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Spent 4+ years as CMO of startup company. It was an incredible learning experience but also a very difficult uphill battle trying to steer the owners and the company in the right direction. I’ve just exited the company as of 11/18. The owners expected to storm the marketplace and emerge as a number one brand at only 6 years old without putting in the work.Company had a very hard time understanding the concept of a unique value proposition. Hoping to find a new remote (full time) position ASAP
Anybody located in Austin Texas area?
Hello! I have an upcoming interview with Dell Technologies for the position Data Engineer and Automation Consultant. It's a 30 minute Zoom call interview with the director of Data Engineering team.
1. Can I have suggestions on how to prepare for the interview?
2. Directors in this bowl - what questions will you ask a potential a senior/mid-senior employee in am interview?
3. Dell/Ex-Dell employees, Kindly share your experience working with the company - How is the career growth & WLB
Thanks
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We use Alight. 3rd party with plenty of fund options, including vanguard funds and fidelity funds. You can do a roll over to ACN when you start - are they in a vanguard fund or your employers broker? Doing roth ages ago would’ve been an option at a lower bracket, or doing a Roth conversion ladder between when you stop working and have RMDs if you stop early. After that, you could convert it and pay taxes in a down-market year.
ACN has a Roth 401k and trad 401k. We also have a megabackdoor up to 15k extra. And a 1:1 match to 6%. These are in addition to an IRA.
The tax brackets will ratchet up so unless you’re really saving extra, you could be right in line. It’s hard to say.
doesn’t Deloitte also have the option of a mega back door Roth?
Will let others weigh in, but be very careful on point 3. When you convert it’s at your ordinary rate combined with your total wages, bonuses, and short term stocks, etc. so only convert when your income is very low in layers. Definitely don’t convert all of it from traditional to Roth unless you want another $150k in income to pay taxes on.
Also, all else being equal the difference between now and the future is your estimated tax rate.
Rising Star
I like having my money in the same place. I’d roll over to the new trad 401k. Vanguard will write you a check to the new broker.
Rising Star
Also open a trad and Roth IRA and start finding those. That’s 6k tax free growth you’re missing out on
If it lets you, I would do 1
You might be over the income limits for an Ira. I suggest a mega back door roth if your company allows it.