Anyone know the best way to house hack in NYC with FHA loan or NACA program?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Should I trade in my iPhone 13 pro max for $720 to Apple? I don’t know what they sell for used but if that is a good deal let me know if you want to buy it.

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

Ask = Any advice on how much I should invest in crypto and where to start? Background = 68K in a HYSA. 16K = emergency fund. I want to buy a car in December (for personal use and to put on Turo since I’m WFH) and I’m looking into renting a property that I can put on Air BnB. I am also looking into buying a vending machine. I currently max out my Roth and 401K. No HSA because I’m on my mom’s insurance.

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

When contributing to a 529 plan in PA, in addition to being able to deduct PA state taxes on the contributions, can we also deduct the Philly city tax?

I've got a YouTube channel about all things crypto and trading. It is primarily an educational channel, rather than one that is specific to investing.

Please post video requests here. (Continued)

Any McK fuel people in here? Kinda curious about this segment in reference to deal structure. Is it all commercial debt?

What percentage of your income do you save, invest and spend?

Is moving to a HCOL city a bad move financially? If my fiancé and I are making $70k+ in our LCOC market we’d expect an increase in salary to move. Does it even out over time? Is buying property in a HCOL city better than in a LCOL city?

I have a car lease that I’m trying to get rid of in NY. My in-laws want to buy the car from my lease and give it to their mom, but I would have to buy the car out myself and then transfer the title. The plan is to have 3 people write a check to me for $10k each as a gift. Then I buyout the car using $30k. When I transfer the title to their mom, do they have to pay the tax? The buyout price ($30k) already includes sales tax, and if we have to pay tax again to transfer the title, it’s 👎

What is the difference in subscription to notified and subscription to approved mutual funds?

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

I got promoted and finally make 150K which was my dream salary (I know it's not high by NY standards, but I come from a lower income household so I am grateful to be earning this). I've always lived with a roommate and I was going to find my own place once I hit that mark.. but I find myself so scared of spending 2K+ on rent alone. Anyone felt this way when you first got your own place? I keep thinking I could save 1K per month more if I just stick to roommates..

Hey, I’m thinking of getting a Mazda CX-5 2022. Is it a good car? Is it worth the price? Any problems I’ll run into in the future? Please talk about it! This is my first car and I’m super anxious and need to make a deposit soon! Thanks. Is it expensive to maintain?

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

First instinct this morning... put more money on coinbase. Hope by the time it clears I still catch the bottom.

Cliche Question: I have 10k in cash ready to invest. My tolerance for risk is high. Anything valued too low your opinion?

Any insight into Richards, Layton, & Finger out of Wilmington, Delaware?

What's a fair share of taxes? In my view, ideally 0. But curious to hear what people here think.

Engaged and married folk - how did you know you were ready to propose? Any creative suggestions for the perfect quarantine proposal?

Any financial analysts here?

After spending 40 yrs in education. As a special Ed high school teacher, what kind of part time job can I do either from home or close by?

Hi All,

I joined Sunlife on 29th Nov. Till now I didn't hear back from anyone. Not sure about if my laptop is dispatched or now.

I'm living in Bangalore and will be working from here only.

Can someone please guide me, what I need to do?
Given contacts are not helpful.

Anyone working at Abbie willing to provide reference? Desperately need one

What you guys are planning for the long weekend?

Does anyone have recs for a good but not too expensive cross border (Canada-US) accountant? Looking for a consultation/advice

No FSW draw what's happening!?

C3A grade employee in tcs. I have an offer from a company for onsite role and placement is in UK as permanent employee but the role given in offer is an entry level one. With almost 11 years of experience, is it good to accept this offer only for the on-site opportunity?

What is the salary range for a proposal manager with 3 years of experience?

YOE-3.3
Position- Data Engineer
Currently working in Quantiphi
I have 3 offers right now
1) Testbook 23lpa- 19fixed and rest stocks and variable
2)Tech Mahindra-20lpa fixed
3)Skuad - 24lpa fixed
Confused right now which to choose also been listening about recession and bear market so job security is also a crucial point in making a decision.

Hi all, i have an interview scheduled with coinbase. Can someone please suggest what is the complexity of questions asked in coinbase. Medium/ hard leetcode ?

I am currently working at KPMG as an Analyst. I want to do my MBA in HR and Operations. The feedback that I received from people is that growth in HR is slightly restricted and that HRs don't get hikes (while switching) similar to that of Consulting or Finance or Marketing?

I am not solely interested in HR and am open to other domains as well.

I was fired after I reported a partner for a serious (criminal) ethics violation. The firm covered it up. Are all companies like this in the end? I’ve lost my trust and don’t know how to start over.

Does buyer have to share appraisal with seller? Can seller request it?

I saw this townhouse in a prime location in my city for $350k (cheap for the area). The floors are all messed up though but the buyer said they’ll either lower the house price or give a credit for closing cost. There’s also a lot of nicks here and there (some locks missing from door, dents, scratches, stains, and some things are loose). But overall, the house’s architecture and design is so beautiful. Would it be worth it to get it and fix it up? Or find a newer house with less maintenance?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

Is it common for HOA to ask you to prove your car registration is up to date?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Do you thank your tenants for paying the rent? A quick thank you text?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Has anyone here used New Western to buy real estate deals?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?