Any solid advice welcomed on rolling over my 401k vs leaving it alone as I leave Deloitte. We have a low fee, vanguard account that I am happy with, so wondering why not just leave it there? Thoughts

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Make sure to check your current firm’s policy if it requires you to roll over your former 401k’s. In that case you can roll it in a traditional IRA in vanguard if you don’t like your new 401k facilitator/ fund selection

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Something I learned recently. If you plan to do a Roth backdoor conversion, all money you have in traditional IRA accounts counts towards the pro rata rule. Something to look into if you plan to have money in an IRA that you don't plan to convert.

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I left mine at Accenture - the only way it’s getting moved is if any future employers have fees that low

You can leave it there. No reason to move it unless there’s a better option or you like the simplicity of a single vendor. I only moved mine because it was required.

Thanks

^nice thanks

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