Accenture 401k match begins after a year, does that mean that I should hold off on contributing for one year? Or if I contribute immediately the match will happen retroactively in a year?

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You can contribute without a match, and you should if you can afford it

The match is not retroactive, no

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Ok. This was all foreign to me before, so thanks all!

No. Contribute as much as you can in a ROTH option if possible. Allocate your money into an index fund such as S&P 500. Don't count on an employer for anything other than what you receive in your bank account every other Friday!

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Join the Wealth Creation Group at ACN, helpful and fun for beginners and old pros

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How do I do that? Haven’t started yet, but it’s upcoming

No and No.

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Thank and you!

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No... You should always max this. The more time you have in the market the more your money will grow. I had mine set at 20% when I was an analyst and moved it up to 50% as my income grew. Payroll will stop deducting it once you hit the max contribution so you can set it as high as you want.

I think that’s what I said, in a roundabout way 😎

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