Anyone have both the Amex Platinum & Chase Sapphire Reserve? I can upgrade my Amex Gold to Platinum and get 100,000 points - but already have Chase Sapphire Reserve... Is it worth it to have both?

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The bonus points alone are worth the upgrade, even if you downgrade or cancel for next

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I have both. I think it’s worth it. The Platinum really comes down to a $150 fee. $200 in Uber credits which can be used for Uber eats as well. $200 on airline incidentals (Airline gift cards codes as incidentals). Centurion lounge access is another great perk if you frequent airports that have them

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+1 same here

I have both although I’d say it’s probably only worth it with the 100K bonus. Been putting non-CSR bonus spend on the Amex. The airline gift cards that qualify for the airline credit definitely help. Also book domestic air travel with Amex for bonus and international with CSR for better protection benefits.

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Amex platinum purchase protection for miscellaneous purchases is tough to beat

I'd do it just for the 100k bonus. The card has enough perks to be worth just having it in your wallet, even if just for one year. 100k pts (plus at least 5k from spending) is worth at least $1000 making it a no brainers in my opinion.

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I have both. Only reason for the Amex really pays for itself if you fly delta get to use lounges or if you’re out of an airport that has a centurion lounge. Otherwise I feel the cost to benefit ratio then isn’t worth it. Will say though Amex customer service is top notch, I thought CSR was good but Amex plat far superior. KPMG 1 is right, real fee cost is 150$ for the plat just like CSR.

For whatever it’s worth, CSR has better trip delay protection and I think better rental car coverage, for those personal trips

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