Tried googling but didn’t understand. My company offers pre-tax 401k, Roth 401k and After-tax 401k through Fidelity .

What is the difference between roth 401k and after-tax 401k? (Is it just the contribution limit?)

Is there any advantage to contributing to After-Tax 401k over regular investing in my brokerage account with after tax $?

Interested in investing in real estate. How to even begin and what apps should I be using?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

I read this super interesting article about how big companies like Toyota are investing in social-emotional training for their employees and seeing massive benefits. I actually think this could be a whole separate class for students of all ages. Learning about conflict resolution, growing your own self-regulation skills...it's really important.

Anybody have any thought about: Flatiron Health or COTA Healthcare for a data abstraction job (full-time, not PRN/contract)

Anyone uses lykke wallet to buy crypto? Your feedback on it?
Or is there any other cheaper place to buy?

How long after you quit before your company removes your access to your FSA card?

30 July was special.
Salary credited. Tax debited.
Both were equal.
Ab pura August daal-chawal khaake!

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

I have offers from

TCS x lpa
Citiustech x +1 lpa
Legato X + 4 LPA
Wipro X+1 lpa + 2 JB

Tcs is ba in energy domain
Rest all healthcare

Which is the best company overall ?

YOE 10 : As a Product owner / BA / Functional consultant
Domains worked : Workforce Management, Healthcare

150K in Singapore, and $150K in Chicago. Which one would you accept?

Would ETH be the next BTC?

Desperately want to get into healthcare strategy consulting. 13 years of healthcare clinical experience including project work. MBA. But keep getting told by recruiters that I don't have enough experience to be a Consultant or Manager but that I have too much experience to enter in every level such as a Senior Associate. Just one rejection after another, even when applying with internal referrals from Director or Partner levels. What am I doing wrong?

Hey ENGINEERS, anyone needs any assistance in Income Tax return filing, please DM me.

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Tether is a giant fraud. How do I short it?

Just made a career pivot and accepted a job with Progressive in sales. I’ve heard more good things than bad about the company. I turned down Liberty and Allstate so I’m hoping I made the right choice. Curious if anyone works there can offer their opinion about what it’s like working for Progressive.

I'm going to Machu Picchu next month with my brother and hiking the Inca trail. Any recommendations on what I absolutely need to bring for the hike? Anyone who hiked the Inca trail take like a battery pack or something with them for their camera?

Also, I'm considering bringing my drone even tho I know I can't take it into any of the sacred places like Machu picchu. I also have to register it with customs when I get into the country. Is it still worth taking? I can use it around Cusco and Lima

Hello All,

Can anyone help me to refer me in IBM for Java Springboot Opportunity.

Exp-4+ Yrs

Tech- Java,Springboot, Hibernate

I am an immediate joiner.

Does anyone else constantly put off putting their time in as they go and then hate their life at the end of the month? Then once you get caught up, you don’t want to enter more time, and so you fall behind again. It’s a vicious cycle.

Interviewed for a GS-15 (same agency but different office) and totally aced the interview with excellent answers. They know I’m a top performer with senior references. However I noticed there was an internal candidate who has been there for few years and interviewed that’s a veteran. I feel my chances just sank and want to gauge thoughts.

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

Had a cancelled FET then was put on BC. I got my period while on BC and am on day 7 changing a pad every 4 hours. Anyone experienced this? I’m thinking it’s the lining shedding from cancelled cycle

I am currently pursuing my B.tech in IT. I wish to work as an intern at Paypal Singapore. Can anyone tell me what's the criteria for selection and whether paypal sponsors visa?
Any help would be highly appreciated!

20 lpa for 3yoe capgemini is it safe ?

Hi friends,
Does Capgemini provide settling allowance in case of permanent transfer from base location within 6 months of joining the organization?

How much barclays pay for relocation

Girlfriend has very obvious high functioning anxiety and body image issues that she admits but thinks she doesn’t need therapy or medication and that reading self-help books will help her. It’s not changing in the last several years and it’s impacting our relationship. Anyone have experience with their SO dealing with untreated anxiety? I know I can’t control her but would like to express my feelings without sending her into a spiral. For context, I’ve been in therapy for 12 months and medicated

Best examples of ramp back programs from parental leave? I get to choose my own adventure and am curious what’s worked well for others. Minimum hours required hasn’t been stipulated. Thanks!

How is S&P Global?.
Pros and cons
Employee benefits and Culture

Thanks in Advance! 😊S&P Global

How come I have a snapshot that has all partially at level but the comments are all super positive?! The words for development is to keep the attitude and work up... (my first ever snapshot here)

Whats the going salary for staff Content Producers on either coast or midwest. Go!

how do you guys maintain energy during busy season? I feel like I am always tired and still have lots to do.

AWS Engagement Managers (or even Senior EM) pay/benefits in Canada if possible (if not, US is fine with COL mention) ? Can anyone compare to Big4 ?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Are we on recession? My portfolio is super down - low cost ETF investor here

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

the more I want something, the harder it is to achieve. anyone has this feeling also?

Anyone a CFP as a side hustle?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

I was once at a dinner with a second year analyst, consultant, and partner, and the analyst said he planned on retiring by 30 and the partner and consultant laughed. Little did they know, the analyst owned his own home and rented all the rooms out so he payed no rent, never ate out, only grocery shopped, and very very rarely bought anything new. He saved most of his income, and was perfectly content with just his video games. That man was serious about not being stuck working forever.

Trying to help my retired dad - When I google for what to do after retirement, only retirement planning related things shows up. My dad has been a workaholic and hasn’t developed many hobbies he could pursue. I was wondering how I could help him stay slightly occupied if not busy. Anyone here experienced this with your parents or yourself? How did you navigate this?

What is a reasonable fat FIRE number for a married couple? Can’t figure out if numbers I see are for one or two peopl

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

I’m looking for assistance on building your own portfolio in my traditional 401K. I’ve been reading that it’s important to choose funds with low expense ratios. Also, that it is recommended to have at least one US stock, international stock , and bond. I am 24yo so ideally, I’d want to allocate 90%-100% to stocks and 0%-10% to the bond. Any other things I should be looking at?