Are there net worth checkpoints at which you should be adjusting your investment strategy (either motivated by taxes or returns)? If so, what are they and why? Not thinking for the super wealthy rather the average 🐟. Disregard the natural progression to less risky assets as you get closer to retirement. Just thinking more in line of "I now have $400k liquid, I should be doing x instead of y." Thanks

Can I receive rent on H1? How can that be accounted towards the end of the FY?

I’m seeing the idea of taxing corporations on GAAP income get thrown around. My initial reaction is that it’s a bad idea but I’m far from an expert, especially with taxation. What does everyone here think?

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

Then partner puts it in his pocket, rakes credit F that

Hurrah! We have 93 members! But no one posts or comments lol. Anyone getting Second Life vibes from all these 3D worlds and brand investments? A decade ago Best Buy was serving people in 3D with SL.

For those of you who made your first million in net worth, what did you do next?

Is it good to get stocks as part of CTC which has 4 years vesting period?

CTC looks high due to this stocks but effectively i would not be getting it for the 4 years. Also the yearly hike includes this stock component.

CTC had fixed, variable and stock part. Variable and stock is almost 30% of total ctc.

Really confused if this is a good deal or is it a trap.

How many credit cards do you own?

I’m a Canadian on a TN visa. Am I allowed to trade crypto on Robinhood? If so, can I trade the same coin multiple times in one day (day trading)? What tax implications would this have for me other than the standard capital gains considerations?

Any good book recommendations for profitability and performance management for banking industry? Or books on best practices for calculating economic capital?

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

What is the difference in subscription to notified and subscription to approved mutual funds?

Any lender suggestions in NC Raleigh area??

When picking up a J2, how much should you include about J1 on a background check?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Are those of us on H1b/F1 allowed to enroll in community College for any courses? The one near me has a motorcycle training course that waives the skills test for 1/3rd the price of its competitors

Yay I just inherited some money. Thinking of putting in my resignation!

Did Epsilon just go through a round of layoffs ?

Why are people not good at ending zoom calls? I feel like I’m always the person who throws in the closing statement (I.e, ok well sounds good is that all? Have a nice day! This was helpful thanks Karyn..looks like we’re at top of the hour already) 🤦🏻‍♀️

If I wanna leave the firm in December.. when do I have to tell to my audit teams? I have to be utilized well enough to get my 30 month experience till december.

I received a call from Infosys after 20 days of interview for offer discussion, I was ok with the offer , HR said she will get back, what can I expect next?

Creative director with big brand experience, fantastic book (or so I’ve been told) and just about to go freelance. What can I expect and charge in greater New York City area?

How many hours do you actually work on an average day?

It’s been 6 months and I still cant get over my ex gf. Ugh.

Has anyone pushed back on their firm’s return to office plans? And if so, what has been the response from management to requesting to be fully remote or only coming in once/twice a week?

What do you guys listen to when cranking out models? I’m always on rap but my coworker listens to classical

Any recommendations for a book/podcast/self study materials for a new finance attorney? I have no background in finance and was assigned to a finance group. Help me!!

Any updates on yemalur office, when will it open?

3 Things to keep in mind which changing jobs:
1. Always ask dedicated budget for the job before you tell your expectations.

2. Always have atleast 2 weeks of gap before you join any company. You might not understand significance of that but just have a gap.

3. Always talk to people of team you will be joining before you accept offer or atleast before you join company.

Anyone work in alliance management? Would love to learn more about the function!

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Does anyone know how to get funds that was in a 401k account years ago into your current IRA?

Hi,

I am 25 and am moving to NYC for a job that will pay 200K TC.

This is my first time making like serious money, so not entirely sure how I should break up my spending.

What percentage of my income should be going to savings/retirement? How much should I spend on rent?

What is the best way to get annual cash flow (outside your regular income) without buying a physical asset? I want to generate $100k in incremental cash flow and looking for ideas..

I was once at a dinner with a second year analyst, consultant, and partner, and the analyst said he planned on retiring by 30 and the partner and consultant laughed. Little did they know, the analyst owned his own home and rented all the rooms out so he payed no rent, never ate out, only grocery shopped, and very very rarely bought anything new. He saved most of his income, and was perfectly content with just his video games. That man was serious about not being stuck working forever.

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

the more I want something, the harder it is to achieve. anyone has this feeling also?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Anyone investing in index annuities? Can someone explain why this is beneficial?

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

what should you NOT sacrifice in pursuit of FIRE? Here is a simple heuristic. Imagine yourself a billionaire. What would you need and spend time pursuing? Friends, family, adventure, challenge, growth, health, learning? Anything on your list should never be sacrificed on the alter of FIRE.

Anyone have experience buying franchises or opening stores/businesses? Wondering how feasible it is to do this to move out of the rat race if you have the funds

If you expect to buy a car and a house in around 10 years but don't have specifics in mind, would you reduce 401k contributions to save for those? If so, what asset classes?