Should I roll my Merrill lynch traditional 401k into my new employers fidelity traditional 401k or traditional IRA?

like
Posting as :
works at
You are currently posting as works at

Yes, if your new company has good investment options/low fees.

OR if you’re the type of person who really hates/can’t manage multiple accounts.

helpful

Related Posts

Which health insurance is good to take for family in a long run. Would like to stick to it for a decade.

like

I recently moved to Toronto from New Jersey. I’ve been applying with little success. I have a background in healthcare, non-profit, and public health. Any advice on what company I should apply to?

like

Can anyone shed some light on quant funds please? https://groww.in/mutual-funds/escorts-tax-plan-direct-growth
I am seeing stellar returns and extremely low expense ratios but apparently since they're quantitatively managed algorithms, they don't account for things like corona for example.

like

How do you get appointments with plan sponsors? They are hard to get in contact with and then 401(k) seems so low on their priority list or they "are happy with" (don't know about) their plan.

like

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

like

Hi Fishes,
I will be joining KPMG global services and first time coming under tax slab.
Can anyone please share monthly payslip as I wanted to plan my rent according to HRA?
Also please share the Annual basic so that I can calculate my HRA accordingly.
Attaching my compensation plan.
Pleaaaaassssse helppppppppp.

Post Photo
like

y’all doing too much on LinkedIn… comparing having a baby to paying off debt. Great accomplishment but wtf is this post??? It’s so long I’ll have to include second part in another photo

Post Photo
like

Curious if anyone has invested a big amount in one stock let’s say buying 150k of CRWD in may based on gut or conviction however you may put it. Want to have a discussion around lessons learnt and ways to derisk.

like

Desi 🐟 fam - What apps are you using to make payments in India using US credit card?!
I use Wise for money transfers and other payments using debit card but i want to pay with my credit card and wondering if there's an option for that

like

Why do firms not use vested stock options as incentive in earlier stages of career?

like

Anyone in Kearney’s healthcare practice open to chatting?

like

Who is looking for a new sales opportunity?
I have openings on our sales team. High intensity environment, startup culture. Great for someone looking to build new skill sets or recent grad looking to move into sales. Holding brief 10 minute calls to go over more details. $60K base, full benefits, uncapped commission. Must be NY based. Comment if you’d like a DM to discuss more

like

Why aren't stocks going down anymore?

likehelpful

Is simplify healthcare is good company to join?

like

Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

like

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

like

Hi,

Does Nagarro provides internet reimbursement?

like

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

like

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Is it just me or does anyone else know or have an inclination that their employer committed fraud after receiving PPP loans during COVID pandemic?

like

More Posts

10 days Europe - first time to Europe and first solo trip - June end. Recos please

like

Tomorrow, Thursday September 5th from 6pm onward we're meeting at the Heineken Riverdeck at Pier 17. Come on out and enjoy the last few weeks of summer vibes.

Post Photo
like

Valuations or FDD? Trying to decide which team has the best exit opportunities/WLB/interesting work.

like

Does FDD vary by firm or do they pretty much compete and do the same work? Like which one has the best practice in NYC from the big4?

like

Getting a referral from a partner not in a line of service that I'm applying for still has impact? Let's say I'm applying for a tax position but got a referral from an audit partner within the firm.

like

Which of the two contributes more revenue YOY then the other? New Clients or Existing Customers?

like

What can I do outside the office to boost my resume and be a substantially more attractive candidate for top consulting firms in ~12 months time. Working in disputes and valuation role but want to go into management consulting next year (post MBA role). I feel like my job isn’t enough because skills aren’t considered as transferable outside this field.

like

Personal finance book recommendations?

like

Anyone willing to share what assets they're investing in with the extra money from being overemployed?

like

How much does Infosys pay a Sr Consultant in Canada with 5 years of domain level experience? I believe it is ~$110k-$120k plus Bonus. Pls correct me if I'm wrong.
Thanks

like

I need to grow my professional network, I feel lonely and little bit stuck...How did you find your mentor?

Hey! I’m a Junior in college. I have a small family and was wondering what good jobs/companies were out there to get out of the restaurant/warehouse/call center pit. Any ideas? I’m interested in Tech (working on SEC +). Thanks!

like

Hi
Can anyone please refer me at ellucian for cloud engineer I AWS & devops role
Req ID: 3000

Will be available to join in next 12 days

like

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

likefunny

Hi everyone,
Recently i have got an offer from Optum global solutions, UHG company. Can you please help me to get some insights about the company? Like What are their policies, about the work environment , all the pros and cons . I don't have any known people over there actually. So i get an idea about the company it will be helpful for me.

like

With the various RTO rumors/fear out there and in the absence of spring/summer/fall(?) bonuses. Would you consider coming into the office more if your firm offered bonuses linked to days in the office (coupled with billable targets, of course)?

likefunny

Diwali gift scene at GDS??

like

What is alight noida in wipro ?

like

Does anyone have a recommendation for a recruiter in NYC for ECVC?

like

Additional Posts in Employee Benefits

Has anyone successfully used an education benefit? What's the process?

Im interested buta little nervous about my firm because you have to pay up front and then get reimbursed.

like

PwC 🐠 - health insurance coverage. What are the deductibles for the high-deductible plans? Still want to use the HSA. Thanks!

What kind of laptop do you get in ACN Strat?

Does any firm reimburse for part time MBA ? Thinking of applying for Booth part time MBA

Any EY folks with questions and answers on IVF or Pathways to Parenthood benefits before Annual Enrollment period ends???

like

What is the general ranking for A-SC firm benefits across commercial management consulting?

like

Deloitte What is the current deloitte consulting SM / senior manager midpoint salary, range, sign on bonuses &/or bonus %

Ref: 10YOE, MBA, life sciences

like

I don't want to ask the Mck recruiter more questions. Can someone explain the differences in the Profit Sharing Retirement Plan and the Money Purchase Pension Plan? Does Mck contribute to both?

Does MBB provide breaks around the Christmas/NY time frame similar to B4?

likehelpful

My firm doesn’t match my 401k — still worth opting in?

like

EY, what is the current maternity leave policy? Does the firm allow leave starting at 38 weeks? Is disability (6-8 weeks) separate from parental leave (16 weeks)? When is full eligibility - after 12 months of employment?

like

Bain & Company PPO health insurance only! Post your firm's biweekly premium (employee deduction) and whether it's employee, employee+spouse or employee+family.

Deloitte Accenture EY PwC Boston Consulting Group McKinsey & Company Bain & Company KPMG

like

Deloitte Cloud practice vs. Accenture Cloud practice. Which one is better?

like

Anyone ever asked for a sign on bonus in the form of vacation days - so you don’t have to wait like 6 months in order to take 2weeks? Or ask for reduced pay at first to accelerate the accrual?

Does Boston Consulting Group have the following?
- HSA
- After tax contributions to 401k w/ in plan Roth conversion

I’m joining in a few weeks and doing some planning on how to adjust my existing accounts/strategy.

Thanks!

like

How does pwc’s wealth builder plan work ?

like

Who has the best parental leave policies? Need advice

like

Does Slalom offer fertility coverage? (E.g. IVF)

like

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

like

Question for BAH - are you able to expense taxi/uber for after hour safety from your holiday event to home? I know most companies let you and so does Deloitte. Asking for a Booz friend.

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal