Anyone else feel like they're living paycheck to paycheck in CLT? 💸 It's like my money has wings, and it's not just the rent that's sky-high. Groceries, gas, going out...it adds up! How do you guys stretch those dollars? Side hustles? Budgeting hacks? I need some survival tips!

like
Posting as :
works at
You are currently posting as works at

Most people in the US are struggling with how much everything costs now, this isn’t isolated to CLT. The fun part is there is no solution outside of winning the lottery. Or I guess you could try and job hop for a raise, but if you’re white collar, that market ain’t great right now. I am guessing your income isn’t low enough for government assistance or food banks, at which point the solution is get a second job or reduce your spending. It’s not like everyone else is sitting here on financial “hacks”, we’re stopping subscriptions, buying less food, going out less. But that’s depressing, and people would rather ask for a hack than reality. I get it. I do. I’m sorry.

like

Agreed that it’s not just Charlotte, but my fiancé and I make ~175k/yr and we’re saving for our wedding and it does feel like we’re paycheck to paycheck (since we need to save so much for the wedding). Some of our monthly bills look like this: Groceries $475, Going out/takeout $310, Fun money $100/each, Apartment items $60. There’s not much of a hack aside from strict budgeting and cutting spend or getting a 2nd job. But one things for certain, vote Red this November or it will most likely get worse.

likefunny

1. Too late for that
And 2. Nah that’s not what we want for a wedding

same here, just try to start some business side on the side or maybe other projects, since you're a developer

like

Yep, I’m close to it though I do contribute to 401k. Any savings I get seem to go to car expenses or healthcare expenses pretty quickly so hard to keep too much in savings and still pay everything. I just started a side gig that will give me a bit of breathing room.

like

How much do you make?

Related Posts

Considering buying Breitling Navitimer 41. Thoughts?

Post Photo
like

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

like

Desi 🐟 fam - What apps are you using to make payments in India using US credit card?!
I use Wise for money transfers and other payments using debit card but i want to pay with my credit card and wondering if there's an option for that

like

Words to say, questions to ask, things to do when a client who moved their money to year exactly one year ago, blind sides you with ACATS out after you’ve made 13.7% because he is conservative? GO!

like

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

like

Question for anyone who may be able to answer.

We are looking to file something like an injunction injunction to stop a property sale. The property is owned by a sister and brother. Brother is deceased so it passed down to his children. The heirs bad no idea the aunt is trying to sell. Can we file some type of injunction?

like

I recently sign a lease. The apartment will put my security deposit into an interest-bearing account and requires me to fill out a form W9. I will join EY this June and just wondering if this is ok in terms of the independence rule. I guess the apartment will put my deposit in some sort of funds. Anyone with EY has experience? Reading the independence brochure, looks like it does not specify something related to this scenario but just wanted to confirm . TIA!

like

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

like

Late in the game with buying crypto. Single but with limited savings with which to splurge. What is a good price point during a 'dip', and which 'stock' is best in my situation (LTC, BTC, ETC, etc.?)

like

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

like

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

likesmartfunny

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

like

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

like

Debating when to have the first baby… would you say having a baby is totally worth it ? Worth all the struggles and sacrifices? Or should I wait an extra year just to save more money and enjoy life now without the extra sacrifices… (female 27 & want to have 2 kids)

Fine day for crypto!

like

Other than a Tesla, what make and model has the best acceleration per dollar?

like

Hi Guys,
Need your advice. I have forgot to enter challan details while filing tax and then e-verified then it return with pay later option, though i had paid the income tax first first hand via pay now option.

Will i get outstanding demand plus need to pay penalty for late payment in this case?
Also when will i receive the outstanding payment notice if it happens?

Any site you would recommend for good Kerala house plan ?

Does anyone know if Visa’s 401k plan allows for a mega backdoor roth?

like

Can everyone stop asking to raise taxes? People don’t deserve 24/7 handouts. Let’s take some responsibility, pls and thx

likefunny

More Posts

What is a reasonable rent increase %

like

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

like

Hi experts, in a multiple offer situation for my property with all contingencies waived. I want to add a ‘no repair by seller’ clause to ensure buyers don’t negotiate during their short due diligence. Pls advise on what to ask from their realtors?

like

Accenture Federal Services a good place to work for? New grad going to software engineering analyst in NoVA

like

What are some key changes or additions you made to your LinkedIn which resulted in more recruiters reaching out?

like

Alvarez & Marsal Currently a manager at Big4 FDD. Should I accept an offer with A&M as a senior? Also I'm worried about the upcoming recession and would like to hear your thoughts. TIA! PwC EY KPMG Deloitte Alvarez & Marsal

like

What is business process architect?how much to quote?

like

Level 10.1 how much hike and vpay?

like

What would be the salary range for a demand planning specialist in Bay Area?
For someone with 3.5 years work experience and masters degree

like

How do RSUs/equity work? I received an offer that includes $20k equity. I'm not sure if this is good, or low, as I don't really know how the payout is calculated or given. Can anyone advise?

So, is it worth to leave Deloitte for a startup? Given that current CTC is 6 and startup is offering 16 in hand?

likefunny

Hello fishes,

I'm looking for someone to share 2bhk (fully furnished) in North Bengaluru (Bhartiya City) . It's an all girls accomodation.
Single room in 2BHK Rent : 16 k approx (negotiable)

About Me: feminist, not a party person but a backpacker. Looking forward to positive vibes, long drives and peace times

like

Anyone up to get a drink before the big snowstorm this weekend? M/F welcome. North Cap Hill area. 30M. Looking for chill people, literally only met one new person since covid started.

like

🙋🏼‍♀️ 🐟, can you please post the salary range for band 7 in @standard chartered and the tech stock like Tableau , Microstrategy and powerBI

like

🤣
when software-developer tries on front-desk-executive

Post Photo
likefunny

For a customer success manager with 3 YOE, what’s the expected compensation? Experience working with 100+ accounts to also be in a dedicated role with top 5 ARR client.

like

How is Citi bank project in LTI
Role Senior software Engineer. Please share experience

like

Hello Fishes,
Please Help.
I have 2 year of experience and my Current ctc is 5LPA and m holding an offer of 11LPA (9.8 fixed).
How much I expect from EY GDS HR??
EY

likefunny

Favorite national park to visit in July/August?

like

Additional Posts in Charlotte, NC

Looking for professionals who have public accounting/external audit experience who are looking for a career change. I have a Firm funded round(s) of golf (or coffee/drinks for non-golfers) to share more insight on a career at Siegfried. DM me if you’re interested!

Where are some good places to work remotely in Charlotte? Also are there any clubs or groups for remote workers here?

I am relocating to Charlotte NC November 30th and on the career hunt . I have experience in HR, hospitality, social work, customer service, and education. I’ll graduate with my Master of Social Work in May 2023. I’ve been applying to a few things but no luck. I’m open to trying new career fields and to hybrid, on-site , or remote work. Please point me in the direction of a great opportunity!

like

Just moved to the city and I'm excited to get out and try some new restaurants. What's your all-time favorite spot to grab a bite in Charlotte? (Bonus points if you can tell me what makes it awesome!)

like

This is my first holiday season in Charlotte, is the tree lighting festival worth attending? Does anyone know what to expect?

like

Any recommendations for a restaurant for a work social event? Roughly 10-15 people!

like

Anyone use Braineet software and have any opinions?

🌟What's Happening Wednesday!🌟 Use this thread to share fun events, shows, concerts, activities, and anything else that's happening around the city this weekend!

like

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

like

How hard is it to unload a lease in CLT? Has anyone done it before?

like

New to the app—happy to be here!
I’m an AM here in Charlotte and have a two cybersecurity candidates that were a bit late to an interview process looking for a job as a cyber analyst. Any help finding a home for them would be appreciated

like

Is anyone familiar with the office culture at McKinsey in CLT? Interested in learning more

like

Is anyone interested in taking over the lease for a top floor 3 bed 2 bath, 1500 SQ ft apartment in a newly built complex in Plaza Midwood? The lease runs through Sept 2023. It's one of the nicest complexes in the city, has close proximity to Uptown, and has excellent amenities (e.g. CrossFit style gym, two pools, dog park, on site complimentary cafe, etc.). My unit has an ideal layout for work from home and a huge patio.

Edit: $3,196/mo including valet trash pickup ($35) and pest control ($4)

like

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

How do people make friends here? I have the ones i grew up with and a couple I made in the last couple of years (neighbors/through mutual friends) but I generally find that people here just stick with their social circles

like

Interested in the job market in Charlotte. What are you guys doing (role), company, and how much do you currently make?

audit manager salary in charlotte, nc?

like

Long shot but is anyone collecting the Panini Qatar World Cup 2022 stickers. Looking to trade some…

likefunny

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!

🌟What's happening Wednesday🌟
What's going on in Charlotte? Let's use this thread to share events, concerts, holiday festivities, and other fun things happening in the city this weekend!

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal