Hi,

I am 25 and am moving to NYC for a job that will pay 200K TC.

This is my first time making like serious money, so not entirely sure how I should break up my spending.

What percentage of my income should be going to savings/retirement? How much should I spend on rent?

NFLX 220 a great buy or catching a falling knife?

Anyone investing in index annuities? Can someone explain why this is beneficial?

Anyone took personal loan from HDFC !!
What are their interest rates and charges ?
Which bank is best for personal loan considering all charges/ interest rates and all ??

Can I use my $$ from Roth IRA to buy a house in Canada?

Looking to invest in either Moderna or Pfizer. Any thoughts on which one I should choose?

I just moved to Microsoft and got a large 350k stock grant, at a near all time price high ~300/share. It beats over 4 years. Is there any option play I can use to protect my self against stock drops to lock in the 350k?

Is the Schwab AMEX Platinum a Charge Card or a Credit Card? I can’t for the life of me find a definitive answer online.

I’m a Canadian on a TN visa. Am I allowed to trade crypto on Robinhood? If so, can I trade the same coin multiple times in one day (day trading)? What tax implications would this have for me other than the standard capital gains considerations?

Planning to put 20k in market. QQQ vs VOO? I already have VOO

Why is ETH volume so low on gdax?

Will move in September to London
How acceptable is 60k comp given rise in COL?
Any tips for housing areas/process etc

At what age do you think it’s time to slow down, focus on your career and buy a house etc? Or do you think it’s more of a maturity stage?

I’m searching for a second hand car, planning to use it for a year and resell it. What are the best avenues to look for a car? Any recommendations on make, age etc.

Has anyone tried UPS or Fedex pick up for moving boxes without a car? How’s the pricing? Hard to get an accurate quote

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Any loan facility available in BOA

When is Novartis calling people to office?

Wipro is offering 28LPA for 15 yoe managerial role. If it worth going ahead for any reason?

Anyone listening to the podcast “Dr. Death”? Both fascinating and horrifying...

I was passed over for partner but will make of counsel at a V50 firm. I’ve put in the work to make partner, but the firm is making very few this year (less than 10). Am I wrong to feel disrespected?

Interested in hearing what your firm gives clients for the holidays, if anything? Please provide firm size and gift/gift value.

What should be the expected salary from Infosys.
Tech: Oracle HCM Functional Consultant
Yoe: 2
CCTC: 6.5

I hope everybody received 2k Amazon voucher as Xmas gift

Looking to hire a lawyer with 0-3 years experience for our PI practice in Charlotte, NC. Any suggestions on where to post the job? (besides the local law schools)

Wish I had more time for intellectual pursuits. I love doing deals but sometimes I just wanna sit at a cafe and read.

Is there such things as FP&A positions in Big 4? If so, are there better times to make the change than others (I.e. at senior vs manager)? I’m currently in FP&A and looking to work at a Big 4, or another company that offers the ability to move abroad. My current company and many others I know about do not offer the mobility to do so until much later, which is not what I want. Thank you.

I got offer as Associate (Technology) from pwc. Can I extend my joining date for 3-4 weeks?

What is the average pay for Dialysis Technicians

hi
what is the component called other allowances and reimbursement 1 and 2 ? for what purpose its used ?

I am getting an onsite opportunity for UK through CapGemini. Any pointers before I start the visa & offer letter process?
Also does anyone know below:

How will the package be decided. Can I negotiate on it?
Does CG provide accommodation?

PS: I am a Senior Con with 6 years of experience.

Hi fish! Looking to break into tech! Dream company is Google🥹 Curious if anyones company is hiring Recruiters? More associate or entry level. Thanks!

Genuinely curious question: why do so many international students want to get MBAs in the US... it’s hard for them to get work here, with Trump it’s hard to even get and stay here, so what’s the appeal? There are plenty of other good universities internationally so why the expensive ones in the US?

I have an offer deadline coming up, Deloitte Advisory analytics internal audit for $75k and I start in the fall. I'm thinking about extending my stay into the fall past 4 years and try my hand at FT recruiting for management/strategy consulting. Opportunity cost of a year's worth of work but I might be able to start out where I want.

cGPA 3.6, major GPA ~3.7
Should I take the risk?

Is anyone still going to Sawcon this summer?

Anyone investing in index annuities? Can someone explain why this is beneficial?

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

This may not be enough money to be FIRE-worthy, but I have $5000 that doesn't need to go to either of the two tuitions or two mortgages I pay. I have absolutely NO investment skills. I set and forget my 401k and IRA and my savings is in good shape. How can I make the most of this rare extra income?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Does using a 401k Loan to pay off Credit Card Debt, Student Loans and build an emergency fund make sense? know it takes away from future returns but wanted another opinion or experience from it.

Anyone have experience buying franchises or opening stores/businesses? Wondering how feasible it is to do this to move out of the rat race if you have the funds

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

I think everyone on this forum would be really fun to work with compared to the corporate zombies I often interact with. Have you identified other FIRE peers at work? If so, how did you find out and what did you think of them?

Where to find a financial advisor that won’t try to sell you life insurance? My spouse and I just started stable jobs and want to plan for the future.

I’m just stating out. 26yo F. 90k gross salary. Roughly 2,400 in monthly bills.

Any tips and tricks to saving and building wealth. I don’t want to live paycheck to paycheck anymore.

Always said I wanted to reach FI to take more time to do things I love and spend more time with family. But have 9mo off this year and pretty much just binged watched streaming platforms. Rethinking this whole path.

I have a 401k w Deloitte through vanguard. Don’t understand it much. Should I contact vanguard for a 1 on 1 session?

Do you guys diversify your portfolio internationally (developed markets, emerging markets, etc)? Which funds/ETFs/etc and how much of your portfolio?

Just now learning about FIRE, mid-thirties and two small kids. Where do I read about FIRing with little kids? Any website recommendations?

Contributed the full $6k earlier this year to my Roth IRA. Changed jobs and now I’ll be over the income limit. Once I sell stocks and withdraw my contributions/gains from my Roth IRA, do I need to do anything else to make sure I don’t get penalized?

Also very difficult to figure out the gains. Should I just clear out my Roth IRA and move everything to brokerage? There’s about $15k total. Thank you!

What are some of the most impactful/influential resources you have used to learn about investing?