About 200k in liquid savings (rest is aggressive long term saving), $300k annual income and would like to buy a condo in chicago (renting) Around $800k probably will get me the apartment I’d be happy to stay in for 5-8 years - debating when to pull the trigger. Likely will see a 20-50% increase in tc at the end of the year or mid next with a promo, but feeling like I should wait a little longer to see if real estate softens / get another 50-100k in the emergency fund - thoughts?

Any good articles, notes , YouTube videos about intraday trading for newbie ?

If I have a six year old and 150k in a 529, can I say I’m done?

Is moving to a HCOL city a bad move financially? If my fiancé and I are making $70k+ in our LCOC market we’d expect an increase in salary to move. Does it even out over time? Is buying property in a HCOL city better than in a LCOL city?

Are crypto IRA’s worth it or is it better to just open an account at Coinbase and invest that way?

With the latest Southwest Visa cc, you get 4 upgraded boardings a year. I’ve used 1. My question is this. What is a “year”? Is it calendar year or your anniversary date of when card was issued?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Have any of you hired a financial advisor to help plan your retirement strategy? If so, how did you go about finding one? I’m recently married and thinking if it’s worthwhile hiring one..

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

What if institutional investors really buy into futures and drive BTC really high, as opposed to short selling them! Anyone have FOMO?

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

What credit card do you use?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

What is the best crypto app for accruing crypto interest, that is not BlockFi?

Any of Dfw female fishes interested in spending time over drinks/ dinner chat abot life, fun friendly conversation, may we watch a movie together. ? Brown Male 36 .

Having a Seder for a group of friends (multiple faiths) with kids. Any recommendations on haggadahs that would be fun for a mixed group?

Is anyone else trying to search for the ads during the Emmy’s right after you see them on TV? I need to share them to my non-ad friends!!

I have left CG 18th of last month, how many days they typically take for full and final settlement?

Hi Fishes, Got a call from SAP for functional role .I have 10 yrs exp in SAP functional skill , how much can I ask for compensation. Since when I asked 50% hike recruiter behaved abnormally and denied it.
What's job level and avg compensation for 10 yrs exp resource in sap labs.

How do you get in on an IPO with a basic Vanguard brokerage account? Do I have to place my order at 9:30 or can I do it beforehand?

Best tool to jump start RPA training? Uipath?

Freelance social media managers: how to you charge for your services? What deliverables are included? What’s your rate?

Thoughts on specialty life insurance? I don’t have my LLQP. This is based in canada. They are offering paid training

Moving from T2 to McKinsey. How do vacation requests work? I have family and friends getting married this fall in weddings delayed because of covid, but I’ll just have started so wanted to get a sense of how realistic taking vacation this fall would be and how to approach taking it (e.g. mention to HR, staffing). TIA!

Best country club to join in western suburbs of Chicago?

Looking for recommendations for affordable storage units in Chicago. I have a car so anywhere within ten miles of the downtown Chicago area would be great. Need no more than a 5x5 foot storage space. Thanks! 😊

Can anyone recommend an amazing tailor in RN/Gold Coast/Streeterville? Wedding szn is here and I need someone to hem a black tie gown. Thank you :)

6 PM- This bowl will be lit 🔥

More lit than ever!!

Keep seeing sales rep and AE roles for various consulting firms (Deloitte / KPMG / Accn). What exactly are you doing in this position? Cold calling and selling project and firm offerings to various clients? Working with partners to generate leads?

Bench ka Kya system hain bhailog capgemini mein?

I need job portal in Dubai to apply for IT jobs. Also am traveling to dubai next week. I need ur comments.

ACD/writer level freelancer? Have awards and new business pitch experience I’m based in Denver/Boulder.

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Is it common for HOA to ask you to prove your car registration is up to date?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Any one knows what’s the easiest way to order a radon test for new construction?

Anyone take the WI Real Estate state exam? Any tips on what to study?

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Does it make sense to refinance now? Current rate is 3.62, bought in 2019. About 480k left on loan. Need some suggestions.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?