Anyone here with a negative net worth (excluding 401k) in their 30s? Or am I an outlier?

Hi,

Does Nagarro provides internet reimbursement?

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

I have a Fidelity Brokeragelink account for my 401k. Every other year I switch from pre and post tax contributions. My money is spread over 3 ETFs currently. Does anyone know how this is tracked? Say if $100k is traditional 401k and $100k is Roth 401k, but they’re mixed, how can Fidelity track what funds are Roth/traditional? If I’m up 300% in ARKK, how can I or anyone else at fidelity tell if the cost basis was pre or post tax contributions?

Anyone heard of Prescient Healthcare Group?

All compensation-related post should follow the below template.

Years of Experience:
Current Organization:
Company:
Title/Level:
Salary:
Bonus:
Stock:
Total comp (Salary + Bonus + Stock):
Benefits:

Hi everyone

Is there any disadvantage if I get relieve on Friday compared to on Monday?

What I am thinking is I will be loss pay for sat and Sunday?

Actually my last is 27th
I asked for a week early relieving so thinking about this.

Thanks.

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

Do any of you participate in employee stock purchase program? I’m at an IPG firm FWIW.

I’m currently at a boutique agency where it’s just me and my boss doing RM for about 200+ people. I have been there for almost a year and have implemented some new processes that are starting to help streamline the process. I currently make $85K. Is this an appropriate salary for my level? I am being approached for RM roles at consulting firms and other agencies. I like the idea of building something here but would also like better benefits (more vacation, better mat leave).

What are ways I can spend my $200 airline credit for the Amex platinum ? I saw upgrades don’t count and I have status so already get free baggage, lounge etc.

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Have 50k in a checking account at a local bank getting no returns. I like having liquid assets since I support currently myself & girlfriend and any unexpected expenses my mother & younger brother have. Any advice how to calculate what I should keep on reserve vs. invest + learn about consequences of pulling investments early (more tax, fees, etc.). I feel like the inability to access funds when my family needs it has been the reason I haven’t invested outside of 401k and have this cash reserve

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

How can I invest in real estate ? Looking for an additional passive income source

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

What is the average salary for an account manager in employee benefits at brokers firm? And what about a senior account manager salary? I have 7 years of experience in the health insurance industry. I want to see if I’m on track or if it would be out of line to ask for a raise.

Hi Fishes,
Please suggest a good project for java and spring boot developer in ibm ..Am looking for good tech stack and WLB

Hello people, need a suggestion, i am working on devops since a few months, and i have been given a task, the deadline of which is tomorrow eod, and i have not been able to do anything significant since the last 2 days 🥺. We r a team of only 3 ppl and no senior is helping me out. My lead will surely scold me Tommorow 😕 What to do? How to handle situations like this? Can they terminate me if i get in such situations again?

Any Alaska Airlines challenges going on now? Or do they match status?

Is there a clause in IBM if one separates before completing year.
Offer letter mentioned recovery of joining bonus if separation before 1 year. If i resign now ,my lwd is beyond 1year since I joined 10 months back. Which date will be considered here? Day of separation filing or actual lwd .
Also Can one can revoke separation at a later stage?

Are text message breakups acceptable? Better than complete ghosting right

Hi all! Any one have an opinion for average rent for a studio in Oakland / Berkeley/ Sf for a ~30 min commute to Embarcadero area in SF? I’m evaluating a job offer and debating whether it’s worth moving out to there from NYC.

Hello SLP team!! What are your average completion rates/ how much of your weekly times are you meeting? I’m really struggling right now and I’m afraid I’ll appear as low productivity

anyone suggest some good PG for men near deloitte Hyd office.

Hi Fishes,

Got a call from Trianz Bangalore location for Cloud Migration Solution Architect role. Can I have some insights about the Company.

When can we expect appraisal letters ?

If anyone needs a cfa tutor Dm me I tutor all levels.

9th September onwards, so called the grand programme for the next 3 Fridays for completion of 150 years!
Question to Leadership!
1. You are calling all the employees in the office & just providing lunch? That's all for completing 150 years?
2. You would ask questions, and whoever is able to answer it, you will give some merchandise only to them?, And the other people are not your employees?
Why are you even organizing it? You think people would come from far places just for lunch?

If Arya Stark from GOT worked in advertising, she would be a strategist...

I haven't been to hyderabad before. What will be most interesting in hyderabad as a newcomer ? Any food and places to visit recommendations ?

'22 Lexus GX460 or '22 GMC Yukon SLT?
Both cost around the same - Lexus is more reliable and likely holds its value better but the Yukon is bigger and likely even safer.

Best way an new undergrad hire analyst made a great first impression you? Starting a new role soon and want to build a great reputation from the start. Maybe besides just doing great work.

What does bench life look like for you?
For me a typical day looks like this
9 am- sign in and check emails
930-11 : look for a new job
11-2 lunch and nap
2-3 : sometimes meetings, mostly begging people for billable work
3-4:30 - proposal work if I have it or more job hunting
5-9pm family time and dinner
10-3am - netflix, videogames, cry myself to sleep

What time frame is used to measure our utilization metric? I'm pretty sure it's not our fiscal year, but sometime around April '16 - March '17?

RC or MC? I‘m a new hire as a risk consultant (associate) and I originally applied for management consulting, but in the middle of the int process (2nd interview) they asked me if I would mind /cont.

Is the PwC Cloud computing and networking practice a part of pwc advisory ? currently looking at a senior associate/cloud analyst role - any insights on the practice/culture would be great!

Hotel or corporate housing? Benefits and drawbacks of each. This is for a long term engagement in Denver. I really like getting my Marriott points, but wouldn’t mind staying some weekends in Denver.

Hearing rumors about Huron layoffs. Any deets? Friend of mine said he got the "email".

Fellow EY 🐟. I left EY recently after two happy years there. How can I get the pension money back? I had around $1500 there and they are not able to help in EY-HELP3.
Can I at least do a rollover to an IRA?

Got hired as a digital strategy consultant. I have over 10 years of industry experience but I’m new to consulting. What courses, workshops or books would you recommend to build a solid toolkit?

Any book recommendations for philosophy, psychology, and business? Or any book you read last year changed your values? Going to fly international, gonna read it on flight. 😍

How can I help people in an impactful way during this corona crisis? My bonus hit and I found out I’m getting another raise amid all of this and I want to help people who are struggling. TIA!

What's a good salary in CH for a Big4 for a Manager position? What benefits can be included?

Book recommendations on genetics and bio hacking?

Top consulting firms for building mobile apps - IOS or Android?

I find myself struggling the explain things with the same eloquence as my colleagues. How can I improve my consulting speak? Any recommended books?

I’m joining a firm in June as an MBA new hire. They just emailed to tell me my job is safe for now, but if things continue to spiral downward that I may not have a job. How worried should I be?