I have 10,000 cash saved (in a Marcus savings account) and 20,000 in my 401k. I want to take 5,000 of my cash and put it into Fidelity. Smart or bad idea?

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How much do you need in case of emergency? 3-6 months expenses is a common benchmark

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If you don’t need the money on the reasonably near future I would use a Roth. over the long term tax free growth is hard to beat. You can pull the contributed amount out at any time, but not the earnings

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Good idea. The best time to get into the market was yesterday

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Thank you!

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Attention Ad Students! Go apply to Mobilize, 22squared’s 48 hour ad competition! It’s a really fun opportunity where you get to compete against other teams on a brief, and also have your portfolio reviewed. Apply at

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What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

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