Any non citizens here? What’s your opinion on 401k if you don’t know if you will be in the US all your life?

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Still worth it. The savings are tax free, you may get an employee match, and either you end up in the US, or you have a dollar denominated tax free retirement account to cash in on in a few decades time.

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So I have a dumb question, I’m a foreigner, some of my salary goes into a 401k. I can take it out when I wanna move from the US right?

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To the best of my knowledge you need to leave it there for X amount of years in order to get the full amount. But you can technically take out any time but there are penalty fees.

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Just leave the 401(k) in there. It’s safe. Let it grow. Pull it out to your new country when you are old and it’s worth a lot more.

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No.

This thread might be helpful! https://joinfishbowl.com/post_hm6l67

I hear ya, it’s not the simplest! I wish I could help more but hopefully that is a good starting point :) good luck!

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This is exactly my question too! I am in the US now with a 401k... but want to eventually relocate abroad. I’m wondering what the smartest allocation is - 401k, Roth 401k, Roth IRA. What should I be maxing first? We should ask the consultants 🤣

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