About to buy our first 2nd home. 10% down and $78/mo PMI or 20% down (and additional $50k principle)!? Interest, fees, tera me the same on both options. We plan to rent the place out part time as it’s in a seasonally busy area. TIA

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Renting a car vs buying, which is better in India?

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

What would you invest $10k in right now (taxable brokerage acct)?

Not sure if this was asked here, but I has anyone bought a dash masternode? Higher returns than rigs and less affected by market movements. The only issue is it will compromise diversification.....

I have 30k sitting in a Bank of America account. What should I do with it? How should I invest? Help! Don't need the money in the next year or so

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

How did you get into real estate?

What’s happening with the Chinese stocks? Do you think it’ll continue going down or will it go back up?

Living in NJ and may be able to choose NYC as my home office. People who live in NJ can choose NJ / NYC office, which one did you choose?

NJ office: no NYC tax, don't have to file 2 state return. Live in NJ so auto assigned to NJ office currently.

NYC office: NYC tax on paycheck, easier commute, possibly higher pay?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Is it still worth buying Tesla stock? Especially after rising so much since year start?

Did not sell some of my underperforming stocks before end of 2021. Can I sell now but include them in 2021 tax return? Remember there is some grace period for this.

I’m an early startup having raised a bit of money from family and friends to help grow my business. Time is moving fast and I’m potties I won’t hit my targets and being the return back to those who invested.
Once I have used the money that’s been invested there’s no way of seeing it again and still bringing the return quick enough.

The numbers still show it’s possible, I still believe in the concept and I’m still growing, I think I just have some imposter syndrome.

Any advice?

Has anyone been in a position where they racked up 5-6k in amex expenses because they were late submitting things on time? Did u have to eventually pay it off? Did the firm hold your neck?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Recently joined and maybe a long shot: does anyone have insight or advice for condo buying in FT Lauderdale? Realtor and area recommendations?
This will be my secondary property until I can shift residency. Early 40s single. Looking at las olas condos at the moment. Thanks!

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Who has the best M&A Tax Practice ?

Hello IBMers,
IBM has offered me X amount ctc and i accepted it on portal....now got to know that market valuation for 10.3 yoe is greater than offered ctc....can i ask HR to increase the ctc and change the band...will they consider it?...not holding any counter offer as of now

Anyone in Miami going to the Real Deal Showcase on November 10th?

Read that McK is paying 2K higher than BCG this year which means BCG will probably raise again next year to at least match. However, they can’t just copy McK with 2K to match because that would look bad so they’ll have to beat it again. Then McK and Bain will follow. Barring a devastating recession, I’m guessing this means MBB is all getting raises again next year?

Anyone have lucky emailing their building management to open up their gym / amenities? About to send an email and wanted to see if anyone’s had luck doing something similar

High performance wagons? Have under 2 years left on my m340 lease and really wish we got more wagons over in the States. Anyone have any recommendations for consideration? 2 kids fit fine in my car now,
but could use more space and do not want a SUV.

Looking to move from Boston to NYC this May / June. What are the best moving companies to use?

Just curious, how much do Partners make at a firm

What are common easy to pick up side hustles?

How difficult is it to break into mbb from B4 consulting?

Asking on behalf of a friend:
How difficult is it to get an analyst job in current job market (no relevant prior experience) bcom grad

Accepted a position with isolved in the enterprise sales space. Anyone had experience with this company?. It looks like it’s an incredible place to work with a very good earning potential.

You can slap anyone in the world right now with zero consequences, Purge style. Who do you slap? I'll go first: my landlady that increased my rent by 120%, while I still have no hot water.

Hi everyone! Can anyone provide me with their guidance on preparation for ACAMS? Thanks!

Anyone have experience with Ariba Supply Chain Collaboration (SCC)? Seeking high level estimate for duration and resource # for implementation

Anyone have experience with supplier management (scorecard) ? Would appreciate it if someone can provide their experience with the module.

Calling all Strategic Sourcing Managers! Wondering how much you make and your YOE. Having a tough time benchmarking my salary…
TIA

Is there anybody in Montreal area here?

Guys I just killed my first cockroach in NYC. Either I need a new job and to relocate immediately or am now invincible/can do anything?

Is it just me or the average billable work in infrastructure transactions has blown off steam in the last couple of weeks?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Would you give your new tenant some leeway if there was a few days delay in transferring over utilities?

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Do you thank your tenants for paying the rent? A quick thank you text?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Is it common for HOA to ask you to prove your car registration is up to date?