Hi,

I am 25 and am moving to NYC for a job that will pay 200K TC.

This is my first time making like serious money, so not entirely sure how I should break up my spending.

What percentage of my income should be going to savings/retirement? How much should I spend on rent?

Accenture people - I’m new to this. 401k allocation recommendations? What should I look for? Heard the retirement year funds have high rates

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

What are some of the investing must-reads that you'd recommend?

We love brand side. Seems most trade buys come directly from brand.

I’m a Canadian on a TN visa. Am I allowed to trade crypto on Robinhood? If so, can I trade the same coin multiple times in one day (day trading)? What tax implications would this have for me other than the standard capital gains considerations?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

Need a working flatmate
Spacious 2bhk in Springfield society, Kharadi.
(Opposite to Reliance mart, less than 2km from WTC)
Brokerage 25k
Monthly rent 25.5k
Security deposit 50k
All above expenses to be divided by 2.

Is there ever going to be a comeback of the main coins (BTC/ETH/LTC) or are the golden days done?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

Anyone have a good CPA in La? Hit with a fat tax bill so looking to see if there are ways I can cut it.

Hi all, I am early in my career in Tech. 23 years old but very concerned with CA rising housing cost. I’m based out in the Walnut Creek area but understand that houses go 2Million+ in the Bay. Thoughts on getting whole life insurance and taking a loan out against around age 35? Thinking I can leverage an aggressive savings approach this way and use the FHA loan. Any ideas? Pros/Cons to this?

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

3 Things to keep in mind which changing jobs:
1. Always ask dedicated budget for the job before you tell your expectations.

2. Always have atleast 2 weeks of gap before you join any company. You might not understand significance of that but just have a gap.

3. Always talk to people of team you will be joining before you accept offer or atleast before you join company.

Is 2023 the return of sales?
Covid has completely changed buying strategies of big corp as companies looked to retain and reset with what they have. What type of change do you see big corps taking this next year to drive growth?

I attended Afro Tech World 2020. It was litty. Anyone else attend? If so, what"d you think about it?

I miss you, airport. I hope I can see you again soon.

Is a 49% debt to income ratio doable for someone who lives very frugally?

Covid dairies: three six mafia is getting me through the day.

Anyone successfully negotiate an offer recently? More specifically has anyone cited inflation as a reason for a pay bump? 😅

Do we have leave encashment policy in PWC at the end of every year.
If yes up to how many leaves we can encash?

Hello! Is there anyone in the Salt Lake area in the group? I am looking for recruiter roles and would love to connect with people about their path. I am very open to all referrals for recruiter roles 😄 Thank you!!!

Small law firm in Westchester, NY looking to bring on 2 associates (1 litigation 1 transactional). having difficulty finding the right candidates and interested in engaging a recruiter. Just looking for some direction or recommendations. Appreciate any guidance- thank you,

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Have a 6.25 inch wrist: is the Omega Seamaster Aqua Terra 41 mm too big for my wrist?

How is Karmarama these days? Good work + nice people? Can’t access the campaign school reports…

Anyone here going to FinCon in Dallas?!

I was excited to cut cost and save but my townhouse HOA fees will be increasing significantly in 2022 (60%) to cover some land repairs in the community. We got this house in Dec last year. Did see mentions of land/wall repairs in the HOA document but was told by the agent that it’s extremely uncommon for the fees to increase by even 5%. The HOA tried passing this plan last year but couldn’t collect enough votes to proceed. This time around, the homeowners close to the land/wall are lobbing to ..

Does anyone know how to get funds that was in a 401k account years ago into your current IRA?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

Open Enrollment Q:
Debating between High Deductible (for HSA) & PPO options.
My spouse has some expensive medications. Annual insurance allowed amount is ~$40K for us in 2021. Since we are currently on PPO, we only paid ~$500 out of pocket.
With a high deductible plan, we would pay ~ $7K out of pocket since HD Plan only pays 90% after the deductible. Is there anyone in similar situation? Does enrolling in a high deductible plan for HSA make sense in this case? Anyone in similar situation?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

For those of you who made your first million in net worth, what did you do next?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

If you expect to buy a car and a house in around 10 years but don't have specifics in mind, would you reduce 401k contributions to save for those? If so, what asset classes?

Are there net worth checkpoints at which you should be adjusting your investment strategy (either motivated by taxes or returns)? If so, what are they and why? Not thinking for the super wealthy rather the average 🐟. Disregard the natural progression to less risky assets as you get closer to retirement. Just thinking more in line of "I now have $400k liquid, I should be doing x instead of y." Thanks

Has anyone moved abroad to save money? I’m 100% remote with 0 work travel and the idea of living in a place like Medellin, Kyiv, Tblisi, or bouncing around a little sounds fun and would allow me to save more $$$$

After 7 years of actively managing my portfolio I have concluded that simple boring index funds are way to go. I did well in tech stocks but have some I'll times entries and exits which kinda took down profits. Do you still believe actively trading would produce better results. I have learned quite a lot in process but now I don't think I would be able to give same time when life gets busy with higher roles, kids etc. Anyone have been successful in managing their portfolios and beating indexes.

Anyone have experience buying franchises or opening stores/businesses? Wondering how feasible it is to do this to move out of the rat race if you have the funds

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?