Amex Platinum, Chase Sapphire Reserve, or other? And do you own more than one? Trying to decide.

like
Posting as :
works at
You are currently posting as works at

Amex platinum for everything. Annual fee pays for itself 2x over through perks. Some of the big ones is free Uber eats pass (no delivery fee), $200 annual Uber/Uber eats credit, $200 airline credit, $200 hotel credit, $100 to saks, Clear membership free , tsa pre check free, priority pass free, and Amex lounges in airports that have free alcohol and food.

Plus there’s always monthly bonuses you can add to the card, like right now I’m getting 7x points on Amazon purchases and 3x points at Shell gas stations.

likehelpful

I have both but only because I know I will use the value of both.

likesmart

Agreed - I also have both and have been very happy with them (have had both approx 4 years). Only worth getting both if you’re going to max out the credits/benefits (e.g., travel credits, global entry, Lyft, DoorDash, Uber, etc.) though. Among other things, I use Reserve for dining and AMEX for travel and Delta Sky Club access.

like

Chase reserve is great, but the annual fee goes up this year to 550

like

My 25 year old daughter is math genius and management consultant. She’s a very happy CSR carrier who says that if you use the card correctly you get the entire annual fee back. Here’s her explanation:

You automatically get $300 back in travel credits, on a flight or gas or anything. I get Lyft pink for free which is $100 per year, and I get $60 in DoorDash credits (the first 60 gets credited back to your statement). So that is $460, and then the points are worth at least $90 per year if you use for travel. I have 300,000 chase points, which is the equivalent of about 2 roundtrip tickets to Asia in business class. And Lyft pink gets me 15% off all rides.

Hard to argue with any of that.

like

For me the benefit of CSR is priority pass restaurants which Amex doesn’t have. Since I fly out of jfk and dca a lot, that $28 pp gets used plenty. But things like that (and Lyft/seamless/DoorDash) are heavily dependent on where you are)

like

Sapphire reserve for travel, Amex gold for food

like

Amex

like

Amex but I do gold. Not nearly as high as platinum but most of the benefits that I use.

like

Gold is good for food. Platinum is worth it if you travel a lot. People get caught up on the platinum vs gold and forget about the benefits. Amex will suggest which one is best if you apply over the phone. They’ll ask about your spending habits.

Amex P's fee just went up.

like

I have both, but with recent fee increases may get rid of both. The benefits penciled out much better at $450, which is what they were at a few years ago, than $550 for Chase and $695(!!) for Amex.

like

I have amex plat for travel and chase Sapphire preferred for daily spend. Recently just got an amex rose gold because it's so PRETTY and also for better restaurant benefits with Amex.

like

Hell yeah! Makes me so happy pulling that card out of my wallet. I got an AU for my husband which fully intend to keep in my second wallet (the smaller, pocketable wallet) so I'm never without it! Att3, what's keeping you from getting it now?

I’m a happy CSR user — Priority Pass is fun and I like Chase’s transfer partners. With my + spouse’s modest/moderate spending (excluding the first year with sign up bonus), we tend to extract one $$ rt international ticket (very handy with family abroad!) every year with a chunk leftover.

Citi Prestige. If you are a Citigold customer the annual fee is lower.

Both.

Related Posts

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

like

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.

like

Has anyone used The Warton Group for 401k appointments? Seems like a lot of money for uncertain success...

likehelpful
like

When an applicant specifies that they require visa sponsorship, does that immediately get the application thrown out?

like

Could anyone recommend a set of indices that are publicly available and is a good predictor for consumer spend in home renovations ?

like

I just started my first day at a startup (on the executive team) but a new friend of mine wants to utilize me as a part-time portfolio manager/financial advisor given my entrepreneurial, VC, & operational background. His holdings are $10m+ and mostly in real estate but he wants to get more involved in tech investing. I have a background in both and it won’t violate my obligations. What terms should I offer him? I was thinking: 1% AUM and 10% profits. Please offer any advice.

like

Is a 529 account worth it for MBA?

like

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

like

Coworker got fired because they stole my clients! We have a policy stating that the realtor who initiated the contact should be the one closing the deal to give them a fair chance. I feel bad but they should have read the policy...

like

Wohooo if you kept it for 3 more days you could have made 35k !!!! Wohooo !!!

Post Photo
likefunny

Has your firm restored your pay? Is it worth considering jumping to another firm that is going to pay you what you’re worth? Don’t know about the rest of you, by my student loan interest rates aren’t getting any lower.

like

Looking for referrals in London/UK. Currently I don't have work permit and would need company sponsored visa. 5+ years of experience in IT, present location is India, any help would be greatly appreciated.

like

Recommendations for a Roth IRA?

like

Have 6 months of emergency savings, really tempted to cut it down to 3 and move the rest into market (index funds / ETFs). Have you had this temptation? How have you handled it?

like

How do you choose 529 college plans. Currently in MD but will move to TX or GA in next couple of years. Any plans that avoids locking into specific state and allow to use funds for private or public colleges.

like

Hi fishes,

Trust everyone is well !
I'm actively looking for a suitable opportunity ( Senior QA Automation Tester) in Singapore which can provide Visa sponsorship as well.
By any chance, does anyone have references in Singapore? I would be available immediately to join the organisation.

References will play an important role in the case of Foreigners in Singapore.
Thanks in advance.

like

Hello Folks from TCS, I need your help, My visa process for Germany is already going on and it shall be completed by ending Feb or early march. I am now having an offer from IBM and I want to use this offer to further cement my onsite position
Should I resign and then talk with management or directly have a discussion stating that I have an offer and When can my travel request be raised post visa stamping

like
likehelpful

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

like

More Posts

Hi @Meta fishes! Interviewing for a M&A Finance Manager role and would appreciate any insights into the interviews, recruiting process and tips to succeed. Thanks in advance!

like

Currently in tier 2 management consulting and recruiter reached out for Business Integrity, Associate role at Meta. Is this role entry level? Base ~102...tempted because it's meta but not sure it would be a step backwards career wise?

Landed an offer today and negotiated a late start. Is it valid to be scared to start late in case signed offers can get rescinded? With current trends 😱

like

Hello everyone! I am a Judicial Law Clerk, which I have been for a little over two years now. However, I’m planning on moving into the AML/Compliance realm. I have a background in finance, having been a Finance Disbursing Officer in the Army for 6 years with one deployment in that role. Additionally, I am currently a JAG attorney and studying for my CAMS, hoping to take that exam in the next month or two. Any advice or referrals for anyone I can talk to learn more about the field? Thanks! :)

like

G’day folks, new in here loving the vibe. I’m a strategy and M&A Manager (Non-top tier) +8 YOE in consulting and a founder with a personal impact, If I get to have an MBB referral for an interview I’d possibly pass out from excitement. Never been more confident to ask for it and chase the dream to join McKinsey, BCG, or Bain please let me know (Happy to share my resume/or get on a chat before you refer me)

like

Anyone here 40s never married, no kids?

like

What’s the A/S/L of Fs in here? Better yet, any Fs in the Charlotte/NC area in here?

like

Alvarez & Marsal What is the typical base and bonus component for Senior Manager in TAP practice? What is the hierarchy? Also, is Sr Mag equivalent to Sr Con or level higher than it?
Researching for upcoming process. This is for India.

Alvarez & Marsal

Could we throw some names of “lifestyle firms”/ firms where you can have a life apart from work?

like

Anyone exit to Salesforce? It’s not. Faang, but It seems really enticing.

likehelpful

How does updating your application work? If I submit apps to schools in R1, and then get promoted in the early fall, is it possible to amend the application to reflect that?

like
like

Why TCS basic is so low, Currently IBM pays me 68k monthly basic with package 20 Lpa and with TCS offer of 28 lpa i suppose to get only 40k basic? Is it wise to join TCS considering this?

like

Don’t you just love when an AE one year out of undergrad tells you your estimate sounds high?

Post Photo
likefunnyuplifting

Anyone have any advice going into the mock/pitch portion of the interview?

like

Bedtime stories for accountants

Post Photo
likefunny

Being a .Net developer since 8 years, working on .net core since 3 yrs along with Angular and React. What next? Should we just continuously learn new front end tech?

Done with Az cloud as well
Please guide.

What are some tactical duties or involvement of lean governance in agile? Also, in full SAFe who is responsible for ensuring the portfolio managers are all accountable to compliance?

like

How do you guys set up your 401K accounts ? Since a lot of vanguard funds have bonds and I’ve heard bonds are haram to invest in? Would like opinions

like

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

like

Additional Posts in Big Law

Could we throw some names of “lifestyle firms”/ firms where you can have a life apart from work?

like

First year here. Do associates get fired for not meeting the billable requirements?

like

Does anyone know the salary for a 3rd year junior associate at Squire Patton Boggs?

like

Investment advice for a junior associate (with minimal research or effort). Young with minimal expenses, so open to any and all suggestions.

like

Anyone here deal with Phantom Share Agreements? Would that be in the wheelhouse for an ECVC lawyer? My BIL is being offered a job with a company and received a proposed phantom shares agreement. One condition states that he must remain in good standing with the company even after the 3 year vesting period to receive distributions. Is that atypical?

like

Are tech trans hours better/more predictable than M&A?

like

Anyone know what Greenberg Traurig is starting at for entry level positions outside NYC? Can’t seem to find a source

like

What does it mean if there’s a NEP at the firm who’s been there for a long time (20+ years), but never got promoted to EP? Never held leadership roles too. Does it usually mean EPs does not like the NEP enough to get promoted?

The NEP has a book of business, though no idea how much it brings in.

like

What questions should senior associates be asking to get a better assessment of partnership prospects? For context, I’m eligible this year as an 8th year, but it’s more common to make it around years 10-11 at my firm (only equity partners), and I’m trying to determine whether to stick around or lateral before I’m too senior. I’m in a smaller group that historically promotes only one new partner every few years, and there are several others also eligible. Any questions I should avoid asking?

like

Is an offer after only a first screener a red flag?

like

How soon to take time off as first year? And how much?

like

Has anyone taken a stealth vacation (i.e. went on a trip but didn’t officially take time off)? Did it work out?

like

People who don’t submit their time daily, how do you remember what you did and for how long? I’ve always just submitted each timer as soon as I finish a task—“call with x re y” really doesn’t take that long even if I’m busy, and if I don’t do it immediately I’ll forget all those little I did in the morning by the time I go to bed. No shade at all to those with different systems, just genuinely curious because I see a lot about catching up at month end on here and I have no idea how that works??

like

What responsibilities should a litigation associate have by their second year?

like

I’m a 4th year and I’ve never billed contemporaneously for even a one full week. I guess I’d just rather have one day of torture recording all my hours at the end of the month than that extra little torture daily. I’m wondering how common or rare this is in BigLaw. Thoughts?

likefunny

New to due diligence and not sure the timeline of projects. Tips to stay organized of the project and timeline, and how to update those leading the deal? Just keep track of new info and provide as necessary?

like
like

How do you deal with stub years who are exceptionally bad? I’m not talking about general cluelessness which is completely expected and understandable, but turning in work product riddled with incomprehensible, grammatically incorrect sentences that would fail middle school English. This is honestly the worst I’ve ever seen. Would you just avoid in the future or raise this with a partner? I don’t even know how to talk to this person about this…

like

I’ve been at a job for a few months and hate it - partners set unrealistic deadlines, micromanage, and create work that truly is not necessary/push urgency when there is no real urgency. I had other offers prior to accepting this job that may still be options, and going back to my old job (for a pay cut) might also be an option. I can’t tell if this is just burnout, growing pains, or just an untenable work environment. Would you ride it out for a year at new job or pursue other options? HELP!

like

For those of you with young children and a 2000 billable requirement, could you share what your typical daily schedule is like? Also do you have time to fit in exercise?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal