29 yo, 100k in 401k, 180k in House Equity, 200k in stock & bonds (estimated annual yield ~ 6.5%), Earning 200k a year before tax, no help from parents, am I in a good shape?

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Nope you’ll never catch up

likefunny

You are in good shape financially but not mentally if you are seriously seeking reassurance on the above

likesmartfunny

I think so but what about health? Are you in good shape? Don’t forget about your health

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Yes! you’re definitely on the right path and can do more. My professional advice is that you get your portfolio more diversified. If you don’t know how I can always set you in the right direction.

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200k at 29 is beating out most folks take a chill lol.

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You are doing just fine.

You’re doing good. My only question would be why bonds? Is the 6.5% is from bonds??

What P1 said. You can afford the risk because you have time on your side. Average returns on equities over time is much higher than bonds. I’m 28 and my retirement/long term savings is 100% in stocks. I keep 15k in a HYSA and 15k in T-bills (offering 5-6% yields currently and are low risk). The rest is in stocks

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Ya got 30 years.. Stay aggressive investments and retire "earlier" IMO. You're def better than most 29 y/Olds. 👍

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