Personal Investment Chatter

Anyone used Marcus by Goldman before for their savings accounts? It's currently at 2.25% interest. Not asking in terms of trade-off vs investment accounts but rather just for small liquid funds.

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I do! Would highly recommend it. Very user-friendly. I put my emergency fund there. They also have a great 13-month no-penalty CD at 2.35% if you want to park some money for a bit while having flexibility to break the CD if needed.

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Did. Terrible customer service if you need a fee refunded. They also stop crediting interest in the day you initiate a pull from another bank not the date when it actually pulls out of their account. Would stay away from their childish looking bank set up. Recommend purepoint for highest savings rate. Their no penalty is 2.5 percent

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Thinking about parking some money in their savings account. Anyone wanna share a referral code? PM me thanks!

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Use Citi’s Accelerate savings account - 2.36%, easy wires online and through their app, tons of locations nationwide to cash out/manage your account

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Orion federal credit union. 4% You can open unlimited accounts - each account is capped at 30k. Yes, you get deposit insurance.

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Automated transfers in/out on a monthly basis. 8 amazon gift card transactions for 50c each. This is the highest risk free return available from any source I can find.

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Vanguard money markets will always beat a bank account. VMMXX is paying 2.45% Depending on your tax bracket and state of residence, VUSXX at 2.38% may be a better deal. Here in CA I use VCTXX, which only pays 1.32% but is completely tax exempt, which for me is equivalent to 2.6%

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Not true. Purepoint financial cd paying 2.5 percent was paying 2.6 percent before

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That’s a great rate and choice. You might also consider money market type funds that can be bought in any investment account that pay 2.48 and more and not have to go through trivia of opening another account to get a good saving account rate.

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Additional Posts

Thoughts on saying consulting firms like Deloitte and McKinsey in your short term goals, I’ve heard saying MBB could penalize

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How hard is it to get fired from a big 4? Asking bc I heard some people were “pressured” into quitting...

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Anyone think it’s bullshit that Reservist/Guardsman don’t get to collect their pension until age 60? AND get paid less than the AD pension? At least one or the other come on.

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Was upset with my comp until I got the wmail from Anthony Caterino. For him to personally email me my comp made it all better.

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Am I alone with getting sick of colleagues over using “we"? If I do all the work on something and someone says “did we get that done”, I cringe... because NO, I GOT IT DONE, not “we”.

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Thinking about jumping from ACN to Deloitte (MC). Any thoughts re: culture, opportunities, people?

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I’m traveling to Maine from Georgia in a couple of weeks and will be flying into Boston and renting a car. I am reading about Mass. Covid travel rules and I am wondering if I would qualify as a transitory traveler since I’m just passing through. The website only talks about people that are driving through so I was wondering if anyone has done something similar recently. Also, if anyone has flown into BOS recently, how did they check to see if you exempt from the Covid rules?

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I have an interview at 9am, during a snowstorm. Better get that job.

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Exit opps from big 4 digital? Specific roles and company would be appreciated

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Considering the current situation how will a hiring manager view an email from me asking of next steps after a really promising interview I had over a week ago. She emailed me last Thursday con’td

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My CTO and I, are looking for our co-founder. Could you be interested or do you know someone that could be?

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Any thoughts on taking a transformation proj mgr. lead role in industry if they will match pay?

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For those of you who’re aspiring to do an MBA, how are you planning on going on about it given that most of are on H1B. Is an online program the only option or are there more options than I think?

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As a Han person from Xinjiang, it hurts to see how people always associate China with CCP and just negative things in general. Ugyhurs are not treated fairly but there is no genocide either. The one child policy was only applicable to Han, all other minority groups have always been able to have as many children as they want. How could you call that genocide? There’re so many factors that play into the problems at China and it’s just not black and white.

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About to join a year long full Workday implementation. Is Workday still hot enough to warrant joining? It’s a manager level role, just want to be sure it’s a good career move and will provide exit ops

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Glad not part of D and the toxic culture anymore. High performer laid off 60 days ago for no reason of mine and ready for next opportunity. Good luck everyone at D

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Selling GMAT prep! Manhattan books are like new, Advanced Quant is brand new, and I’ll throw in the practice pad and MBA Game Plan book for free.

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Made it to an interview for a job with lots of opportunity at a great company. Received a list of interviewers, and they’re from all over the world. Exciting! But... I’m terrible with accents 😫😫

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I have a Bain offer, does that help to get an interview from McKinsey? I failed McKinsey final round last Oct, and there is a 12-18months non reapply period.

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