All this student loan talk is so scary to me. If I think hard about it, I'm at the point of thinking 'Do I NEED to go to a four-year expensive college, or just go to a community college and or get a certificate?'. Would you say there's no way you could have gotten your current job if it weren't for your education? Share your honest thoughts!

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I’m a lawyer… so law school is required for most states. And for my current job it’s required. My partner doesn’t have a degree and he runs into challenges all the time. He is about to finish his AA and then join the military which will help him pay for his BA. Doing the latter should also be considered as well. You get work experience and a free degree

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What do you see yourself doing? Start there and then figure out what’s needed. School loans are not ideal and most families are not in a position to pay it all upfront.

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I think at this point, most people should be thinking of ways to make college as inexpensive as possible (attend state schools or community college, get scholarships and grants, etc) and try your damndest not to take out student loans. But a lot of white collar jobs still require 4 year degrees, so yeah it just all depends on what your goals are career-wise. If I was 18, I would probably go into something like electrician trade school.. electricians and other kinds of technical labor like that are not getting automated anytime soon

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I mean, depends on the career path you wanna do if you wanna do something like a trade then trade schools great if you wanna do like sales or retail no you don’t need it for your degree. If you wanna do some more professional lawyer marketing healthcare field business then you’re gonna have to go to college and it’s gonna be expensive. We’ve all been there.

Go for the cheaper option, nobody really cares what school you went to for whatever degree, they just care that you have the degree.

From my experience as long as the program has the proper accreditation it won't matter, not sure if that changes for law/finance though.

Does your state allow you to go to a community College for free? I would do that. Then go get your BS/BA degree. Just make sure that the university that you get your associates degree from will transfer those credits at the university.

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Guys need your suggestion here.

Please help me with my decision.

I am 32 divorced and I have decided to not marry again also i don't have any other other responsibilities /loans etc.

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Additional Posts in Student Loans

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

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If you could go back in time what would you tell yourself before taking out student loans?

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Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Damn LIBOR rate up again...

Does having student loans impact your ability to get a mortgage?

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In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

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SOFI or who else?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

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If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

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Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

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