Is it worth it to have a Fidelity investment associate to manage your retirement 401K account? I am 25, have about 43K in my 401k, more aggressive type of investment. I’ve been using the one-size-fits-all target date funds.

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Use the process from this book as best you can in a 401k for allocations. Keep saving. Down the road when you have a high 6 figure account you could start thinking about more active solutions.

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