Mega back door Roth question - I just started a new job and am signing up for the 401k. There are 3 options, pre tax, Roth or after tax. Am I able to contribute 19.5k pre tax and then additional funds after tax and convert the after tax to Roth? Or am I required to do Roth for my 19.5k to be able to convert? There is also an employer match, so does the provider track the amounts and earnings from different sources separately? It’s with Fidelity just FYI. Thanks for the help!

hello, in elss is mirrae tax saver good or quant tax plan?

I have an expiring British Airways credit I need to use in January or February. Options are Lisbon, Paris, Rome and Athens. Anyone have thoughts on any of those in the winter/off season?

I'm coming from the US - my flight credit is use-it-or-lose-it so I'm trying not to spend much more than the original credit.

Dow sit make sense to not put money into 401K until you go to business school and start again?

What's a good % of your gross income to be spending on housing? Does it differ if you're paying the mortgage vs renting?

What is the *prime* amount of money to bring you happiness?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

Hoping to get my PHR in the next year or so. Outside of employer reimbursement, are there other opportunities for this to get funded? I know SHRM Foundation offers scholarships for the CP, but I am looking for PHR specific help. Thank you! :)

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Hi All, I am looking for an opening in healthcare settings. I did my post graduation in Social Work and I have 14 years of experience in various health care settings in India. Expertise in Oncology Social Work, BMT, Patient Navigation, Patient Counseling, Hospital Admin, Patient care management, Patient support programmes, etc. Please let me know any vacancies that come across.

Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

Which health insurance is good to take for family in a long run. Would like to stick to it for a decade.

Can someone suggest me integration steps for apple pay ? I am facing issue in using sandbox test card even after change device region to US and also add my account on apple developer sandbox.

Good morning!

Still trying to figure out this whole Fishbowl thing, so here goes my first post.

I would love to get into provider credentialing, but all employers I've looked at want at least 3 years of experience. So, I'm looking at Provider Network Coordinator roles, because I'm finding some of those roles don't need AS MUCH experience. I'm a RHIT, and have been working in healthcare for nearly 10 years.

Any input on employers is appreciated!

My direct report expensed Cal Bar late fees assessed for reporting MCLE credits late and for paying the bar fee late. It’s around $190 extra. I don’t care about the money (it’s not mine) but I think this is principally wrong to ask the company to cover it. Thoughts on this and how you would communicate it?

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

Has anyone dealt with Peachtree Residential before? They build homes primarily in Atlanta and Charlotte.

Best desi food recommendations in Toronto doentown?

If I resign in December and get paid my 2 weeks of unused vacation days will I also get paid for unused sick days?

Hello All,

Can someone confirm what would be HSBC recruiting process once HR asks documents and shares link for backend investigation details to fillup?

could someone refer in cts kolkata for informatica powercenter lwd 22nd apr

Accenture or CSGI wat i need to choose?

Hello, I have accepted an offer at a competitor company and sent in my resignation letter. My start date is 5 weeks from now so I put in my end date 4 weeks from date letter was signed. The manager said I had to leave the job in 2 days and the company can only play 2 weeks of work. Is it normal how they do that?

First day back after a 10-day beach stint. Putting on pants was hard enough.

Anyone an EA at Citadel? Do you like it?

Best gyms with fitness classes? (Orangetheory, Barry’s?)

Switching career fields - Any advice on virtual ‘Brand Strategy’ courses/certificates/tools/websites etc?

I’ve heard of classes by Mark Pollard & Julian Cole or courses via Udemy, Hubspot, Credly - would love to add a noteworthy certificate to my LinkedIn but not 100% necessary. Mostly looking to increase my knowledge in a career field I know nothing about.

Feeling lowballed received an offer to PNC product management development program. Excited to be making a break into product but it’s paying 20% less than what I’m currently earning.

Will I get bonus and increment, If i will join in October? Thanks 🙂

LOB - CIB

Anyone know US car insurance companies that recognize Canadian driving history/experience?

Hi fishes,

I am working as analyst in kgs consulting team with total 5 years of exp. I have got an offer letter from accenture with 10lpa + variable. The role is of senior analyst in technology side.
My current compensation is 6.5 and manager ia saying that they will promote and increse my salary.
What should i do? Please suggest.

Does anyone know of good job opportunities in the Atlanta market? M&A Background (Looking for Corp. Development, Strategy, Business development, etc.)

Can someone suggest me integration steps for apple pay ? I am facing issue in using sandbox test card even after change device region to US and also add my account on apple developer sandbox.

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Best HYSA with a good account opening bonus?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

What are the best prep materials to prepare for the CFA Level 1? Looking for some recommendations.

Investor’s Business Daily: worthwhile?

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

After figuring out FI/RE I am less motivated.

Is WDC is a value buy?

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Whats the benefit of a roth ira vs an individual brokerage account?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Any good ETFs to invest Roth into?

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

Does anyone have a referral for “Citi Double Cash” credit card?

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd