Hello , need some advice . Have around $150 K in traditional 401k at Vanguard and switching to Accenture who I believe have Fidelity as 401K provider. Have following questions:
1. Do I just leave the money where it is ?
2. I am moving from 24% to 32% bracket and expect to be in higher bracket when I retire. What are optimal options ? Roll over into traditional 401k or do IRA ? I don’t have any IRAs currently .

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Guggenheim healthcare reputation?

Solana 😭😭😭

I don't own any and it hurts.

Curious in seeing what people's avg cost basis is in this, when you purchased, and why?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

Anyone purchased gold or silver from Rosland capital ? Would you recommend it?

I'm prior active duty, now a reservist, and am interviewing with Deloitte (anticipating an offer). What do I need to know about Deloitte's benefits and policies, especially as it relates to drill, annual training, and deployments?

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

Is Medicare for all a good idea? Does the USA have a viable path to universal coverage? What major changes are needed to change the fact that we spend the largest share of our GDP on healthcare whil

Y’all I want to thank you for the tax discussion/questions we have in this bowl. I've been applying it to my job and it's helping. 😄 Of course, everything should be taken with a grain of salt.

Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

WFH/Layoff/Security
Hi,
CCTC including all benefits is 16.57 with 8.3 YOE, primarily focused on Manual Testing.
Is it worth looking for another opportunity?
I am afraid after seeing layoffs news of EPAM, Publicis Sapient & most of the other companies calling employees in the office.
I love my WFH in PwC India & base location of Kolkata. & the best thing is stability in PwC India, they never lay off!!

Hey all, started my role as a recruiter at an agency recently and had my first placement! It was great until the candidate wants to renegotiate the base and benefits after the current company counter-offered when the candidate no longer sees the future. Any tips on what to say to bring back to focus? The current role is a Sr. Acct Receivable (less than 2yr) and going into collections specialist at a global law firm.

Little worries here guys - not able to transfer to Bittrex. Tried from Polo and Jaxx (cold storage). Transaction looked like it was going thru from Jaxx then seemed like it failed. ETH appeared back in Jaxx account and no changes to trans history...thoughts?

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Hi Fishes,

If anyone is looking to buy Life/Health insurance product please connect, we can avail good deals and discounts.

What is the present value of a government pension? How does one calculate it? Trying to get a sense of weather it's worth moving over to Federal.

Hi all. I was recently diagnosed with bipolar disorder type 2 and it’s been hard to heal with the ups and downs of a very competitive sales position in the current market. Before taking FMLA for 12 weeks I was a top performer. Any advice from those that also live with bipolar disorder, or advice on a potentially a less stressful position to ease out of sales? I have 7 years healthcare sales and 1.5 years as a MLO.

Hi
I've 4+YOE in machine learning and deep learning
Any references in hyderabad in a better org pls

Hi,

Can ibm pay 28.5 ctc under 7B band?

Is there a firm that does a lot of consulting work for hospitals in Texas Medical Center (MD Anderson, Texas Children's etc.)?

I HATE the term ‘snackable content’. It just makes me angry! My content should be a damn steak dinner.

Anyone have a primary care physician they like in NY? Ideally one who integrates holistic medicine as well as western medicine? Bonus points if they’re on Cigna or take insurance.

How did you start you career in UX/UI? For me, I didn’t even know it existed until 3 years after becoming a Graphic Designer.

How to know if your business is scaleable or not? If I am on the brighter side of things, I naturally feel it’s scaleable but I want to make it scaleable more strategically? Any inputs?

My uncle is a HS math teacher and like a lot of teachers, he is looking to switch careers. I’m thinking there might be a place for him in logistics. What roles should he start looking at that might suit his skills?

What happens if you quit your job while in the process of getting a clearance?

How to get release from project in lti?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Is It better to join a PE Tech company in an impending recession or stay with a public company ?

I have my first PE interview for an associate role coming up. Can anyone provide some guidance on what to expect?

Is there point in applying to roles without referral? I’ve a strong background but hearing nothing on applications and don’t want to waste a shot by direct application into the void and having to wait to reapply

Hi i need 11 likes to activate my dm. Please help me with that.

Thanks in advance!

My current CTC is 4.5L and I have gotten a progression not a promotion. How much salary hike can I expect? @

Are you investing today?

Come from a no money family & limited financial savvy. What’s an easy way to open and manage a personal investment fund so my savings makes me more money, similar to my Roth 401k. Thanks in advance!

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Saving for a home. Should I save my money in a CD or savings account?

Best HYSA with a good account opening bonus?

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

Fav intl ETFs?

Is ARKK still a good ETF to invest in?

What's with companies charging full fees for diminished benefits? I'm a bit annoyed about being charged in full for my Marriott card annual fee and Amazon Prime mebership

I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

Is $250 (all in) for a bed and breakfast worth it? My GF seems think so but that’s a 3pm check in and 11am check out. Not sure the value is there?

Anyone invest PREIPO via DPO?

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

Anyone have a SEP IRA? Is it better than a solo 401k? Understand I need to complete a tax form to initiate it but where do I go to start one? Rookie question, I know.

HYSA anyone recommends?