of warranty?

like

Anyone know Deloitte core business group in Deloitte consulting LLP?

Salary range, business outlook of this group amid layoffs and green card initiation timeline?

Post Photo
like

What's the best luxury points hotel in Kyoto? Deciding between the Suiran Kyoto and the Ritz.

Current Titanium member, so considerations are service, hard product quality, location, and elite recognition. TIA!

like
like

Should I expect any specific questions during an introduction call with a recruiter? I have a call setup with a BSG recruiter and just wondering if I should prepare for any interview type questions?

Thanks in advance!

Currently an associate at a V30 and negotiating a partnership position at another V30. What is the correct way to maximize the pay in the negotiation as a lateral partner? I’m afraid of settling at a lower price than what they can do at the top end of the range! Do I anchor by asking for an outrageous figure or let them offer a salary figure first?

like

Moving to the Bay Area this summer from chicago. Any recommendations for good luxury apartments in Palo Alto, Redwood City or Mountain View? Also how critical is it to have your own car? I live in downtown chicago currently where everything is walking distance

like

Best international Agency in Amsterdam?

72 and W&K? Anything else?

like

I am feeling some depression due to COVID and I want to move back to Misouri to be closer to my parents, but I'm worried about looking for jobs outside of the major tech cities and moving in general. Any advice?

like

I have received pwc ac documentation email on 7th but still did not got any update...please advise .. Thank you

I'm looking to hire experienced auditors in Tampa Market

like

If I have to book 20 meetings a month, how many conversations do I need to be having a day ( email, LinkedIn, cold calls, dark social ) with a drop out rate at 20%.

Hi Team,

Looking to help a friend out here. She is looking for a entry level / associate learning & development, training, or marketing position in the Dallas Fort Worth Metro area. For the last two year she’s been a Sales Trainer with a Major Appliance company and was recently let go. Any leads, referrals, or help would be much appreciated.

Thanks in advance!

like

Additional Posts in Consulting

Barack is in the Waldorf Astoria!

like

Anyone have any recommendations for home office ergonomic desk chairs?

like

Got hired as a digital strategy consultant. I have over 10 years of industry experience but I’m new to consulting. What courses, workshops or books would you recommend to build a solid toolkit?

like

Has anyone devolved to their college work habits? I do nothing during the day and just cram work at night while watching TV at this point

likeuplifting

Fishbowlers - do you book your vacation and ask for forgiveness later, or ask for the green light from your PM and then book?

like

I don’t know about the rest of you but I don’t have enough room in my home for a full blown professional “looking” office. If these companies want to start chipping in on remodel expenses, I am listening. Otherwise, don’t worry about my kitchen table and kids running around the house. That’s what kids do!

likefunny

FB trivia - worst segment ito fly in terms of avg. delays. my guess Delta, LGA-ATL, Thu 4:45pm (or later)

like

I have a consulting/PE interview on Friday, please recommend consulting books or sites to read. Need to speak consulting language

like

Would a failed PIP still pay severance at Big 4? If so, how is severance calculated?

like

Have a bunch of emirates skyward miles that I won't be using anytime soon. Can I transfer it/use it someplace else?

like

What percentage of your money do you save, invest, allocate to retirement, & spend?

like

What benefits are included in EYs frequent traveler program? How many miles or stays are required?

like

Hearing rumors about Huron layoffs. Any deets? Friend of mine said he got the "email".

like

What types of questions do you ask on intro staffing calls when you’re learning about a potential projects that want to staff you?

like

Is IBM hiring? What other consulting firms are?

like

Has anyone left their firm at a critical point in the project lifecycle? Were your colleagues professional or hate you now?

There doesnt seem to be any non-awkward moments to exit o my projects

like

Do consultants get fired from a client for moving furniture around? (like a stand alone monitor) from an unused room he was given to sit, supposedly reserved for auditors. Asking for a friend 🙃

funnylike

To those starting the year on the beach: office or home office ...or actual beach?

like

Suggested books or resources to learn more about strategy consulting? Different analysis, acronyms, etc.

like

What’s with Pro and Conversation starter? Is 🐠 bowl the new FACEBOOK?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal