Anyone have a BOA mortgage? Does anyone know how to make an extra payment to principal in BOA?

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Will Amex restricting guess access for Centurion Lounge actually make any difference?

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I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

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